$295,000
$15K PRICE DROP

4645 Diamond Ln Atwater, MN 56209

Estimated payment $1,728/month

Total Views 8,398
3 Beds
1 Bath
912 Sq Ft
$323 Price per Sq Ft

Highlights

  • 100 Feet of Waterfront
  • Lake View
  • Living Room with Fireplace
  • Beach Access
  • Deck
  • No HOA

About This Home

Discover your own slice of lake life on Diamond Lane, Atwater, MN! Nestled on a secluded .56-acre lot on Diamond Lake, this charming year-round cabin offers the perfect balance of relaxation, privacy, and waterfront living. Featuring 3 bedrooms, 1 bathroom, and 912 finished square feet, this cozy retreat is ideal as a full-time residence, weekend getaway, or vacation property. Built in 1972, this property has seen several recent updates, including a 2-year-old roof, new lighting, newer furnace/AC and updated insulation, offering added comfort and peace of mind. Step outside and enjoy everything lake life has to offer with your own private dock, making it easy to spend your days fishing, boating, swimming, or simply taking in the peaceful surroundings. A storage shed provides extra space for lake toys, tools, and outdoor gear. Whether you're enjoying your morning coffee overlooking the water, gathering around the fire with family and friends, or escaping the hustle and bustle of everyday life, this property delivers the quiet setting and lifestyle you've been searching for. Opportunities like this don't come around often — schedule your showing today and experience all that Diamond Lake living has to offer!

Listing Agent

Nathan Schut

Real Broker, LLC Listed on: 01/30/2026

Real Broker, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,582

Year Built

  • Built in 1972

Lot Details

  • Lot Dimensions are 100x213
  • 100 Feet of Waterfront
  • Lake Front
  • Irregular Lot
  • Few Trees

Home Design

  • Wood Siding

Interior Spaces

  • 912 Sq Ft Home
  • 1-Story Property
  • Free Standing Fireplace
  • Living Room with Fireplace
  • Dining Room
  • Lake Views

Kitchen

  • Range
  • Microwave
  • Freezer
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Bathroom

Outdoor Features

  • Beach Access
  • Deck
  • Front Porch

Utilities

  • Forced Air Heating and Cooling System
  • 200+ Amp Service
  • Propane
  • Sand Point Well
  • Well
  • Water Softener is Owned
  • Fuel Tank

Community Details

  • No Home Owners Association
  • Diamond Woods Subdivision

Listing and Financial Details

  • Assessor Parcel Number 192200180

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,582

Year Built

Built in 1972

Lot Details

0.54 Acres

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Central Air
  • Outside Features: Wood
  • Accessibility Features: None
  • Water Source: Sand Point, Well
  • Year Built: 1972
  • Above Grade Finished Sq Ft: 912
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Appliances: Freezer, Fuel Tank - Rented, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned
  • Fireplace Features: Free Standing, Living Room
  • Living Area: 912
  • Fireplace: No
  • Basement YN: No

Beds/Baths

  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less
  • PoolFeatures: None
  • View: Lake
  • Foundation Details: None
  • Other Structures: Storage Shed
  • PatioPorchType: Deck, Front Porch
  • Lake Bottom: Sand
  • Elevation Highpoint to Waterfront Feet: 0-4
  • Waterfront Frontage: 100

Garage/Parking

  • Parking Features: Gravel

Utilities

  • Heating: Forced Air
  • Sewer: Holding Tank, Private Sewer
  • Electric: 200+ Amp Service
  • Fuel: Propane

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s), Deck, Dock, Security Lights

Schools

  • Junior High Dist: A.C.G.C.
  • SchoolDistrictPhone: 3208572271

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 100x213
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Irregular Lot, Tree Coverage - Medium
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 192200180
  • Tax Annual Amount: 1582
  • TaxWithAssessments: 1582

Multi Family

  • WaterfrontFeatures: Lake Front, Lake View

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,338 $201,000 $85,100 $115,900
2024 $1,378 $166,300 $66,200 $100,100
2023 $988 $156,300 $55,100 $101,200
2022 $1,018 $102,000 $49,300 $52,700
2021 $966 $90,300 $44,800 $45,500
2020 $874 $83,100 $40,700 $42,400
2019 $824 $73,700 $40,200 $33,500
2018 $758 $74,900 $41,300 $33,600
2017 $698 $75,400 $41,300 $34,100
2016 $652 $633 $0 $0
2015 -- $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/20/2026 05/20/26 Price Changed $295,000 -1.3% $323 / Sq Ft
04/08/2026 04/08/26 Price Changed $299,000 -1.9% $328 / Sq Ft
03/17/2026 03/17/26 Price Changed $304,900 -1.6% $334 / Sq Ft
01/30/2026 01/30/26 For Sale $309,900 +5.1% $340 / Sq Ft
11/08/2023 11/08/23 Sold $295,000 -4.8% $323 / Sq Ft View Prior Sale
11/01/2023 11/01/23 Pending -- -- --
09/18/2023 09/18/23 Price Changed $310,000 -7.3% $340 / Sq Ft
07/27/2023 07/27/23 Price Changed $334,500 -4.4% $367 / Sq Ft
07/12/2023 07/12/23 For Sale $350,000 -- $384 / Sq Ft
Source: NorthstarMLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $295,000 --
Deed $230,000 --
Warranty Deed $84,500 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $265,500 New Conventional
Previous Owner $184,000 New Conventional
Previous Owner $59,500 New Conventional
Source: Public Records

Source: NorthstarMLS

MLS Number: 7014773

NorthstarMLS

APN: 19-220-0180

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