4622 Cotton Creek Dr Charlotte, NC 28226
Wessex Square Neighborhood
4
Beds
2.5
Baths
3,051
Sq Ft
0.45
Acres
Highlights
- Open Floorplan
- Fireplace in Primary Bedroom
- Private Lot
- Olde Providence Elementary Rated A-
- Deck
- Pond
About This Home
As of July 2025Luxury, Comfort & Charm in Cottonwood! From the moment you arrive, this beautifully landscaped home draws you in with its grand two-story foyer, rich hardwoods, crown molding, and wainscoting. The sunlit kitchen is a chef’s dream, featuring white cabinetry, granite counters, stainless appliances, a gas cooktop, a wall oven, and ample counter space. Cozy up by the fireplace in the family room, enjoy meals in the formal dining room, or start your day in the bright breakfast nook. Upstairs, the vaulted primary suite is a peaceful retreat with its own fireplace and spa-like bath. Three additional bedrooms and a full bath offer room to grow. Don’t miss the walk-up unfinished attic—perfect for storage or your future gym, bonus room, or playroom. Enjoy a fenced yard backing to trees with a new deck and patio—ideal for summer nights. New furnace (2023), replaced plumbing pipes (2020), and a whole-house water filter offer comfort and peace of mind. Welcome home, you won’t want to miss this one!
Last Agent to Sell the Property
Keller Williams South Park Brokerage Email: kbernard@empowerhome.com License #259162 Listed on: 06/04/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,795
Year Built
- Built in 1990
Lot Details
- Back Yard Fenced
- Private Lot
- Level Lot
- Irrigation
- Wooded Lot
- Property is zoned N1-A
HOA Fees
- $13 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Driveway
Home Design
- Brick Exterior Construction
- Hardboard
Interior Spaces
- 2-Story Property
- Open Floorplan
- Ceiling Fan
- Skylights
- Wood Burning Fireplace
- Entrance Foyer
- Family Room with Fireplace
- Crawl Space
- Laundry Room
Kitchen
- Breakfast Bar
- Built-In Oven
- Electric Oven
- Gas Cooktop
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Fireplace in Primary Bedroom
- Walk-In Closet
- Garden Bath
Outdoor Features
- Pond
- Deck
- Patio
- Shed
- Front Porch
Schools
- Olde Providence Elementary School
- Carmel Middle School
- South Mecklenburg High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
- Water Softener
- Fiber Optics Available
- Cable TV Available
Community Details
- Cottonwood HOA
- Cottonwood Subdivision
- Mandatory home owners association
Listing and Financial Details
- Assessor Parcel Number 211-532-19
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 4, 2025
Closed on
Jun 27, 2025
Sold by
Nash Chelsea Morgan and Nash James Kendrick
Bought by
Reynolds Alia Afshaan and Afshaan Shafi A
Seller's Agent
Kristen Bernard
Keller Williams South Park
Buyer's Agent
Andrea Roether
Dickens Mitchener & Associates Inc
List Price
$925,000
Sold Price
$991,000
Premium/Discount to List
$66,000
7.14%
Views
7
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-51.06%
Original Mortgage
$591,000
Outstanding Balance
$590,501
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$325,596
Purchase Details
Listed on
Jun 29, 2020
Closed on
Aug 3, 2020
Sold by
Newman Drew and Newman Kristin
Bought by
Nash James Kendrick and Nash Chelsea Morgan
Seller's Agent
Brian Casper
Keller Williams Ballantyne Area
Buyer's Agent
Kristen Bernard
Keller Williams South Park
List Price
$550,000
Sold Price
$550,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.60%
Original Mortgage
$440,000
Interest Rate
3.1%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 22, 2012
Sold by
Brantley William and Brantley Jennifer
Bought by
Newman Drew and Newman Kristin
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$338,000
Interest Rate
3.89%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 20, 2007
Sold by
Salt Matthew Scott and Salt Gemma L
Bought by
Brantley William and Brantley Jennifer
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$284,000
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Charlotte, NC
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $991,000 | None Listed On Document | |
| Warranty Deed | $991,000 | None Listed On Document | |
| Warranty Deed | $550,000 | None Available | |
| Warranty Deed | $400,000 | None Available | |
| Warranty Deed | $355,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $591,000 | New Conventional | |
| Closed | $591,000 | New Conventional | |
| Previous Owner | $440,000 | New Conventional | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $338,000 | New Conventional | |
| Previous Owner | $53,250 | Credit Line Revolving | |
| Previous Owner | $284,000 | Purchase Money Mortgage | |
| Previous Owner | $213,750 | Unknown | |
| Previous Owner | $145,500 | Unknown | |
| Previous Owner | $25,900 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/17/2025 07/17/25 | Sold | $991,000 | +7.1% | $325 / Sq Ft |
| 06/04/2025 06/04/25 | For Sale | $925,000 | +68.2% | $303 / Sq Ft |
| 08/03/2020 08/03/20 | Sold | $550,000 | 0.0% | $179 / Sq Ft |
| 07/01/2020 07/01/20 | Pending | -- | -- | -- |
| 06/29/2020 06/29/20 | For Sale | $550,000 | -- | $179 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,795 | $745,000 | $200,000 | $545,000 |
| 2023 | $5,795 | $745,000 | $200,000 | $545,000 |
| 2022 | $4,575 | $461,100 | $120,000 | $341,100 |
| 2021 | $4,564 | $461,100 | $120,000 | $341,100 |
| 2020 | $4,334 | $449,100 | $120,000 | $329,100 |
| 2019 | $4,425 | $466,600 | $120,000 | $346,600 |
| 2018 | $4,833 | $362,800 | $80,000 | $282,800 |
| 2017 | $4,759 | $362,800 | $80,000 | $282,800 |
| 2016 | $4,750 | $362,800 | $80,000 | $282,800 |
| 2015 | $4,738 | $362,800 | $80,000 | $282,800 |
| 2014 | $4,722 | $362,800 | $80,000 | $282,800 |
Source: Public Records
Agents Affiliated with this Home
-
Kristen Bernard
Seller's Agent in 2025
Kristen Bernard
Keller Williams South Park
(704) 610-3302
5 in this area
445 Total Sales
-
Andrea Roether
Buyer's Agent in 2025
Andrea Roether
Dickens Mitchener & Associates Inc
(980) 307-3262
4 in this area
83 Total Sales
-
B
Seller's Agent in 2020
Brian Casper
Keller Williams Ballantyne Area
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4259708
APN: 211-532-19
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