Seller's Agent in 2025
Connie Ryan
Century 21 Galloway Realty
(315) 374-0939
22 in this area
203 Total Sales
46 Harbor Brook Dr Oswego, NY 13126
3
Beds
4
Baths
2,085
Sq Ft
0.73
Acres
Highlights
- Sauna
- Recreation Room
- Cathedral Ceiling
- Primary Bedroom Suite
- Traditional Architecture
- Wood Flooring
About This Home
As of October 2025Three level home in peaceful location is awaiting its new owner! Enter through the front door to an open floor plan with living room/dining room combo faaturing cathedral ceilings and skylights. Gas fireplace to chase away any chilly evenings. Atrium door leads to 3 season sun room where you can enjoy all the beauty that the weather & nature has to offer. Sliders to the deck lead to a nice patio that is also shared by the primary bedroom suite. Updated kitchen includes granite countertops and center island for all your culinary delights. Rounding out the first floor, there is an attached 2 car garage, 1/2 bath and large primary suite with beautifully updated bath. Tiled shower, custom closet and separate sink area to help make getting ready for the day easier. Upstairs you will find two great sized bedrooms and another full bath with skylight. A full, finished basement with bar & additional half bath with atrium door to patio area that's covered for your outdoor cooking needs. Great hill for sledding during the winter months!
Last Agent to Sell the Property
Listing by Century 21 Galloway Realty License #40RY0859732 Listed on: 07/27/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,656
Year Built
- Built in 1995
Lot Details
- 0.73 Acre Lot
- Lot Dimensions are 127x249
- Rectangular Lot
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Traditional Architecture
- Block Foundation
- Vinyl Siding
Interior Spaces
- 2,085 Sq Ft Home
- 2-Story Property
- Cathedral Ceiling
- Ceiling Fan
- Skylights
- 2 Fireplaces
- French Doors
- Recreation Room
- Sun or Florida Room
- Sauna
Kitchen
- Electric Oven
- Electric Range
- Microwave
- Kitchen Island
- Granite Countertops
Flooring
- Wood
- Carpet
- Laminate
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms | 1 Primary Bedroom on Main
- Primary Bedroom Suite
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Schools
- Charles E Riley Elementary School
- Oswego Middle School
- Oswego High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Gas Water Heater
Community Details
- Section 147 Subdivision
Listing and Financial Details
- Tax Lot 99
- Assessor Parcel Number 355600-147-000-0006-099-180-0000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 27, 2025
Closed on
Sep 4, 2025
Sold by
National Equity Inc and Anderson
Bought by
Dumdie Clint E
Seller's Agent
Connie Ryan
Century 21 Galloway Realty
Buyer's Agent
Ed Fayette
Century 21 Galloway Realty
List Price
$349,900
Sold Price
$344,000
Premium/Discount to List
-$5,900
-1.69%
Views
69
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,399
Avg. Annual Appreciation
11.89%
Original Mortgage
$344,000
Outstanding Balance
$343,384
Interest Rate
6.56%
Mortgage Type
VA
Estimated Equity
$10,015
Purchase Details
Listed on
Jul 27, 2025
Closed on
Aug 28, 2025
Sold by
Ryan Patrick M and Ryan Corrin Chlebowy
Bought by
National Equity Inc and Anderson
Seller's Agent
Connie Ryan
Century 21 Galloway Realty
Buyer's Agent
Ed Fayette
Century 21 Galloway Realty
List Price
$349,900
Sold Price
$344,000
Premium/Discount to List
-$5,900
-1.69%
Views
69
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$344,000
Outstanding Balance
$343,384
Interest Rate
6.56%
Mortgage Type
VA
Estimated Equity
$10,015
Purchase Details
Closed on
Jun 12, 2022
Sold by
Ryan Patrick M
Bought by
Ryan Patrick M and Ryan Corrin Chlebowy
Purchase Details
Closed on
Jun 10, 2019
Sold by
Ryan Patrick M and Ryan Tiffany M
Bought by
Ryan Patrick M
Purchase Details
Listed on
Jun 23, 2016
Closed on
Oct 6, 2016
Sold by
White Dean A and White Janette L
Bought by
Ryan Patrick M and Ryan Tiffany M
Seller's Agent
CYNTHIA CARUSO
Century 21 Galloway Realty
Buyer's Agent
Connie Ryan
Century 21 Galloway Realty
List Price
$219,900
Sold Price
$222,000
Premium/Discount to List
$2,100
0.95%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.18%
Original Mortgage
$210,900
Interest Rate
3.44%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Bargain Sale Deed | $344,000 | Vanguard Research & Ttl Svcs | |
| Warranty Deed | $344,000 | Vanguard Research & Ttl Svcs | |
| Interfamily Deed Transfer | -- | Vanguard Research & Ttl Svcs | |
| Interfamily Deed Transfer | -- | Vanguard Research & Ttl Svcs | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $222,000 | None Available | |
| Warranty Deed | $222,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $344,000 | VA | |
| Previous Owner | $210,900 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/08/2025 10/08/25 | Sold | $344,000 | -1.7% | $165 / Sq Ft | |
| 08/11/2025 08/11/25 | Pending | -- | -- | -- | |
| 07/27/2025 07/27/25 | For Sale | $349,900 | +57.6% | $168 / Sq Ft | |
| 10/21/2016 10/21/16 | Sold | $222,000 | +1.0% | $106 / Sq Ft | View Prior Sale |
| 08/15/2016 08/15/16 | Pending | -- | -- | -- | |
| 06/23/2016 06/23/16 | For Sale | $219,900 | -- | $105 / Sq Ft |
Source: Central New York Information Services
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,034 | $216,000 | $25,000 | $191,000 |
| 2023 | $7,247 | $216,000 | $25,000 | $191,000 |
| 2022 | $6,791 | $216,000 | $25,000 | $191,000 |
| 2021 | $6,839 | $216,000 | $25,000 | $191,000 |
| 2020 | $2,586 | $216,000 | $25,000 | $191,000 |
| 2019 | $4,886 | $216,000 | $25,000 | $191,000 |
| 2018 | $6,782 | $216,000 | $25,000 | $191,000 |
| 2017 | $5,585 | $192,500 | $22,700 | $169,800 |
| 2016 | $2,318 | $192,500 | $22,700 | $169,800 |
| 2015 | -- | $192,500 | $22,700 | $169,800 |
| 2014 | -- | $192,500 | $22,700 | $169,800 |
Source: Public Records
Agents Affiliated with this Home
-
Connie Ryan
-
Ed Fayette
Buyer's Agent in 2025
Ed Fayette
Century 21 Galloway Realty
(315) 402-3655
38 in this area
321 Total Sales
-
C
Seller's Agent in 2016
CYNTHIA CARUSO
Century 21 Galloway Realty
Map
Source: Central New York Information Services
MLS Number: S1625901
APN: 355600-147-000-0006-099-018-0000
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