$930,000

465 Heritage Terrace Ln Carmel, IN 46032

West Carmel Neighborhood

Estimated payment $5,856/month

Total Views 357
3 Beds
3.5 Baths
4,607 Sq Ft
$202 Price per Sq Ft

Highlights

  • Popular Property
  • Home Energy Rating Service (HERS) Rated Property
  • Family Room with Fireplace
  • Creekside Middle School Rated A+
  • Mature Trees
  • Engineered Wood Flooring

About This Home

Welcome home to this exquisite 3bd/3.5ba ranch home w/ finished basement. The French country-inspired facade, hearty stone siding & impeccable landscaping create a stunning first impression, complemented by an extra-wide two-car garage. Step inside to a spacious foyer & welcoming main floor featuring engineeered hrdwd flooring & natural light throughout. Dedicated home office w/ crown molding & ceiling fan offers a perfect work-from-home space. Secondary bdrm on main inclds a closet, full bath & beautifully tiled shower. Elegant formal dining rm showcases a warm custom wood tray ceiling, wainscoted walls & decorative chandelier. The great rm boasts coffered ceilings w/ recessed lighting & ceiling fan, cozy stone gas log fireplace w/ wood mantle. Breathtaking kitchen, complete w/ gleaming quartz counters, large center island, tile backsplash, SS apps & gas cooktop w/ chimney range hood. Butler's pantry/coffee bar offers extra cabs + an oversized walk-in pantry. Primary ensuite features a tray ceiling, recessed lighting, expansive walk-in closet w/ dark wood shelving, integrated drawers & hanging rods for clothes. Spa-like primary bathroom inclds a dbl vanity, ample cabs, tile floors, walk-in tiled shower & separate walk-in upright whirlpool tub. Laundry room w/ a washer & dryer, ample cabs, tile floors, utility sink & folding counter. Mudroom features built-in cubbies, hanging hooks & storage closet. Garage is finished, extra-wide two-car w/ epoxy flooring. Expansive finished basement provides extra living space w/ carpeted floors, electric fireplace & recessed lights, full bathrm w/ tub/shower, vanity & tile flooring. Third bdrm inclds carpeted flooring, a closet, rough-in for ceiling fan & egress window. Huge unfinished area for addtnl storage. Home is equipped w/ a Generac generation system for added peace of mind. Enjoy a great location w/ neighborhood walking trails, close proximity to schools, shopping, dining & all that the City of Carmel has to offer!

Listing Agent

James Carlton

F.C. Tucker Company License #RB14050424 Listed on: 09/09/2025

F.C. Tucker Company

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,646

Year Built

  • Built in 2018

Lot Details

  • 8,712 Sq Ft Lot
  • Mature Trees

HOA Fees

  • $347 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Concrete Perimeter Foundation
  • Stone

Interior Spaces

  • 1-Story Property
  • Woodwork
  • Crown Molding
  • Tray Ceiling
  • Paddle Fans
  • Recessed Lighting
  • Gas Log Fireplace
  • Electric Fireplace
  • Mud Room
  • Entrance Foyer
  • Family Room with Fireplace
  • 2 Fireplaces
  • Attic Access Panel

Kitchen

  • Eat-In Kitchen
  • Walk-In Pantry
  • Convection Oven
  • Gas Cooktop
  • Range Hood
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Engineered Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Basement

  • 9 Foot Basement Ceiling Height
  • Sump Pump with Backup
  • Fireplace in Basement
  • Basement Storage
  • Basement Window Egress

Home Security

  • Smart Thermostat
  • Fire and Smoke Detector

Eco-Friendly Details

  • Home Energy Rating Service (HERS) Rated Property
  • Energy-Efficient Windows
  • Energy-Efficient HVAC
  • Energy-Efficient Insulation
  • Energy-Efficient Doors

Outdoor Features

  • Gazebo

Schools

  • Creekside Middle School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Power Generator
  • Tankless Water Heater
  • Gas Water Heater

Community Details

  • Association fees include insurance, ground maintenance, maintenance, snow removal, walking trails
  • Association Phone (317) 570-4358
  • Heritage At Spring Mill Subdivision
  • Property managed by Kirkpatrick

