NOT LISTED FOR SALE

464 Laurel St Elgin, IL 60120

Estimated Value: $313,331 - $374,000

5 Beds
3 Baths
2,447 Sq Ft
$138/Sq Ft Est. Value

Last Sold May 22, 2020

Last sale price $227,000 $93 Per Sq Ft

Est. 49% increase in value since last sale

Current estimated payment $2,330/month

89 Days on Market

Highlights

  • Wood Flooring
  • Victorian Architecture
  • Fenced Yard
  • Main Floor Bedroom
  • Attic
  • 5-minute walk to Channing Park

About This Home

As of May 2020

Wow! Need space? We have it! Owner hates to leave this beautiful vintage home! All the major components replaced! Complete tear off roof & gutters 2 years ago! Newer A/C & furnaces-zoned heating & cooling for more efficiency! Grand double door entry into parlor w/numerous stained glass wndws, solid wood staircase & unique curved walls! LR w/picture wndw, crown & ornate oak FP! Upgraded warm ktchn w/marble c-tops, brkfst bar island, sconce lighting & built-in wall unit opens to cozy FR! Sep frml DR w/2nd custom FP & extra recessed lighting! Convenient 1st floor bdrm! All bthrms are spectacular w/custom tile work, new soaker tubs & walk-in showers w/rain shower heads! Mbdrm w/sep sitting area w/built-ins, WIC & direct bath access! Gracious size bdrms & 5th bdrm w/attached sun porch w/loads of pull out wndws! Awesome walk-up attic perfect for art studio or quiet place to relax! 2nd floor lndry! Lots of character throughout! Patio! Fenced yard! Oversized shed! Quick access to train & I-90!

Last Agent to Sell the Property

Bob Wisdom

RE/MAX Horizon License #475122882 Listed on: 01/22/2020

RE/MAX Horizon

Last Buyer's Agent

Matt Lysien

Suburban Life Realty, Ltd License #471003181

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,687

Year Built

  • 1920

Lot Details

  • 7,405

Home Design

  • Victorian Architecture
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Decorative Fireplace
  • Wood Flooring
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Storm Screens
  • Attic

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Kitchen Island

Bedrooms and Bathrooms

  • Main Floor Bedroom
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Parking

  • Parking Available
  • Driveway
  • Off-Street Parking
  • Parking Included in Price

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Patio
  • Fenced Yard

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $7,000 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,687

Year Built

1920

Lot Details

0

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • Age: 91-100 Years
  • Full Bathrooms: 3
  • Number Interior Fireplaces: 2
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 3
  • Unfinished Basement Sq Ft: 1262
  • Style Of House: Victorian
  • Type Detached: 2 Stories
  • Estimated Year Built: 1920
  • Tax Exemptions: Homeowner
  • Total Sq Ft: 1262
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1920

Interior Features

  • Interior Property Features: Hardwood Floors, 1st Floor Bedroom, 2nd Floor Laundry
  • Number Of Rooms: 10
  • Living Room: Dimensions: 15X13, On Level: Main Level, Flooring: Hardwood
  • Appliances: Oven/Range, Refrigerator, Washer, Dryer
  • Equipment: Ceiling Fan
  • Fireplace Details: Decorative Only
  • Fireplace Location: Living Room
  • Basement: Full
  • Basement: Unfinished
  • Bedrooms All Levels: 5
  • Bathroom Amenities: Separate Shower, Soaking Tub
  • Above Grade Bedrooms: 5
  • Dining Room: Dimensions: 16X13, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Dimensions: 14X11, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Eating Area-Breakfast Bar, Island
  • Additional Rooms: Attic, 5th Bedroom
  • Master Bedroom: Dimensions: 25X11, On Level: 2nd Level, Flooring: Hardwood
  • Additional Room 1 Name: Attic, Dimensions: 26X18, On Level: 3rd Level, Flooring: Hardwood
  • Additional Room 2 Name: 5th Bdrm, Dimensions: 11X11, On Level: Main Level, Flooring: Hardwood
  • Bedroom 2: Dimensions: 12X11, On Level: 2nd Level, Flooring: Hardwood
  • Bedroom 3: Dimensions: 12X10, On Level: 2nd Level, Flooring: Hardwood
  • Bedroom 4: Dimensions: 13X12, On Level: 2nd Level, Flooring: Hardwood
  • Estimated Sq Ft: 2447
  • Basement Sq Ft: 1262
  • Dining Room Type: Separate
  • Family Room: Dimensions: 11X10, On Level: Main Level, Flooring: Hardwood

Exterior Features

  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio, Storms/Screens
  • Acreage: 0.1731

