NOT LISTED FOR SALE

464 S Main St Phillipsburg, NJ 08865

Estimated Value: $291,000 - $347,000

2 Beds
1 Bath
1,842 Sq Ft
$174/Sq Ft Est. Value

About This Home

This home is located at 464 S Main St, Phillipsburg, NJ 08865 and is currently estimated at $320,694, approximately $174 per square foot. 464 S Main St is a home located in Warren County with nearby schools including Phillipsburg High School, Easton Arts Academy Elementary Cs, and Sts. Philip & James School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 21, 2025
Sold by
Carman Michael
Bought by
Gutkin Ronald M and Gutkin Yvette R
Current Estimated Value
$320,694

Purchase Details

Closed on
May 9, 2021
Sold by
Ressa Christopher and Tomasino Derek
Bought by
Carman Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,500
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 27, 2016
Sold by
Cestero Jenny
Bought by
Ressa Christopher A and Tomasino Derek

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$82,500
Interest Rate
3.56%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 28, 2009
Sold by
Ruffolo Alfredo Francesco and Ruffolo Christine Marie
Bought by
Cestero Jenny

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$89,743
Interest Rate
4.98%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 21, 2005
Sold by
Ragsdale Delbert D and Ragsdale Ana Dy
Bought by
Ruffolo Alfredo Francesco and Ruffolo Christine Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,250
Interest Rate
7.35%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Feb 11, 2005
Sold by
Gunderman Bernard C and Gunderman Pamela L
Bought by
Ragsdale Delbert D and Ragsdale Ana Dy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,750
Interest Rate
4.87%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gutkin Ronald M $310,000 None Listed On Document
Gutkin Ronald M $310,000 None Listed On Document
Carman Michael $150,000 Cortes & Hay Title Agcy Inc
Ressa Christopher A $118,000 Simplicity Title Llc
Cestero Jenny $91,500 None Available
Ruffolo Alfredo Francesco $182,500 Fidelity National Title Insu
Ragsdale Delbert D $139,723 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Carman Michael $112,500
Previous Owner Ressa Christopher A $82,500
Previous Owner Cestero Jenny $89,743
Previous Owner Ruffolo Alfredo Francesco $164,250
Previous Owner Ragsdale Delbert D $125,750
Closed Ruffolo Alfredo Francesco $9,125
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,640 $102,100 $11,700 $90,400
2024 $4,284 $102,100 $11,700 $90,400
2023 $4,235 $102,100 $11,700 $90,400
2022 $4,235 $102,100 $11,700 $90,400
2021 $4,099 $102,100 $11,700 $90,400
2020 $4,127 $102,100 $11,700 $90,400
2019 $4,065 $102,100 $11,700 $90,400
2018 $4,065 $102,100 $11,700 $90,400
2017 $4,046 $102,100 $11,700 $90,400
2016 $3,984 $102,100 $11,700 $90,400
2015 $3,953 $102,100 $11,700 $90,400
2014 $3,825 $102,100 $11,700 $90,400
Source: Public Records

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