$1,025,000

Estimated payment $7,146/month

Total Views 1,589
3 Beds
2.5 Baths
2,896 Sq Ft
$354 Price per Sq Ft

Highlights

  • Open Floorplan
  • Mature Trees
  • Ranch Style House
  • Wild Rose Elementary School Rated A
  • Property is near a park
  • Wood Flooring

About This Home

This stunning true ranch home is deceiving from the outside, offering nearly 2,900 sq. ft. of thoughtfully designed living space with an exceptional custom floor plan and high-end finishes throughout. From the moment you step inside, you'll notice the architectural details including custom crown moldings, baseboards, and cabinetry. The gourmet kitchen features granite countertops, premium appliances, and an open flow perfect for both daily living and entertaining. Offering three spacious bedrooms, 2.5 baths, and a versatile first-floor office, this home balances comfort and functionality. The outdoor living space is extraordinary-a fully fenced yard backing to a tree line, beautifully landscaped with mature trees, sprinkler system, and an expansive paver patio complete with outdoor fireplace and built-in grill. Perfect for gatherings large or small. Additional highlights include a three-car garage and a full unfinished basement for future expansion. Ideally located just minutes from downtown St. Charles, St. Charles North High School, I-90, shopping, and more, this newer custom-built home offers privacy, luxury, and convenience in one package.

Listing Agent

Meg Whitted

Baird & Warner Fox Valley - Geneva License #475176531 Listed on: 09/03/2025

Baird & Warner Fox Valley -  Geneva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $18,147

Year Built

  • Built in 2016

Lot Details

  • 0.47 Acre Lot
  • Lot Dimensions are 110x164x110x164
  • Fenced
  • Sprinkler System
  • Mature Trees

HOA Fees

  • $92 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Driveway

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Asphalt Roof
  • Stone Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,896 Sq Ft Home
  • Open Floorplan
  • Historic or Period Millwork
  • Crown Molding
  • Ceiling Fan
  • Electric Fireplace
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Home Office
  • Sun or Florida Room
  • Wood Flooring
  • Home Security System

Kitchen

  • Breakfast Bar
  • Double Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Patio
  • Fire Pit

Location

  • Property is near a park

Schools

  • Thompson Middle School
  • St Charles North High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Water Softener is Owned

Community Details

  • Association fees include insurance
  • Reserve Of St. Charles Subdivision

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$18,147

Year Built

Built in 2016

Lot Details

0

HOA Fees

$92 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Subdivision Name: Reserve of St. Charles
  • Year Built: 2016
  • Age: 6-10 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Wine Refrigerator, Cooktop, Humidifier
  • Basement: Unfinished, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Electric
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Vaulted Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), High Ceilings, Open Floorplan, Special Millwork, Granite Counters
  • LivingArea: 2896
  • Other Equipment: Water-Softener Owned, Security System, Ceiling Fan(s), Sump Pump, Sprinkler-Lawn, Water Heater-Gas
  • Room Type: Eating Area, Office, Foyer, Sun Room
  • Estimated Total Finished Sq Ft: 2896
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 2896
  • Fireplace Location: Living Room
  • Total Sq Ft: 2896
  • Main Level Sq Ft: 2896
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Brick, Stone, Fiber Cement
  • ExteriorFeatures: Fire Pit
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • List Price: 1025000
  • Lot Features: Mature Trees
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Concrete, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 3

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: Main Level
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1100
  • Association Fee Frequency: Annually
  • Community Features: Park, Curbs, Sidewalks, Street Lights
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: tbd
  • Management Contact Name: na
  • Management Phone: 000-000-0000

Fee Information

  • Association Fee Includes: Insurance

Schools

  • High School: St Charles North High School
  • Middle/Junior School: Thompson Middle School
  • Middle/Junior School District: 303

Lot Info

  • Lot Size Acres: 0.471
  • Lot Dimensions: 110x164x110x164
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 18147
  • Tax Year: 2024
  • Tax Exemptions: Homeowner,Senior

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $18,148 $260,476 $55,859 $204,617
2023 $18,018 $233,130 $49,995 $183,135
2022 $18,134 $236,893 $54,231 $182,662
2021 $17,437 $225,806 $51,693 $174,113
2020 $17,259 $221,596 $50,729 $170,867
2019 $16,955 $217,209 $49,725 $167,484
2018 $18,808 $232,756 $48,811 $183,945
2017 $19,119 $234,176 $47,142 $187,034
2016 $11,092 $124,817 $45,486 $79,331
2015 -- $16,498 $16,498 $0
2014 -- $16,498 $16,498 $0
2013 -- $16,663 $16,663 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/03/2025 09/03/25 For Sale $1,025,000 -- $354 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $705,500 Chicago Title Insurance Comp
Special Warranty Deed $280,000 Chicago Title Insurance Co
Special Warranty Deed $11,187,000 First American Title Ins Co
Deed $1,637,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $548,250 New Conventional
Closed $601,200 New Conventional
Previous Owner $494,175 Future Advance Clause Open End Mortgage
Previous Owner $7,271,550 Credit Line Revolving
Source: Public Records

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Source: Midwest Real Estate Data (MRED)

MLS Number: 12448136

Midwest Real Estate Data (MRED)

APN: 09-09-378-008