NOT LISTED FOR SALE

4574 Cardinal Cove Ln Unit 26 Naples, FL 34114

Fiddlers Creek Neighborhood

Estimated Value: $486,000 - $527,000

2 Beds
2 Baths
1,913 Sq Ft
$671/mo HOA Fee

Last Sold March 06, 2025

Last sale price $520,000 $272 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $3,898/month

63 Days on Market

Highlights

  • Marina
  • Full Service Day or Wellness Spa
  • Fitness Center
  • Lake Front
  • Golf Course Community
  • Gated with Attendant

About This Home

As of March 2025

Two bedroom, plus a den with a courtyard are just a few highlights in this light, bright, and airy attached villa with stunning lake views in beautiful resort community of Fiddler’s Creek.

Welcome to the serene village of Cardinal Cove, nestled within the prestigious gated community of Fiddler’s Creek. This elegant attached villa blends comfort and luxury, designed to live like a single-family home with no neighbors above or below.

Step inside to discover a light-filled, open floor plan showcasing two spacious bedrooms and two full bathrooms, plus a versatile den which provides direct access to a private courtyard, perfect for relaxation or entertaining. The thoughtfully designed kitchen features natural gas cooking, granite countertops, and abundant storage, making it a delight for any home chef. Beautiful large tile flooring and wide plank luxury vinyl flooring flow throughout, complemented by plantation shutters that add a timeless charm.
The lanai features an eastern exposure lake view which is a true highlight, offering breathtaking sunrises to enjoy while sipping your morning coffee.

Resort-Style Living at Its Finest.
Living in Fiddler’s Creek means access to a host of world-class amenities. Residents enjoy a grand clubhouse with vibrant social and recreational activities, an award-winning Arthur Hills-designed golf course, tennis, pickleball, and bocce courts, a resort-style pool with poolside dining service, and a state-of-the-art fitness center with spa facilities. Fine and casual dining options and miles of scenic biking and walking paths add to the community’s appeal. For those seeking even more exclusivity, additional memberships are available for golf, a private beach club, and marina access.
Prime location is key and Fiddler’s Creek is ideally situated just a short drive from downtown Naples and Marco Island, placing upscale shopping, fine dining, the theater, local art shows, seasonal farmers markets and the pristine white-sand beaches within easy reach.
This villa is a rare gem, combining the best of coastal living, resort-style amenities, and an active, vibrant community. Don’t miss the opportunity to make it your own!

Last Agent to Sell the Property

Patti Ferguson

William Raveis Real Estate License #NAPLES-249527523 Listed on: 12/03/2024

William Raveis Real Estate

Last Buyer's Agent

Jack Winnik

Engel & Volkers Marco Island License #NAPLES-377567527

Engel & Volkers Marco Island

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $6,730

Year Built

  • Built in 2002

Lot Details

  • Lake Front
  • End Unit
  • East Facing Home
  • Gated Home

HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Villa
  • Concrete Block With Brick
  • Stucco
  • Tile

Interior Spaces

  • 1,913 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Furnished or left unfurnished upon request
  • Vaulted Ceiling
  • 4 Ceiling Fans
  • Window Treatments
  • Sliding Windows
  • Combination Dining and Living Room
  • Breakfast Room
  • Den
  • Screened Porch
  • Lake Views

Kitchen

  • Self-Cleaning Oven
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Sinks
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Laundry Tub

Home Security

Outdoor Features

  • Patio

Schools

  • Manatee Elementary School
  • Manatee Middle School
  • Lely High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 25450000606
  • $5,000 special tax assessment

Community Details

Overview

  • $30,000 Additional Association Fee
  • 4 Units
  • Private Membership Available
  • Cardinal Cove Condos
  • Fiddler's Creek Community
  • Mandatory home owners association

Amenities

  • Full Service Day or Wellness Spa
  • Restaurant
  • Sauna
  • Clubhouse
  • Business Center
  • Recreation Room

Recreation

  • Marina
  • Golf Course Community
  • Beach Club Membership Available
  • Tennis Courts
  • Pickleball Courts
  • Fitness Center
  • Exercise Course
  • Community Pool or Spa Combo

Pet Policy

  • Pets up to 22 lbs
  • Call for details about the types of pets allowed
  • 2 Pets Allowed

Security

  • Gated with Attendant
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$6,730

Year Built

Built in 2002

Lot Details

0

HOA Fees

$671 per month

Parking

2

Listing Details

  • Legal Description: CARDINAL COVE AT FIDDLER'S CREEK LOT 26 NKA CARDINAL COVE VILLAGE (HO) LOT 26
  • Property Type: Residential
  • Table: Residential
  • Building Design: Villa Attached
  • Building Description: End-Unit
  • Year Built: 2002
  • Directions: Show ID at Main Gate off of Collier Blvd. Make a left on Championship Dr and Cardinal Cove is the second to the last left before side residence gate. Unit is all the way down on the right side
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 1

