NOT LISTED FOR SALE

464 Dune Ridge S Saint Joseph, MI 49085

Estimated Value: $582,000 - $776,000

3 Beds
3.5 Baths
2,488 Sq Ft
$272/Sq Ft Est. Value

Last Sold September 25, 2020

Last sale price $465,000 $187 Per Sq Ft

Est. 46% increase in value since last sale

Current estimated payment $4,535/month

5 Days on Market

Highlights

  • Private Waterfront
  • Home fronts a pond
  • Living Room with Fireplace
  • Upton Middle School Rated A
  • Deck
  • Wood Flooring

About This Home

As of September 2020

Welcome to one of the best lots within Edgewater Dunes, with 91' of water frontage on the beautiful, well-manicured pond. The current owners have completely updated the interior of the main level and the partially finished walkout lower area. Many exceptional features are yours to enjoy in this 3 bedroom, 2-1/2 bath residence with main floor laundry room, and a fourth bedroom and full bath on the lower level. Enjoy serene setting views of the pond from the upper deck and the lower screened in porch and patio. This lovely residence is in impeccable condition, tastefully decorated and just a short walking distance to two sandy, public beaches – Jean Klock Park and Tiscornia along the shores of Lake Michigan. SEE ''MORE'' FOR ADDITIONAL INFORMATION Close proximity to the Jack Nicklaus Signature Public Golf Course at Harbor Shores, St. Joseph River Yacht Club, North Pier, Whirlpool Fountain, Silver Beach Carousel and the award winning City of St. Joseph are only some of the attractions you will appreciate. In addition, the many wineries, breweries, shopping, cultural and recreational activities that Michigan's Great Southwest has to offer are all within a short driving distance and yours to enjoy!

Last Agent to Sell the Property

Donald Kamp

@properties Christie's International R.E. License #6506044717 Listed on: 08/06/2020

@properties Christie's International R.E.

Last Buyer's Agent

Donald Kamp

Cressy & Everett Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,543

Year Built

  • Built in 2001

Lot Details

  • 0.33 Acre Lot
  • Lot Dimensions are 110 x 131
  • Home fronts a pond
  • Private Waterfront
  • 91 Feet of Waterfront
  • Level Lot
  • Sprinkler System
  • Property is zoned R1, R1

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Composition Roof
  • HardiePlank Siding

Interior Spaces

  • 2,488 Sq Ft Home
  • 1-Story Property
  • Insulated Windows
  • Window Treatments
  • Living Room with Fireplace
  • 2 Fireplaces
  • Dining Area
  • Screened Porch
  • Water Views

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Water Access
  • Deck
  • Patio

Utilities

  • Humidifier
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Cable TV Available

Community Details

Overview

  • Association fees include snow removal

Recreation

  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,543

Year Built

Built in 2001

Lot Details

0

HOA Fees

$25 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 2001
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 110 x 131
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 2488.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 7543.0
  • Tax Info:Zoning3: R1
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 2.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Lot Description:Level: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Waterfront Options:Water Frontage3: 91.0
  • Util Avail at Street:Cable2: Yes
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Substructure:Walk Out: Yes
  • Additional Items:Humidifier: Yes
  • Water Heater:Natural Gas4: Yes
  • Landscape:Underground Sprinkler: Yes
  • General Property Info:Condo Proj Name: Edgewater Dunes
  • General Property Info:SqFt Above Grade: 1913.0
  • General Property Info Garage YN: Yes
  • Flooring:Wood Floor: Yes
  • Architectural Style:Ranch: Yes
  • Flooring:Laminate Floor: Yes
  • Flooring:Ceramic Floor: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Flooring: Ceramic Tile, Laminate, Wood
  • Interior Amenities: Garage Door Opener, Humidifier, Kitchen Island, Eat-in Kitchen
  • Fireplace Features: Living Room, Other
  • Fireplace: Yes
  • Fireplaces: 2
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Basement: Full, Walk-Out Access
  • LivingArea: 2488.0
  • Window Features: Insulated Windows, Window Treatments
  • General Property Info:Stories2: 1.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Kitchen Features:Center Island: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: HardiPlank Type
  • Exterior Features: Scrn Porch
  • List Price: 465000.0
  • Lot Features: Level, Sidewalk
  • Patio and Porch Features: Deck, Patio
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: Pond
  • Waterfront Features: Lake, Pond
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Features:Scrn Porch: Yes
  • Exterior Material:HardPlankCement Board: Yes
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Pets Allowed, Playground, Other
  • Association Fee: 300.0
  • Association Fee Frequency: Annually
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 300.0
  • Water Fea Amenities:Private Frontage: Yes
  • Association Info:Assoc Fee Payable: Annually
  • Water Fea Amenities:Public Access 1 Mile or Less: Yes
  • Water Fea Amenities:View: Yes
  • Assoc Amenities:Pets Allowed2: Yes
  • Assoc Amenities:Playground: Yes