Listing and Financial Details

  • Tax Lot 11
  • Assessor Parcel Number 291303010011000018

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,646

Year Built

Built in 2018

Lot Details

0

HOA Fees

$347 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2024
  • Year Built: 2018
  • Building Area Total: 5265
  • Garage Y N: Yes
  • Green Energy Efficient: Doors, Windows, HVAC, Insulation, Water Heater
  • Lot Size Acres: 0.2
  • Subdivision Name: Heritage At Spring Mill
  • Transaction Type: Sale
  • Accessibility Features YN: No
  • Special Features: OpenHouse

Interior Features

  • Basement: Yes
  • Basement Type: Ceiling - 9+ feet, Egress Window(s), Partially Finished, Storage Space
  • Appliances: Gas Cooktop, Dishwasher, Dryer, Disposal, Gas Water Heater, Humidifier, Microwave, Oven, Convection Oven, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
  • Levels: One
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1971
  • Fireplace Features: Basement, Electric, Family Room, Gas Log
  • Fireplaces: 2
  • Interior Amenities: Attic Access, Bath Sinks Double Main, Tray Ceiling(s), Kitchen Island, Entrance Foyer, Paddle Fan, Hi-Speed Internet Availbl, Eat-in Kitchen, Pantry, Smart Thermostat, Walk-In Closet(s), Wood Work Painted
  • Living Area: 4607
  • Main Level Bedrooms: 2
  • Other Equipment: Generator, Smoke Alarm, Sump Pump w/Backup
  • Areas Interior: Bedroom Other on Main
  • Eating Area: Breakfast Room,Formal Dining Room
  • Basement Full Bathrooms: 1
  • Main Level Full Bathrooms: 2
  • Main Level Sq Ft: 2636
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 1
  • Kitchen Features: Kitchen Updated
  • Upper Level Sq Ft: 0
  • Rooms Basement: 3

Exterior Features

  • Construction Materials: Brick, Stone
  • Direction Faces: North
  • Foundation Details: Concrete Perimeter
  • List Price: 930000
  • Patio And Porch Features: Covered, Gazebo, Patio

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Attached
  • Garage Parking Other: Finished Garage,Garage Door Opener
  • Garage Sq Ft: 709

Utilities

  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Water Connected
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Forced Air, Natural Gas, High Efficiency (90%+ AFUE )
  • Laundry Features: Main Level, Sink
  • Water Source: Public
  • Solid Waste: No

Condo/Co-op/Association

  • Association Amenities: Maintenance Grounds, Pond Year Round, Snow Removal, Trail(s), Insurance, Maintenance
  • Association Fee: 1040
  • Association Fee Frequency: Quarterly
  • Association Phone: 317-570-4358
  • Association YN: Yes
  • Management Company Name: Kirkpatrick
  • H O A Disclosures: Covenants & Restrictions,Rules & Regulations

Fee Information

  • Association Fee Includes: Entrance Common, Insurance, Maintenance Grounds, Maintenance, Snow Removal, Walking Trails

Schools

  • Middle Or Junior School: Creekside Middle School

Lot Info

  • Lot Features: Curbs, Sidewalks, Storm Sewer, Street Lights, Mature Trees, Trees-Small (Under 20 Ft)
  • Property Attached Yn: No
  • Additional Parcels: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 8712
  • Parcel Number: 291303010011000018
  • Acres: <1/4 Acre
  • Price Acre: 4650000

Green Features

  • Green Building Verification Type: HERS Index Score, See Attached Certificate
  • Smart Home Features: Thermostat - Programmable
  • Green Features: Other/See Remarks

Rental Info

  • Green Building Verification: Home Energy Rating System

Tax Info

  • Tax Annual Amount: 6646
  • Tax Lot: 11
  • Semi Annual Property Tax Amt: 3323
  • Tax Exemption: Homestead Tax Exemption

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,581 $588,200 $209,000 $379,200
2023 $6,646 $592,100 $209,000 $383,100
2022 $5,920 $518,800 $132,000 $386,800
2021 $5,721 $499,800 $132,000 $367,800
2020 $6,000 $524,100 $132,000 $392,100
2019 $6,274 $548,000 $132,000 $416,000
2018 $65 $600 $600 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/09/2025 09/09/25 For Sale $930,000 -- $202 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Purchase History

Date Type Sale Price Title Company
Deed $579,900 --
Warranty Deed $579,894 Pgp Title Of Florida, Inc
Special Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $74,500 Credit Line Revolving
Open $441,000 New Conventional
Closed $441,000 New Conventional
Closed $453,000 New Conventional
Source: Public Records

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22061160

MIBOR Broker Listing Cooperative®

APN: 29-13-03-010-011.000-018