$539,000
$10K PRICE DROP

4638 Vinsetta Ave North Fort Myers, FL 33903

Estimated payment $3,193/month

Total Views 2,935
3 Beds
2 Baths
1,833 Sq Ft
$294 Price per Sq Ft

Highlights

  • Home fronts a seawall
  • Canal Access
  • Fruit Trees
  • Cape Elementary School Rated A-
  • Canal View
  • Maid or Guest Quarters

About This Home

JUST REDUCED! Your Private Waterfront Escape
Loch Moor Waterway Estates | Gulf Access | No Bridges | Move-In Ready Welcome to the lifestyle you’ve been dreaming of—a refined waterfront retreat that blends timeless design with the tranquility of Florida coastal living. Beautifully remodeled, this 3-bedroom + den, 2-bath residence is situated on an oversized corner lot in the sought-after Lochmoor Waterway Estates, offering DIRECT Sailboat Gulf Access with no bridges and just a 10-minute cruise to open water. Stepping inside, you will immediately be overtaken by an island vibe. Live where you feel like you're on vacation every day. This home offers the perfect blend of affordability, convenience and outdoor living. El Rio Golf course is at a visible distance - steps away from fun with friends. Gather at the fire pit on the waterfront for s'mores, fishing or conversation time with family or friends. Set on elevated ground that has NEVER FLOODED, this home offers both peace of mind and elegant comfort. Recent upgrades include a 2023 standing seam METAL ROOF, 2024 PGT Impact Resistant Windows, a hurricane-rated garage door, updated plumbing and electrical, new soffits and gutters and freshly painted interiors and exteriors—making this a truly ready to move in experience. Inside, discover an open-concept floor plan anchored by a designer kitchen featuring shaker cabinetry, granite countertops, and a sea-glass backsplash that radiates coastal sophistication. New Bahama style ceiling fans and top-quality white Venetian blinds add to your comfort. Sunlight fills the home, flowing effortlessly into a no-see-um grade screened lanai with Travertine Tile flooring, perfect for al fresco dining or simply taking in the serene water views. Step outside to enjoy:
• A 14-ft floating dock
• Lush landscaping with fruit trees
• Fire pit gathering area
• Room for a custom pool
• RV/boat parking and irrigation well
• Thoughtful custom built-ins throughout Located near fine dining restaurants, parks, schools and multiple white Sugar Sand BEACHES for your convenience. A short drive to Fort Myers Beach, Sanibel Island and more. Live music is at the local restaurants every night. Picture yourself relaxing in the backyard fishing or exploring the canals in a kayak. Whether you’re watching manatees glide by, cruising the waterways, or simply enjoying a quiet morning sunrise over the canal, this home offers a rare and elevated Florida lifestyle. This is more than a home—it’s your personal paradise.
Schedule your private tour today and experience waterfront living at its finest.

Listing Agent

NELSON RUA

John R. Wood Properties License #258026539 Listed on: 07/24/2025

John R. Wood Properties

Co-Listing Agent

Grace Engler

John R. Wood Properties License #258031821

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,390

Year Built

  • Built in 1973

Lot Details

  • 0.32 Acre Lot
  • Home fronts a seawall
  • Home fronts navigable water
  • West Facing Home
  • Oversized Lot
  • Sprinkler System
  • Fruit Trees
  • Property is zoned RS-1

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Entry on the 1st floor
  • Metal Roof
  • Stucco

Interior Spaces

  • 1,833 Sq Ft Home
  • 1-Story Property
  • Custom Mirrors
  • Built-In Features
  • Ceiling Fan
  • Great Room
  • Open Floorplan
  • Den
  • Screened Porch
  • Tile Flooring
  • Canal Views

Kitchen

  • Breakfast Bar
  • Electric Cooktop
  • Freezer
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Maid or Guest Quarters
  • 2 Full Bathrooms
  • Dual Sinks
  • Shower Only
  • Separate Shower

Laundry

  • Laundry in Garage
  • Washer and Dryer Hookup

Home Security

  • Impact Glass
  • Fire and Smoke Detector

Outdoor Features

  • Canal Access
  • Screened Patio

Utilities

  • Central Heating and Cooling System
  • Sewer Assessments
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Association fees include street lights, trash
  • North Fort Myers Subdivision