Interior Features

  • Furnished Description: Furnished
  • Numberof Ceiling Fans: 4
  • Price Per Sq Ft: 271.82
  • Total Floors: 1
  • Additional Rooms: Den/Study, Laundry in Residence, Screened Lanai/Porch
  • Estimated Living Area: 1913
  • Full Bathrooms: 2
  • Total Bathrooms: 2.00
  • Bedroom Description: First Floor Bedroom, Master BR Ground, Split Bedrooms
  • Bedrooms: 2+Den
  • Total Bedrooms: 2
  • Dining Room: Breakfast Room, Living Dining
  • Equipment: Auto Garage Door, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Self Cleaning Oven, Smoke Detector, Washer
  • Flooring: Tile, Vinyl
  • Floor Plan: Split Bedrooms
  • Interior Amenities: Laundry Tub, Smoke Detectors, Vaulted Ceiling, Walk-In Closet, Window Coverings
  • Kitchen: Pantry
  • Primary Bathroom: Dual Sinks, Separate Tub And Shower
  • Windows: Sliding

Exterior Features

  • Gulf Access: No
  • Private Pool: No
  • Private Spa: No
  • Roof: Tile
  • Construction: Concrete Block
  • Irrigation: Reclaimed
  • Road: Paved Road
  • View: Lake
  • Exterior Features: Patio
  • Exterior Finish: Stucco
  • Waterfront Type: Lake

Garage/Parking

  • Garage Description: Attached
  • Garage Spaces: 2
  • Parking: Driveway Paved

Utilities

  • Cable Available: Yes
  • Cooling: Central Electric
  • Heat: Central Electric, Gas - Natural
  • Security: Gated, Guard At Gate
  • Sewer: Central
  • Water: Central
  • Gas Description: Natural

Condo/Co-op/Association

  • Approval: Application Fee
  • Management: Professional
  • Mandatory HOA: Yes
  • Restrictions: No RV, No Truck
  • Sub Condo Name: CARDINAL COVE
  • HOA Fees: 924
  • HOA Fee Frequency: Quarterly
  • Maintenance: Cable, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Manager, Pest Control Interior, Security, Sewer, Street Lights, Street Maintenance, Trash Removal, Water
  • Club Fee Mandatory: 1090
  • Club Fee Mandatory Frequency: Quarterly
  • Development Name: FIDDLER'S CREEK

Association/Amenities

  • Pets: Limits
  • Pets Limit Max Number: 2
  • Pets Limit Max Weight: 22
  • Development: Fiddler's Creek
  • Amenities: Beach Club Available, Business Center, Clubhouse, Community Pool, Community Room, Community Spa/Hot tub, Exercise Room, Fitness Center Attended, Full Service Spa, Golf Course, Marina, Pickleball, Private Membership, Restaurant, Sauna, Sidewalk, Streetlight, Tennis Court
  • Community Type: Gated, Golf Course, Tennis
  • Units In Building: 4
  • Total Number of Units: 44

Fee Information

  • Application Fee: 150.00
  • One Time Other Fee: 30000
  • One Time Special Assessment Fee: 5000

Schools

  • Elementary School: Manatee Elementary
  • High School: Lely High School
  • Middle School: Manatee Middle School

Lot Info

  • Builder Product: No
  • Section: 15
  • Total Area: 2605
  • Waterfront: Yes
  • Rear Exposure: East
  • Lot Description: Cul-De-Sac
  • Parcel Number: 25450000606

Rental Info

  • Lease Limits: Yes
  • Leases Per Year: 3
  • Min Days Of Lease: 30

Tax Info

  • Tax Description: City And County, No Homestead
  • Tax District Type: Community Development District
  • Taxes: 6729.91
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 3, 2024
Closed on
Mar 6, 2025
Sold by
Sileo Michael Louis and Sileo Dawn Michele
Bought by
Robin S Richards And Marianna K Richards Trus and Richards
Seller's Agent
Patti Ferguson
William Raveis Real Estate
Buyer's Agent
Jack Winnik
Engel & Volkers Marco Island
List Price
$613,000
Sold Price
$520,000
Premium/Discount to List
-$93,000
-15.17%
Views
13
Current Estimated Value
$509,226

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$10,774
Avg. Annual Appreciation
-2.72%

Purchase Details

Closed on
Jan 14, 2021
Sold by
Garvey Lois R and Garvey Richard C
Bought by
Sileo Michael Louis and Sileo Dawn Michele

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
2.71%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 21, 2003
Sold by
G B F C Dev Ltd
Bought by
Garvey Lois R
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Robin S Richards And Marianna K Richards Trus $520,000 None Listed On Document
Sileo Michael Louis $300,000 Attorney
Garvey Lois R $392,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Sileo Michael Louis $225,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/06/2025 03/06/25 Sold $520,000 -5.3% $272 / Sq Ft
02/04/2025 02/04/25 Pending -- -- --
01/27/2025 01/27/25 Price Changed $549,000 -5.8% $287 / Sq Ft
01/16/2025 01/16/25 Price Changed $583,000 -4.9% $305 / Sq Ft
12/03/2024 12/03/24 For Sale $613,000 -- $320 / Sq Ft
Source: Naples Area Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,593 $471,599 -- $471,599
2024 $6,730 $435,965 -- --
2023 $6,730 $396,332 $0 $0
2022 $5,729 $360,302 $0 $360,302
2021 $4,486 $237,343 $0 $237,343
2020 $4,173 $231,604 $0 $231,604
2019 $4,386 $231,604 $0 $231,604
2018 $0 $222,243 $0 $0
2017 $4,763 $202,039 $0 $202,039
2016 $4,408 $186,735 $0 $0
2015 $2,148 $183,980 $0 $0
2014 $4,179 $183,980 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Naples Area Board of REALTORS®

MLS Number: 224098038

Naples Area Board of REALTORS®

APN: 25450000606