Fee Information

  • Association Fee Includes: Other, Snow Removal

Lot Info

  • Lot Size Acres: 0.33
  • Lot Size Area: 0.33
  • Lot Dimensions: 110 x 131
  • Lot Size Sq Ft: 14375.0
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 7543.0
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 6, 2020
Closed on
Oct 2, 2020
Sold by
Lee Sperbeck Jack and Kay Janet
Bought by
Ramona M Vaikutis 2001 Living
Seller's Agent
Donald Kamp
@properties Christie's International R.E.
Buyer's Agent
Donald Kamp
@properties Christie's International R.E.
List Price
$465,000
Sold Price
$465,000
Current Estimated Value
$677,828

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$212,828
Avg. Annual Appreciation
7.69%
Original Mortgage
$300,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 6, 2020
Closed on
Sep 25, 2020
Sold by
Lee Sperbeck Jack and Kay Sperbeck Janet
Bought by
Vaikutis Ramona M and Vaikutis John P
Seller's Agent
Donald Kamp
@properties Christie's International R.E.
Buyer's Agent
Donald Kamp
@properties Christie's International R.E.
List Price
$465,000
Sold Price
$465,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 19, 2018
Sold by
Sperbeck Jack L and Sperbeck Janet K
Bought by
Sperbeck Jack Lee and Sperbeck Janet Kay

Purchase Details

Listed on
Aug 4, 2014
Closed on
Sep 25, 2014
Sold by
Knaak Delores and Knaak Frederick K
Bought by
Sperbeck Jack L and Sperbeck Janet L
Seller's Agent
Becky Heaps
Realty Executives Instant Equity
Buyer's Agent
Donald Kamp
@properties Christie's International R.E.
List Price
$299,900
Sold Price
$295,000
Premium/Discount to List
-$4,900
-1.63%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.79%
Original Mortgage
$100,000
Interest Rate
3.13%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Aug 23, 2001

Purchase Details

Closed on
Mar 23, 2001

Purchase Details

Closed on
Mar 22, 2001

Purchase Details

Closed on
Jul 20, 2000
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Vaikutis Ramona M -- First American Title
Sperbeck Jack Lee -- None Available
Sperbeck Jack L -- Chicago Title
-- $282,800 --
-- $100 --
-- $100 --
-- $71,000 --
-- $71,000 --
Ramona M Vaikutis 2001 Living -- First American Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ramona M Vaikutis 2001 Living $200,000
Closed Ramona M Vaikutis 2001 Living $300,000
Closed Vaikutis Ramona M $300,000
Previous Owner Sperbeck Jack L $100,000
Previous Owner Knaak Frederick K $214,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/25/2020 09/25/20 Sold $465,000 0.0% $187 / Sq Ft
08/11/2020 08/11/20 Pending -- -- --
08/06/2020 08/06/20 For Sale $465,000 +57.6% $187 / Sq Ft
09/25/2014 09/25/14 Sold $295,000 -1.6% $131 / Sq Ft
08/12/2014 08/12/14 Pending -- -- --
08/04/2014 08/04/14 For Sale $299,900 -- $133 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,147 $318,900 $0 $0
2024 $9,843 $306,100 $0 $0
2023 $9,440 $269,000 $0 $0
2022 $9,011 $227,800 $0 $0
2021 $9,037 $222,600 $57,300 $165,300
2020 $7,417 $216,100 $0 $0
2019 $7,360 $186,400 $44,000 $142,400
2018 $7,236 $186,400 $0 $0
2017 $6,490 $178,300 $0 $0
2016 $6,490 $170,500 $0 $0
2015 $6,411 $169,400 $0 $0
2014 $6,005 $165,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 20031481

Southwestern Michigan Association of REALTORS®

APN: 11-76-1915-0014-00-1