$559,000
SOLD OCT 24, 2025

46278 Marin Bay Loop Perham, MN 56573

3 Beds
2.5 Baths
1,694 Sq Ft
1,568 Sq Ft Lot

Recently Sold

$330 Per Sq Ft

2% Above List Price

29 Days on Market

Highlights

  • 418 Feet of Waterfront
  • Beach
  • Vaulted Ceiling
  • Dock Facilities
  • Lake View
  • Radiant Floor

About This Home

As of October 2025

MAINTENANCE-FREE LIVING ON BIG PINE! Welcome to MARIN BAY, one of the most sought-after Communities on Big Pine, celebrated for Year-Round Living and a truly Maintenance-Free Lifestyle. The highly regarded HOA takes care of Lawn Care, Snow Removal, Docks In & Out, and more, giving you all the perks of Lakefront Living without the Upkeep.

Peacefully situated on the West End of the Community, this Home enjoys added Privacy, a Spacious Yard, and direct access to a Perfectly Level Lot leading to a Pristine Sugar-Sand Beach. Just 5 Minutes from Downtown Perham, you’ll have quick access to Restaurants, Shopping, and Community Events while still enjoying the Quiet of Lakeside Living.

Inside, the Living Room welcomes you with Towering Vaulted Ceilings, a Masonry Gas Fireplace, and Expansive South-Facing Windows that fill the space with Natural Light & Stunning Lake Views through every Season. The Main Level is designed for Convenience with a Primary Bedroom and Ensuite Bath, Laundry, and an Attached 2-Stall Garage, making One-Level Living not only possible, but Easy.

Upstairs, you’ll find Two Additional Bedrooms, a Full Bath, and a Versatile Bonus Room ideal for Storage or a Home Office. Designed for Easy Living and Maximum Enjoyment, this Home delivers everything you’ve been looking for on the lake. Whether you’re looking for something Year-Round or a Seasonal Retreat, Marin Bay is the Perfect Place to Call Home!

Last Agent to Sell the Property

Jason Witzke

Jack Chivers Realty Listed on: 08/22/2025

Co-Listed By

Trevin Konley

Jack Chivers Realty

Last Buyer's Agent

Arianna Zavala

REALTY XPERTS

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $2,666

Year Built

  • Built in 2004

Lot Details

  • 1,568 Sq Ft Lot
  • 418 Feet of Waterfront
  • Lake Front
  • Sprinkler System
  • Many Trees

HOA Fees

  • $300 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Insulated Garage

Home Design

  • Property Attached
  • Vinyl Siding

Interior Spaces

  • 1,694 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Fireplace Features Masonry
  • Gas Fireplace
  • Entrance Foyer
  • Living Room with Fireplace
  • Dining Room
  • Den
  • Bonus Room
  • Utility Room
  • Radiant Floor
  • Lake Views

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Eco-Friendly Details

  • Air Exchanger

Outdoor Features

  • Dock Facilities
  • Shared Waterfront
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Shared Water Source
  • Well
  • Electric Water Heater
  • Water Softener is Owned
  • Shared Septic
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 12000990458003

Community Details

Overview

  • Association fees include beach access, dock, hazard insurance, lawn care, ground maintenance, professional mgmt, trash, sewer, shared amenities, snow removal
  • Riversedge Development, Inc Association, Phone Number (218) 213-1904
  • Marin Bay Condo Subdivision

Recreation

  • Beach

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$2,666

Year Built

Built in 2004

Lot Details

0

HOA Fees

$300 per month

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Two Unit
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: Other
  • Fireplaces: 1
  • Water Source: Shared System, Well
  • Association Amenities: Beach, Boat Slip, Dock, In-Ground Sprinkler System, Patio
  • Fee Frequency: Monthly
  • Year Built: 2004
  • Above Grade Finished Sq Ft: 1694
  • Water Body Name: Big Pine
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Fiber Optic
  • Special Features: None
  • Property Sub Type: MultiFamily

