NOT LISTED FOR SALE

46 Ernest Ave Fox Lake, IL 60020

Estimated Value: $301,000 - $377,000

3 Beds
2 Baths
1,600 Sq Ft
$205/Sq Ft Est. Value

Last Sold September 30, 2015

Last sale price $162,000 $101 Per Sq Ft

Est. 103% increase in value since last sale

Current estimated payment $2,276/month

30 Days on Market

Highlights

  • Colonial Architecture
  • 2-minute walk to Fox Lake Station
  • Breakfast Bar
  • Stainless Steel Appliances
  • Attached Garage
  • 2-minute walk to Community Garden Green

About This Home

As of September 2015

Really nice newer home just steps from the train! Get to work or to play quickly and easily! Pretty eat in kitchen has so many 42" oak cabinets and lots of counter space plus all stainless appliances! The slider leads to a nice yard. Living/dining room combo with 9' ceiling! 3 big bedrooms upstairs. Master has walk in closet. Full bath has ceramic tile. Big, dry, unfinished basement. New water heater! Come buy this great home!

Last Agent to Sell the Property

Marj Carpenter

RE/MAX Suburban License #471003027 Listed on: 07/27/2015

RE/MAX Suburban

Last Buyer's Agent

Carol Smith

HomeSmart Connect LLC License #475131354

HomeSmart Connect LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,627

Year Built

  • 2003

Lot Details

  • 9,583

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Colonial Architecture
  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Basement Fills Entire Space Under The House
  • Patio

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,627

Year Built

2003

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service, Commuter Train
  • Age: 11-15 Years
  • Full Bathrooms: 2
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2
  • Style Of House: Colonial
  • Type Detached: 2 Stories
  • Estimated Year Built: 2003
  • Tax Exemptions: Homeowner, Senior
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2003

Interior Features

  • Interior Property Features: 1st Floor Full Bath
  • Number Of Rooms: 6
  • Living Room: Dimensions: 14X12, On Level: Main Level, Flooring: Carpet, Windows: All
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, All Stainless Steel Kitchen Appliances
  • Equipment: Water-Softener Owned, TV-Cable, CO Detectors, Ceiling Fan, Sump Pump
  • Attic: Unfinished
  • Basement: Full
  • Basement: Unfinished
  • Bedrooms All Levels: 3
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 3
  • Dining Room: Dimensions: 12X10, On Level: Main Level, Flooring: Carpet, Windows: All
  • Kitchen Type: Dimensions: 16X11, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Eating Area-Table Space
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 16X15, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Bedroom 2: Dimensions: 13X12, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Bedroom 3: Dimensions: 13X11, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Estimated Sq Ft: 1600
  • Dining Room Type: Combined w/ LivRm

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio
  • Acreage: 0.22

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers, 200+ Amp Service
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public, Sewer-Storm
  • Heating Fuel: Gas, Forced Air

Schools

  • School District: 124
  • Elementary School: LOTUS SCHOOL
  • Middle School: STANTON SCHOOL
  • High School: GRANT COMMUNITY HIGH SCHOOL
  • Junior High Dist: 114

Lot Info

  • Lot Dimensions: 75X128
  • Parcel Identification Number: 05092040300000

Tax Info

  • Taxes: 2593.33

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 20, 2018
Sold by
Hpa Borrower 2018 1 Llc
Bought by
Roman Holly and Roman Dante
Current Estimated Value
$328,771

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,674
Outstanding Balance
$163,687
Interest Rate
5.12%
Mortgage Type
FHA
Estimated Equity
$165,084

Purchase Details

Closed on
Feb 4, 2016
Sold by
Hp Illinois I Llc
Bought by
Hpa Borrower 2016-1 Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$508,883,292
Interest Rate
3.97%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Listed on
Jul 27, 2015
Closed on
Sep 30, 2015
Sold by
Romanoski Michael A and Romanoski Claudette A
Bought by
Hp Illinois I Llc
Seller's Agent
Marj Carpenter
RE/MAX Suburban
Buyer's Agent
Carol Smith
HomeSmart Connect LLC
List Price
$172,000
Sold Price
$162,000
Premium/Discount to List
-$10,000
-5.81%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.27%

Purchase Details

Closed on
Jun 26, 2003
Sold by
Buckley Brad
Bought by
Romanoski Michael A and Romanoski Claudette A

Purchase Details

Closed on
Oct 21, 2002
Sold by
Smythe Patrick and Cornerstone Homes Llc
Bought by
Buckley Brad

Purchase Details

Closed on
Aug 9, 2002
Sold by
Fifth Third Bank Chicago
Bought by
Smythe Patrick and Cornerstone Homes Llc
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Roman Holly $189,500 Stewart Title
Hpa Borrower 2016-1 Llc -- Attorney
Hp Illinois I Llc $162,000 First United Title Svcs Inc
Romanoski Michael A $190,000 Imperial Land Title Inc
Buckley Brad $72,000 Imperial Land Title Inc
Smythe Patrick $225,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Roman Holly $185,674
Previous Owner Hpa Borrower 2016-1 Llc $508,883,292
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/30/2015 09/30/15 Sold $162,000 -4.4% $101 / Sq Ft
08/26/2015 08/26/15 Pending -- -- --
08/12/2015 08/12/15 Price Changed $169,500 -1.5% $106 / Sq Ft
07/27/2015 07/27/15 For Sale $172,000 -- $108 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,627 $86,276 $11,740 $74,536
2023 $6,665 $75,515 $11,060 $64,455
2022 $6,665 $73,255 $8,188 $65,067
2021 $6,017 $64,239 $7,717 $56,522
2020 $5,746 $60,326 $7,607 $52,719
2019 $5,489 $57,850 $7,295 $50,555
2018 $4,866 $50,780 $9,154 $41,626
2017 $4,758 $46,936 $8,461 $38,475
2016 $4,803 $42,926 $7,738 $35,188
2015 $3,323 $40,058 $7,221 $32,837
2014 $2,593 $33,711 $11,898 $21,813
2012 $4,438 $42,489 $12,398 $30,091
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08996808

Midwest Real Estate Data (MRED)

APN: 05-09-204-030