464 S Madison St Oswego, IL 60543
Downtown Oswego NeighborhoodEstimated payment $2,569/month
Highlights
- Open Floorplan
- Cathedral Ceiling
- Home Office
- Deck
- Wood Flooring
- Double Oven
About This Home
Custom-Built Ranch Near Downtown Oswego Welcome home to this unique custom-built ranch featuring over 1,800 square feet on the main level plus a full basement! Designed with comfort, entertaining, and privacy in mind, this spacious home offers an inviting open floor plan and plenty of room to grow. The large family room features vaulted ceilings and a cozy fireplace, creating the perfect space to relax on chilly evenings. The generously sized dining room provides plenty of space for hosting large family gatherings and holiday meals. Just off the dining room, the spacious kitchen offers convenient access to the outdoors through sliding doors that lead to a large concrete patio-ideal for summer entertaining. The primary suite is generously sized and includes a walk-in closet and private full bath. Two additional bedrooms are located at the opposite end of the home, providing added privacy for family members or guests. The spacious full basement features an extra-deep pour for higher ceilings and is partially finished with a versatile bonus room that could be used as a home office, hobby room, exercise space, or whatever fits your lifestyle. A full basement bathroom adds even more functionality. Step outside to the large 24' x 30' detached garage and fully fenced yard, perfect for pets, recreation, and outdoor enjoyment. Location is hard to beat! Enjoy being close to Downtown Oswego, with its shopping, restaurants, schools, bike paths, river walk, community events, and festivals.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,089
Year Built
- Built in 1994
Lot Details
- 11,935 Sq Ft Lot
- Lot Dimensions are 95 x 125
- Wood Fence
Parking
- 2 Car Detached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Asphalt Roof
- Wood Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,838 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Cathedral Ceiling
- Family Room with Fireplace
- Living Room
- Family or Dining Combination
- Home Office
Kitchen
- Double Oven
- Cooktop with Range Hood
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Deck
Schools
- Oswego High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,089 | $97,003 | $19,009 | $77,994 |
| 2024 | $5,089 | $89,818 | $17,601 | $72,217 |
| 2023 | $5,710 | $80,917 | $15,857 | $65,060 |
| 2022 | $5,710 | $74,236 | $14,548 | $59,688 |
| 2021 | $5,684 | $68,737 | $13,470 | $55,267 |
| 2020 | $5,739 | $66,735 | $13,078 | $53,657 |
| 2019 | $5,538 | $63,698 | $13,078 | $50,620 |
| 2018 | $5,854 | $62,266 | $12,784 | $49,482 |
| 2017 | $6,084 | $65,352 | $15,870 | $49,482 |
| 2016 | $5,975 | $63,449 | $15,408 | $48,041 |
| 2015 | $6,001 | $61,008 | $14,815 | $46,193 |
| 2014 | -- | $58,661 | $14,245 | $44,416 |
| 2013 | -- | $61,106 | $14,839 | $46,267 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/21/2026 09/21/26 | Pending | -- | -- | -- | |
| 09/12/2026 09/12/26 | For Sale | $379,900 | +38.1% | $207 / Sq Ft | |
| 08/13/2021 08/13/21 | Sold | $275,000 | -4.8% | $150 / Sq Ft | View Prior Sale |
| 07/14/2021 07/14/21 | Pending | -- | -- | -- | |
| 07/08/2021 07/08/21 | For Sale | $289,000 | -- | $157 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $275,000 | Old Republic Title | |
| Warranty Deed | $197,000 | First American Title Co | |
| Deed | $12,500 | -- | |
| Deed | $37,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $63,590 | New Conventional | |
| Previous Owner | $245,100 | Unknown | |
| Previous Owner | $219,000 | Balloon | |
| Previous Owner | $216,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $190,300 | No Value Available |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12756226
APN: 03-19-231-014
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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