Interior Features

  • Basement: None
  • Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Water Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Fireplace Features: Full Masonry, Gas, Living Room
  • Living Area: 1694
  • Fireplace: Yes
  • Basement YN: No
  • Dining Room Type: Foyer, Living Room, Dining Room, Kitchen, Laundry, Bathroom, Bedroom 1, Primary Bathroom, Den, Bedroom 2, Bedroom 3, Bonus Room, Utility Room, Garage, Patio

Beds/Baths

  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • View: South
  • Other Structures: Storage Shed
  • ConstructionMaterialsDesc: Block,Frame
  • PatioPorchType: Patio
  • Lake Bottom: Excellent Sand
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 0-4
  • Waterfront Frontage: 418

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Electric, Finished Garage, Insulated Garage

Utilities

  • Heating: Forced Air, Fireplace(s), Radiant Floor
  • Sewer: Mound Septic, Septic System Compliant - Yes, Shared Septic
  • Fuel: Natural Gas
  • Power Company: Lake Region Electric Co-op

Condo/Co-op/Association

  • HOA Fee Includes: Beach Access, Dock, Hazard Insurance, Lawn Care, Other, Maintenance Grounds, Professional Mgmt, Trash, Sewer, Shared Amenities, Snow Removal
  • Phone: 218-213-1904
  • Association Fee: 300
  • Association: Yes
  • Amenities Unit: Ceiling Fan(s),Dock,Main Floor Primary Bedroom,Natural Woodwork,Patio,Panoramic View,Boat Slip,In-Ground Sprinkler,Tile Floors,Vaulted Ceiling(s),Walk-In Closet

Association/Amenities

  • HOA Management Co: Riversedge Development, Inc

Schools

  • Junior High Dist: Perham-Dent
  • SchoolDistrictPhone: 218-346-4501

Lot Info

  • Topography: Level,Wooded
  • Waterfront YN: Yes
  • PropertyAttachedYN: Yes
  • Lot Size: Irregular
  • Lot Size Sq Ft: 1568.16
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 12000990458003
  • Tax Annual Amount: 2666
  • TaxWithAssessments: 2746.0000

Multi Family

  • WaterfrontFeatures: Association Access, Dock, Lake Front, Lake View, Shared

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 22, 2025
Closed on
Oct 24, 2025
Sold by
Alton B Christenson Revocable Trust
Bought by
Ford Scott F and Ford Tara
Seller's Agent
Jason Witzke
Jack Chivers Realty
Buyer's Agent
Arianna Zavala
REALTY XPERTS
List Price
$549,000
Sold Price
$559,000
Premium/Discount to List
$10,000
1.82%
Views
16

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-9.09%
Original Mortgage
$559,000
Outstanding Balance
$559,000
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
-$9,506

Purchase Details

Closed on
Jun 5, 2014
Sold by
Nelson Bruce Bruce
Bought by
Christenson Alton

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$285,000
Interest Rate
4.34%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $559,000 --
Deed $285,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $559,000 New Conventional
Previous Owner $285,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/24/2025 10/24/25 Sold $559,000 +1.8% $330 / Sq Ft
09/20/2025 09/20/25 Pending -- -- --
08/22/2025 08/22/25 For Sale $549,000 -- $324 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,044 $447,100 $167,000 $280,100
2024 $2,550 $460,600 $163,000 $297,600
2023 $2,630 $378,100 $135,200 $242,900
2022 $2,652 $263,000 $0 $0
2021 $2,686 $378,100 $135,200 $242,900
2020 $2,724 $302,200 $84,300 $217,900
2019 $2,642 $291,800 $81,400 $210,400
2018 $2,398 $291,800 $81,400 $210,400
2017 $2,380 $255,400 $72,700 $182,700
2016 $2,322 $241,900 $74,400 $167,500
2015 $2,096 $0 $0 $0
2014 -- $231,700 $69,200 $162,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6769825

NorthstarMLS

APN: 12000990458003