Garage/Parking

  • Number of Cars: 8
  • Parking: Space/s
  • Parking Details: Off Street
  • Number Parking Spaces: 8
  • Parking On Site: Yes
  • Driveway: Concrete
  • Parking Included In Price: Yes
  • Parking Ownership: Owned

Utilities

  • Electricity: Circuit Breakers, 200+ Amp Service
  • Air Conditioner: Central Air, Zoned
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air, 2+ Sep Heating Systems, Zoned

Schools

  • School District: 46
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 63X116X63X117
  • Lot Description: Fenced Yard
  • Parcel Identification Number: 0613403009

Tax Info

  • Taxes: 4815.78

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 22, 2020
Closed on
May 19, 2020
Sold by
Cho Lina Y and Kwon Jin
Bought by
Espinoza Daniel and Espinoza Jessica D
Seller's Agent
Bob Wisdom
RE/MAX Horizon
Buyer's Agent
Matt Lysien
Suburban Life Realty, Ltd
List Price
$239,900
Sold Price
$227,000
Premium/Discount to List
-$12,900
-5.38%
Current Estimated Value
$338,083

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$111,083
Avg. Annual Appreciation
7.60%
Original Mortgage
$222,888
Outstanding Balance
$197,323
Interest Rate
3.25%
Mortgage Type
FHA
Estimated Equity
$140,760

Purchase Details

Listed on
Feb 24, 2014
Closed on
Apr 15, 2014
Sold by
Cho Lina Y
Bought by
Cho Lina Y
Seller's Agent
Matt Kombrink
One Source Realty
Buyer's Agent
Jacqueline Rausa
Berkshire Hathaway HomeServices American Heritage
List Price
$69,900
Sold Price
$56,000
Premium/Discount to List
-$13,900
-19.89%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
25.74%

Purchase Details

Listed on
Feb 24, 2014
Closed on
Apr 3, 2014
Sold by
Bank Of America Na
Bought by
Cho Lina
Seller's Agent
Matt Kombrink
One Source Realty
Buyer's Agent
Jacqueline Rausa
Berkshire Hathaway HomeServices American Heritage
List Price
$69,900
Sold Price
$56,000
Premium/Discount to List
-$13,900
-19.89%

Purchase Details

Closed on
Jan 14, 2014
Sold by
Glogowski Ronald J and Glogowski Dolores A
Bought by
Bank Of America Na

Purchase Details

Closed on
Dec 10, 2004
Sold by
Calderon Cesar and Calderon Maria I
Bought by
Glogowski Ronald J and Glogowski Dolores A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$186,400
Interest Rate
5.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 12, 2001
Sold by
Lasalle Bank National Assn
Bought by
Calderon Maria L and Calderon Cesar

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,700
Interest Rate
7.27%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Espinoza Daniel $227,000 Chicago Title
Cho Lina Y -- None Available
Cho Lina $56,000 First American Title Ins Co
Bank Of America Na $60,900 None Available
Glogowski Ronald J $233,000 Law Title Insurance
Calderon Maria L $153,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Espinoza Daniel $222,888
Previous Owner Glogowski Ronald J $186,400
Previous Owner Calderon Maria L $137,700
Closed Glogowski Ronald J $34,950
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/22/2020 05/22/20 Sold $227,000 -5.4% $93 / Sq Ft
04/20/2020 04/20/20 Pending -- -- --
03/14/2020 03/14/20 For Sale $239,900 0.0% $98 / Sq Ft
03/04/2020 03/04/20 Pending -- -- --
01/22/2020 01/22/20 For Sale $239,900 +328.4% $98 / Sq Ft
04/15/2014 04/15/14 Sold $56,000 -19.9% $23 / Sq Ft View Prior Sale
03/20/2014 03/20/14 Pending -- -- --
02/24/2014 02/24/14 For Sale $69,900 -- $29 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,687 $91,564 $13,859 $77,705
2023 $6,370 $82,722 $12,521 $70,201
2022 $6,020 $75,428 $11,417 $64,011
2021 $5,756 $70,520 $10,674 $59,846
2020 $5,345 $64,601 $10,190 $54,411
2019 $5,187 $61,537 $9,707 $51,830
2018 $4,816 $54,710 $9,145 $45,565
2017 $4,702 $51,720 $8,645 $43,075
2016 $4,477 $47,982 $8,020 $39,962
2015 -- $43,980 $7,351 $36,629
2014 -- $43,437 $7,260 $36,177
2013 -- $51,135 $7,451 $43,684
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10616336

Midwest Real Estate Data (MRED)

APN: 06-13-403-009