NOT LISTED FOR SALE

Estimated Value: $492,220

4 Beds
2 Baths
1,188 Sq Ft
$414/Sq Ft Est. Value

Sale Details

Date Sold: August 12, 2024

Last sale price $477,500 $402 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $3,221 / mo

Highlights

  • Lake View
  • 2 Fireplaces
  • Porch
  • 1.2 Acre Lot
  • No HOA
  • Central Heating and Cooling System

About This Home

As of August 2024

574 ft of waterfront with Year round deep water! Stunning 4 bed room, 2 bath, completely remodeled lake house. This beautiful property has tons of privacy and incredible water views from the porch sitting on 1.19 acres. The kitchen has brand new custom cabinets, and quartz countertops along with stainless steel appliances. All rooms except 1 bedroom has waterfront views. Luxury Vinyl plank flooring adds durability, while new HVAC and new windows ensure year round comfort and energy efficiency. A two car garage provides ample storage for vehicles or storage. This property currently has no dock, but one of the most enticing aspects is the eligibility for a dock permit, thanks to proper TVA water zoning, allowing you to fully embrace waterfront living with the addition of your own private dock.

This property is a short 40 minute drive from downtown Chattanooga. Also located close to a boat ramp, and downtown Dayton which has incredible food, and parks.

Last Agent to Sell the Property

Ralph Harvey

ListWithFreedom.com Brokerage Phone: 8554564945 License #338742 Listed on: 08/07/2026

Last Buyer's Agent

NONMLS NONMLS

License #2211

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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,657

Year Built

  • Built in 1968

Lot Details

  • 1.2 Acre Lot
  • Lot Dimensions are 574x143x574x124
  • Level Lot

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Shingle Roof

Interior Spaces

  • Property has 2 Levels
  • 2 Fireplaces
  • Gas Fireplace
  • Vinyl Flooring
  • Lake Views
  • Finished Basement

Kitchen

  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • 2 Full Bathrooms

Schools

  • Dayton City Elementary
  • Rhea County High School

Additional Features

  • Porch
  • Central Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 090 14200 000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,657

Year Built

Built in 1968

Lot Details

1.2 Acres

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 1968
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Existing
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Fireplaces: 2
  • Flooring: Vinyl
  • Total Bedrooms: 4
  • Main Level Bedrooms: 4
  • Full Bathrooms: 2
  • Has Basement: Finished
  • Above Grade Finished Sq Ft: 1188.0
  • Below Grade Sq Ft: 1188
  • Building Area Units: Square Feet
  • Living Area: 1188.0
  • Living Area Units: Square Feet

Exterior Features

  • Patio And Porch Features: Porch
  • Pool Private: No
  • Roof: Shingle
  • Topography: Level
  • View: Water, Lake
  • View: Yes
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Covered Parking Spaces: 2.0
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Asphalt, Driveway
  • Total Parking Spaces: 2

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Water Available

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Lot Info

  • Lot Features: Level
  • Lot Size Acres: 1.200
  • Lot Size: 574x143x574x124
  • Lot Size Units: Acres
  • Parcel #: 090 14200 000
  • Property Attached Yn: No

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 1657

MLS Schools

  • Elementary School: Dayton City Elementary
  • High School: Rhea County High School
  • Middle Or Junior School: Dayton City Elementary

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 7, 2026
Closed on
Aug 7, 2024
Sold by
Optimum Offer Llc
Bought by
Seller's Agent
Ralph Harvey
ListWithFreedom.com
Buyer's Agent
NONMLS NONMLS
List Price
$479,000
Sold Price
$477,500
Premium/Discount to List
-$1,500
-0.31%
Current Estimated Value
$492,220

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,720
Avg. Annual Appreciation
-3.33%
Original Mortgage
$377,500
Outstanding Balance
$369,836
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$75,004

Purchase Details

Closed on
Jan 9, 2024
Sold by
Thompson Billy Joe and Thompson Wanda Sue
Bought by
Optimum Offer Llc

Purchase Details

Closed on
Feb 6, 1987
Bought by
Thompson Billy Joe and Wanda Sue

Purchase Details

Closed on
Nov 2, 1981

Purchase Details

Closed on
Oct 26, 1978

Purchase Details

Closed on
Jan 4, 1900
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$477,500 Title Services Of Tennessee
Optimum Offer Llc $250,000 Title Services Of Tennessee
Thompson Billy Joe -- --
-- -- --
-- -- --
-- -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $377,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/07/2026 08/07/26 For Sale $479,000 +0.3% $403 / Sq Ft
08/12/2024 08/12/24 Sold $477,500 -- $402 / Sq Ft
07/15/2024 07/15/24 Pending -- -- --
Source: Realtracs

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 -- $109,750 $28,750 $81,000
2024 -- $83,400 $28,750 $54,650
2023 $1,657 $53,700 $22,500 $31,200
2022 $1,522 $53,700 $22,500 $31,200
2021 $1,520 $53,700 $22,500 $31,200
2020 $1,209 $53,625 $22,500 $31,125
2019 $1,518 $53,625 $22,500 $31,125
2018 $1,187 $41,825 $14,475 $27,350
2017 $1,145 $41,825 $14,475 $27,350
2016 $1,122 $41,825 $14,475 $27,350
2015 $1,080 $41,825 $14,475 $27,350
2014 $877 $41,825 $14,475 $27,350
2013 -- $41,825 $14,475 $27,350
Source: Public Records

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Map

Source: Realtracs

MLS Number: 3337139

Realtracs

APN: 090-142.00

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