4638 Vinsetta Ave North Fort Myers, FL 33903
Estimated payment $3,193/month
Highlights
- Home fronts a seawall
- Canal Access
- Fruit Trees
- Cape Elementary School Rated A-
- Canal View
- Maid or Guest Quarters
About This Home
JUST REDUCED! Your Private Waterfront Escape
Loch Moor Waterway Estates | Gulf Access | No Bridges | Move-In Ready Welcome to the lifestyle you’ve been dreaming of—a refined waterfront retreat that blends timeless design with the tranquility of Florida coastal living. Beautifully remodeled, this 3-bedroom + den, 2-bath residence is situated on an oversized corner lot in the sought-after Lochmoor Waterway Estates, offering DIRECT Sailboat Gulf Access with no bridges and just a 10-minute cruise to open water. Stepping inside, you will immediately be overtaken by an island vibe. Live where you feel like you're on vacation every day. This home offers the perfect blend of affordability, convenience and outdoor living. El Rio Golf course is at a visible distance - steps away from fun with friends. Gather at the fire pit on the waterfront for s'mores, fishing or conversation time with family or friends. Set on elevated ground that has NEVER FLOODED, this home offers both peace of mind and elegant comfort. Recent upgrades include a 2023 standing seam METAL ROOF, 2024 PGT Impact Resistant Windows, a hurricane-rated garage door, updated plumbing and electrical, new soffits and gutters and freshly painted interiors and exteriors—making this a truly ready to move in experience. Inside, discover an open-concept floor plan anchored by a designer kitchen featuring shaker cabinetry, granite countertops, and a sea-glass backsplash that radiates coastal sophistication. New Bahama style ceiling fans and top-quality white Venetian blinds add to your comfort. Sunlight fills the home, flowing effortlessly into a no-see-um grade screened lanai with Travertine Tile flooring, perfect for al fresco dining or simply taking in the serene water views. Step outside to enjoy:
• A 14-ft floating dock
• Lush landscaping with fruit trees
• Fire pit gathering area
• Room for a custom pool
• RV/boat parking and irrigation well
• Thoughtful custom built-ins throughout Located near fine dining restaurants, parks, schools and multiple white Sugar Sand BEACHES for your convenience. A short drive to Fort Myers Beach, Sanibel Island and more. Live music is at the local restaurants every night. Picture yourself relaxing in the backyard fishing or exploring the canals in a kayak. Whether you’re watching manatees glide by, cruising the waterways, or simply enjoying a quiet morning sunrise over the canal, this home offers a rare and elevated Florida lifestyle. This is more than a home—it’s your personal paradise.
Schedule your private tour today and experience waterfront living at its finest.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,390
Year Built
- Built in 1973
Lot Details
- 0.32 Acre Lot
- Home fronts a seawall
- Home fronts navigable water
- West Facing Home
- Oversized Lot
- Sprinkler System
- Fruit Trees
- Property is zoned RS-1
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Entry on the 1st floor
- Metal Roof
- Stucco
Interior Spaces
- 1,833 Sq Ft Home
- 1-Story Property
- Custom Mirrors
- Built-In Features
- Ceiling Fan
- Great Room
- Open Floorplan
- Den
- Screened Porch
- Tile Flooring
- Canal Views
Kitchen
- Breakfast Bar
- Electric Cooktop
- Freezer
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- Maid or Guest Quarters
- 2 Full Bathrooms
- Dual Sinks
- Shower Only
- Separate Shower
Laundry
- Laundry in Garage
- Washer and Dryer Hookup
Home Security
- Impact Glass
- Fire and Smoke Detector
Outdoor Features
- Canal Access
- Screened Patio
Utilities
- Central Heating and Cooling System
- Sewer Assessments
- Cable TV Available
Community Details
- No Home Owners Association
- Association fees include street lights, trash
- North Fort Myers Subdivision
Listing and Financial Details
- Legal Lot and Block 47 / 7
- Assessor Parcel Number 16-44-24-08-00007.0470
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,390 | $307,226 | $130,411 | $176,539 |
| 2024 | $4,390 | $315,773 | $244,412 | $71,232 |
| 2023 | $4,778 | $298,973 | $221,936 | $76,900 |
| 2022 | $4,457 | $275,718 | $75,312 | $200,406 |
| 2021 | $3,263 | $193,864 | $61,502 | $132,362 |
| 2020 | $3,341 | $194,603 | $57,600 | $137,003 |
| 2019 | $3,172 | $184,106 | $52,650 | $131,456 |
| 2018 | $2,925 | $164,736 | $99,000 | $65,736 |
| 2017 | $3,488 | $194,604 | $99,000 | $95,604 |
| 2016 | $2,994 | $173,015 | $99,530 | $73,485 |
| 2015 | $1,625 | $146,297 | $79,677 | $66,620 |
| 2014 | $1,601 | $142,209 | $66,343 | $75,866 |
| 2013 | -- | $123,400 | $63,161 | $60,239 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/01/2025 11/01/25 | Price Changed | $539,000 | -1.8% | $294 / Sq Ft | |
| 07/24/2025 07/24/25 | For Sale | $549,000 | +63.9% | $300 / Sq Ft | |
| 02/08/2023 02/08/23 | Sold | $335,000 | -4.3% | $183 / Sq Ft | View Prior Sale |
| 01/15/2023 01/15/23 | Pending | -- | -- | -- | |
| 01/08/2023 01/08/23 | Price Changed | $350,000 | -10.3% | $191 / Sq Ft | |
| 12/14/2022 12/14/22 | Price Changed | $390,000 | -7.1% | $213 / Sq Ft | |
| 12/01/2022 12/01/22 | Price Changed | $420,000 | -6.7% | $229 / Sq Ft | |
| 11/19/2022 11/19/22 | Price Changed | $450,000 | -6.3% | $245 / Sq Ft | |
| 11/06/2022 11/06/22 | For Sale | $480,000 | -- | $262 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $100 | Realtech Title | |
| Warranty Deed | $335,000 | Reality Title | |
| Interfamily Deed Transfer | -- | Stewart Title | |
| Special Warranty Deed | -- | Stewart Title Commercial Ser | |
| Warranty Deed | $200,000 | Stewart Title Company | |
| Warranty Deed | $100,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $318,250 | New Conventional |
About the Listing Agent
With a wealth of experience in finance, contracts, and negotiation, as well as real estate, he skillfully structure deals designed to put clients in their dream homes, providing expert guidance and utilizing an abundance of professional resources. Buying and Selling Real Estate could be a complex transaction and should only be managed along with a Real Estate professional. He has the tools to make Buying and Selling a home quite easy. Nelson relentlessly analyzes the market to help my clients
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Source: Florida Gulf Coast Multiple Listing Service
MLS Number: 2025002565
APN: 16-44-24-08-00007.0470
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