$849,900
PENDING

4639 Whites Point Geneva, NY 14456

Estimated payment $5,880/month

Total Views 4,012
5 Beds
2.5 Baths
2,270 Sq Ft
$374 Price per Sq Ft

Highlights

  • Lake Front
  • Garage Apartment
  • 1 Fireplace
  • Docks
  • Deck
  • Formal Dining Room

About This Home

Exceptional opportunity to own a lakefront property with dual rental potential on the shores of Seneca Lake. The main residence features 5 bedrooms and 2.5 bathrooms, with new windows, a spacious deck, and a private dock offering stunning lake views. A detached 1-bedroom, 1-bath cottage with a kitchenette provides additional living space ideal for guests, extended family, or short-term rental income. Both homes are currently operating as separate, successful short-term rentals. A garage and ample outdoor space complete this unique offering—perfect for investors or those seeking a flexible waterfront property. Delayed negotiations until 4/30/25 at 1pm

Listing Agent

Kyle Olschewske

Listing by Coldwell Banker Finger Lakes License #10401321140

Coldwell Banker Finger Lakes

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,029

Year Built

  • Built in 1988

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 49x183
  • Lake Front
  • Property fronts a private road
  • Rectangular Lot

Parking

  • 2 Car Detached Garage
  • Garage Apartment
  • Heated Garage
  • Driveway

Home Design

  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • 2,270 Sq Ft Home
  • 2-Story Property
  • 1 Fireplace
  • Entrance Foyer
  • Formal Dining Room
  • Crawl Space

Kitchen

  • Gas Oven
  • Gas Range
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 5 Bedrooms | 1 Main Level Bedroom
  • En-Suite Primary Bedroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer

Outdoor Features

  • Docks
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 19
  • Assessor Parcel Number 323000-147-008-0001-019-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,029

Year Built

Built in 1988

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1988
  • ResoLaundryFeatures: Main Level
  • Lot Features: Rectangular, Rectangular Lot
  • Road Frontage Type: Private Road
  • Water Body Name: Seneca Lake
  • Directions: Take rt 14 south down the wast side of Seneca lake whites point is on the left on to whites and the house is to the left when you get over the tracks.
  • Architectural Style: Two Story
  • Flooring: Luxury Vinyl
  • Garage Yn: Yes
  • Interior Features: Separate/Formal Dining Room, Entrance Foyer, Kitchen Island, Pantry, Bath in Primary Bedroom
  • Unit Levels: Two
  • Year Built Details: Existing
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Gas Oven, Gas Range, Gas Water Heater, Refrigerator
  • Basement: Crawl Space
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplaces: 1
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Total Bedrooms: 12
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.22
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Disclosures: Special Assessment, See Remarks
  • Construction Type: Vinyl Siding
  • Exterior Features: Blacktop Driveway, Deck, Dock, See Remarks
  • Foundation Details: Block
  • Patio And Porch Features: Deck

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Detached, Electricity, Garage, Heated Garage, Water Available

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Geneva

Lot Info

  • Parcel Number: 323000-147-008-0001-019-000
  • Lot Dimensions: 49X183
  • Lot Size Sq Ft: 9583.0
  • ResoLotSizeUnits: Acres
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 14029.0
  • Tax Lot: 19

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,649 $590,000 $106,000 $484,000
2023 $14,226 $590,000 $106,000 $484,000
2022 $11,628 $399,700 $106,000 $293,700
2021 $11,596 $399,700 $106,000 $293,700
2020 $11,293 $399,700 $106,000 $293,700
2019 -- $399,700 $106,000 $293,700
2018 $11,172 $399,700 $103,000 $296,700
2017 $0 $399,700 $103,000 $296,700
2016 $10,897 $399,700 $103,000 $296,700
2015 -- $341,700 $103,000 $238,700
2014 -- $341,700 $103,000 $238,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/02/2025 05/02/25 Pending -- -- --
04/23/2025 04/23/25 For Sale $849,900 -- $374 / Sq Ft
Source: Upstate New York Real Estate Information Services (UNYREIS)

Deed History

Date Type Sale Price Title Company
Quit Claim Deed -- None Available
Warranty Deed $460,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $8,947 Stand Alone Refi Refinance Of Original Loan
Previous Owner $368,000 Stand Alone Refi Refinance Of Original Loan
Source: Public Records

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Source: Upstate New York Real Estate Information Services (UNYREIS)

MLS Number: R1600503

Upstate New York Real Estate Information Services (UNYREIS)

APN: 323000-147-008-0001-019-000