Listing and Financial Details

  • Legal Lot and Block 47 / 7
  • Assessor Parcel Number 16-44-24-08-00007.0470

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,390

Year Built

Built in 1973

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.32
  • Road Surface Type: Paved
  • Co List Office Mls Id: FJWI3
  • Co List Office Phone: 239-984-8177
  • Ownership: Single Family
  • Subdivision Name: NORTH FORT MYERS
  • Architectural Style: Ranch, One Story
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Building Stories: 1
  • Year Built: 1973
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Furnished: Unfurnished
  • Private Spa: No
  • Appliances: Dishwasher, Electric Cooktop, Freezer, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Tile
  • Interior Amenities: Breakfast Bar, Built-in Features, Dual Sinks, Family/Dining Room, Living/Dining Room, Custom Mirrors, Main Level Primary, Pantry, Shower Only, Separate Shower, Walk-In Closet(s), Split Bedrooms
  • Living Area: 1833.0
  • Dining Room Type: Den, Guest Quarters, Screened Porch, Great Room
  • Stories: 1
  • Window Features: Impact Glass

Exterior Features

  • Lot Features: Oversized Lot, Sprinklers Automatic
  • Pool Private: No
  • View: Canal
  • View: Yes
  • Waterfront Features: Canal Access, Navigable Water, Seawall
  • Waterfront: Yes
  • Disclosures: Owner Has Flood Insurance
  • Construction Type: Block, Concrete, Stucco
  • Direction Faces: West
  • Exterior Features: Fruit Trees, Sprinkler/Irrigation, Patio
  • Patio And Porch Features: Lanai, Patio, Porch, Screened
  • Property Condition: Resale
  • Roof: Metal

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2.0
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage, Garage Door Opener

Utilities

  • Laundry Features: Washer Hookup, Dryer Hookup, In Garage
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Assessment Paid
  • Utilities: Cable Available
  • Water Source: Assessment Paid, Public

Condo/Co-op/Association

  • Community Features: Non-Gated, Street Lights
  • Senior Community: No
  • Association: No
  • Pets Allowed: Yes

Fee Information

  • Association Fee Includes: Street Lights, Trash

Lot Info

  • Parcel #: 16-44-24-08-00007.0470
  • Zoning Description: RS-1

Multi Family

  • Number Of Units In Community: 1

Tax Info

  • Tax Annual Amount: 4390.32
  • Tax Block: 7
  • Tax Lot: 47
  • Tax Year: 2024

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,390 $307,226 $130,411 $176,539
2024 $4,390 $315,773 $244,412 $71,232
2023 $4,778 $298,973 $221,936 $76,900
2022 $4,457 $275,718 $75,312 $200,406
2021 $3,263 $193,864 $61,502 $132,362
2020 $3,341 $194,603 $57,600 $137,003
2019 $3,172 $184,106 $52,650 $131,456
2018 $2,925 $164,736 $99,000 $65,736
2017 $3,488 $194,604 $99,000 $95,604
2016 $2,994 $173,015 $99,530 $73,485
2015 $1,625 $146,297 $79,677 $66,620
2014 $1,601 $142,209 $66,343 $75,866
2013 -- $123,400 $63,161 $60,239
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/01/2025 11/01/25 Price Changed $539,000 -1.8% $294 / Sq Ft
07/24/2025 07/24/25 For Sale $549,000 +63.9% $300 / Sq Ft
02/08/2023 02/08/23 Sold $335,000 -4.3% $183 / Sq Ft View Prior Sale
01/15/2023 01/15/23 Pending -- -- --
01/08/2023 01/08/23 Price Changed $350,000 -10.3% $191 / Sq Ft
12/14/2022 12/14/22 Price Changed $390,000 -7.1% $213 / Sq Ft
12/01/2022 12/01/22 Price Changed $420,000 -6.7% $229 / Sq Ft
11/19/2022 11/19/22 Price Changed $450,000 -6.3% $245 / Sq Ft
11/06/2022 11/06/22 For Sale $480,000 -- $262 / Sq Ft
Source: Florida Gulf Coast Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $100 Realtech Title
Warranty Deed $335,000 Reality Title
Interfamily Deed Transfer -- Stewart Title
Special Warranty Deed -- Stewart Title Commercial Ser
Warranty Deed $200,000 Stewart Title Company
Warranty Deed $100,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $318,250 New Conventional
Source: Public Records

About the Listing Agent

NELSON RUA

John R. Wood Properties

(239) 758-0794

Section Image

With a wealth of experience in finance, contracts, and negotiation, as well as real estate, he skillfully structure deals designed to put clients in their dream homes, providing expert guidance and utilizing an abundance of professional resources. Buying and Selling Real Estate could be a complex transaction and should only be managed along with a Real Estate professional. He has the tools to make Buying and Selling a home quite easy. Nelson relentlessly analyzes the market to help my clients

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Source: Florida Gulf Coast Multiple Listing Service

MLS Number: 2025002565

Florida Gulf Coast Multiple Listing Service

APN: 16-44-24-08-00007.0470