$190,000

460 N Main St Unit N403A Wauconda, IL 60084

Wauconda Area

Estimated payment $1,829/month

2 Beds
2 Baths
1,102 Sq Ft
$172 Price per Sq Ft

Highlights

  • Water Views
  • Beach Access
  • Lake Privileges
  • Community Boat Dock
  • In Ground Pool
  • Landscaped Professionally

About This Home

Escape to year-round lakefront living in this well-maintained 2-bedroom, 2-bath condo on Bangs Lake, a full-power spring-fed lake in the heart of downtown Wauconda. Natural light floods the open floor plan through large windows and a private balcony, perfect for morning coffee or watching sunsets over the water. Wood-burning fireplace, updated kitchen, two full baths, and generously sized bedrooms create a comfortable retreat. Lake and grounds views from the balcony. Storage space and dedicated parking included. Harbour Club delivers resort-style living without the upkeep. Private pool, sandy beach, boating and boat slips, kayak area, and an active association that hosts summer beach cookouts. All utilities and exterior maintenance are included in HOA fees, no surprises. Phil's Beach is steps away with swimming, kayak rentals, paddle boards, and row boat options. Downtown Wauconda is walkable with waterfront dining at Docks Bar and Grill and Lindy's, both directly on the lake. Shops, schools, library, parks, and access to Lake County Forest Preserves and the Fox River Trail complete the lifestyle. Bangs Lake is stocked with largemouth bass, bluegill, catfish, crappie, and northern pike. Fishing, jet skiing, tubing, and boating are popular. Public launch options available nearby. This is low-maintenance waterfront living for families, retirees, or anyone who wants lake life without the single-family home upkeep.

Listing Agent

Kim Alden

Compass License #475122036 Listed on: 07/30/2026

Compass

Co-Listing Agent

Anthony Ugaste

Compass License #475203730

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,077

Year Built

  • Built in 1974

Lot Details

  • Landscaped Professionally
  • Mature Trees
  • Wooded Lot

HOA Fees

  • $537 Monthly HOA Fees

Home Design

  • Entry on the 4th floor
  • Brick Exterior Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation
  • Cedar

Interior Spaces

  • 1,102 Sq Ft Home
  • 4-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Window Screens
  • Sliding Doors
  • Family Room
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Storage
  • Laundry Room
  • Water Views
  • Intercom

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Parking

  • 1 Parking Space
  • Parking Available
  • Guest Parking
  • Parking Included in Price
  • Assigned Parking

Outdoor Features

  • In Ground Pool
  • Beach Access
  • Tideland Water Rights
  • Docks
  • Lake Privileges
  • Balcony
  • Covered Patio or Porch

Schools

  • Wauconda Elementary School
  • Wauconda Middle School
  • Wauconda Comm High School

Utilities

  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include heat, air conditioning, water, parking, insurance, clubhouse, pool, exterior maintenance, lawn care, scavenger, snow removal, lake rights
  • 91 Units
  • Lisa Cruz Association, Phone Number (847) 259-1331
  • Harbour Club Subdivision
  • Property managed by McGill Management, Inc.
  • Lock-and-Leave Community

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Party Room
  • Coin Laundry
  • Community Storage Space
  • Elevator

Recreation

  • Community Boat Dock
  • Community Pool

Pet Policy

  • Cats Allowed

Security

  • Resident Manager or Management On Site

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,077

Year Built

Built in 1974

Lot Details

0 Sq Ft Lot

HOA Fees

$537 per month

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Condo
  • Ownership: Condo
  • EntryLevel: 4
  • New Construction: No
  • Property Sub-Type: Condo
  • Subdivision Name: Harbour Club
  • Water Body Name: BANGS LAKE
  • Year Built: 1974
  • Age: 51-60 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: New
  • SomePhotosVirtuallyStaged: No
  • Special Features: VirtualTour
  • Property Sub Type: Condos
  • Stories: 4

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Disposal
  • Basement: None
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Sliding Doors, Sliding Glass Door(s)
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Interior Amenities: Storage, Walk-In Closet(s)
  • LivingArea: 1102
  • Other Equipment: Ceiling Fan(s)
  • Room Type: No additional rooms
  • Stories Total: 4
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Brick, Cedar
  • ExteriorFeatures: Balcony, Dock
  • Foundation Details: Concrete Perimeter
  • Lot Features: Common Grounds, Landscaped, Water Rights, Wooded, Mature Trees
  • Pool Features: In Ground
  • Roof: Asphalt
  • View: Water
  • Waterfront Features: Beach Access, Lake Privileges
  • Waterfront: Yes

Garage/Parking

  • Parking Features: Assigned, Guest, Yes
  • ParkingTotal: 1

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air
  • Laundry Features: Common Area
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK
  • Association Fee: 537
  • Association Amenities: Boat Dock, Coin Laundry, Elevator in Residence, Storage, Party Room, Pool, Security Door Lock(s), Clubhouse, Laundry, Covered Porch, Elevator(s), In Ground Pool, Intercom, Picnic Area, School Bus
  • Association Fee Frequency: Monthly
  • Management: Manager Off-site
  • Master Association Fee Frequency: Not Required
  • Management Company: McGill Management, Inc.
  • Management Contact Name: Lisa Cruz
  • Management Phone: 847-259-1331

Fee Information

  • Association Fee Includes: Heat, Air Conditioning, Water, Parking, Insurance, Clubhouse, Pool, Exterior Maintenance, Lawn Care, Scavenger, Snow Removal, Lake Rights

Schools

  • Elementary School: Wauconda Elementary School
  • High School: Wauconda Comm High School
  • Middle/Junior School: Wauconda Middle School

Lot Info

  • Lot Dimensions: COMMON
  • Rural (Y/N): N
  • Special Assessments: N

Rental Info

  • Board Number: 2
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 3076.84
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 91

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,077 $45,462 $4,548 $40,914
2024 $2,253 $42,587 $4,260 $38,327
2023 $2,950 $38,928 $3,894 $35,034
2022 $2,950 $38,037 $4,157 $33,880
2021 $2,883 $37,042 $3,928 $33,114
2020 $3,084 $38,329 $3,744 $34,585
2019 $2,945 $38,524 $3,538 $34,986
2018 $1,647 $25,378 $3,808 $21,570
2017 $1,639 $25,085 $3,764 $21,321
2016 $1,478 $23,754 $3,564 $20,190
2015 $1,292 $21,807 $3,272 $18,535
2014 $691 $19,645 $3,438 $16,207
2012 $863 $16,914 $3,290 $13,624
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/30/2026 07/30/26 For Sale $190,000 +46.2% $172 / Sq Ft
04/05/2023 04/05/23 Sold $130,000 +3.2% $118 / Sq Ft View Prior Sale
03/15/2023 03/15/23 Pending -- -- --
03/10/2023 03/10/23 For Sale $126,000 -- $114 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $130,000 None Listed On Document
Interfamily Deed Transfer -- Attorney
Warranty Deed $78,000 Chicago Title Insurance Co
Warranty Deed $77,000 --
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12706499

Midwest Real Estate Data (MRED)

APN: 09-26-204-061

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