NOT LISTED FOR SALE

Estimated Value: $727,000 - $912,000

4 Beds
2.5 Baths
3,760 Sq Ft
$226/Sq Ft Est. Value

Last Sold June 30, 2022

Last sale price $655,000 $174 Per Sq Ft

Est. 30% increase in value since last sale

Current estimated payment $6,173/month

6 Days on Market

Highlights

  • Open Floorplan
  • Community Lake
  • Vaulted Ceiling
  • Wild Rose Elementary School Rated A
  • Property is near a park
  • Loft

About This Home

As of June 2022

***BUYER FINANCING FELL THROUGH *** Welcome to the Rutherford model of The Reserves of St. Charles! Prepare to be impressed by this 4 Bedroom 2.1 Bath home with full basement, fully fenced yard (just under 1/2 acre) and 3 car garage. Updates galore! 1st floor has 10ft ceilings, 2nd floor has 9 ft ceilings and entire house has been completely painted in the last 2 years. Step into the 2 Story Foyer filled with natural light, Study to the right and Living room to the left. HUGE eat in kitchen with large center island, granite countertops, double oven, large space for table and built-in desk/bill station with shelving. Kitchen opens up to family room with gas burning fireplace. Sliding Glass Doors off of the eating area to the 38 x 19.5 paver patio. Beautiful backyard is fenced and ready for your summer entertaining needs! Second floor has a loft that has custom built in's with lighting and is used as the office. (1st floor study can also be converted into an office space) Master bedroom has upgraded tray ceiling, walk in closet and Master Bathroom has dual sinks with separate soaking tub and shower. ALL bedrooms have large walk-in closets. Almost every room has custom cloth blinds that create privacy and let sunlight in at the same time! The basement was recently been finished and is the perfect extra living space. Luxury Vinyl Plank throughout the basement. Currently it is set up as a game room and lower level family room PLUS 3 area's for extra storage and these rooms are great to leave as is for storage or finish up into extra living space. (workout room, extra guest room, wine room- whatever you can imagine!) Updates: 2022~ New furnace and 2nd furnace was serviced, new 2nd floor A/C unit with warranty, all new outdoor shutters, all outside trim and porch painted. 2021~New vanity and light fixtures in 1st floor powder room, new light fixtures in kitchen over island, hallway, loft and 3 bedrooms, new interior garage door with electronic lock, some new landscaping added 2020~Basement updated with living space, utilization of storage areas and Luxury Vinyl Planks throughout 2017~New driveway was put in and has a great basketball net that is staying with the home, new garage door springs 2015~Installed fence around entire yard, added landscaping, new sump pump and water heater. Currently Wild Rose Elementary, Wredling Middle School and North High School. (Walk to St. Charles North High School) Within minutes of downtown St. Charles and close to tons of shopping and great restaurants!

Last Agent to Sell the Property

Bea Hicks

Hicks Real Estate, Inc. License #471006168 Listed on: 05/21/2022

Last Buyer's Agent

Penny O'Brien

Baird & Warner License #475158156

Baird & Warner

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,872

Year Built

  • Built in 2008

Lot Details

  • 0.43 Acre Lot
  • Fenced Yard
  • Paved or Partially Paved Lot

HOA Fees

  • $85 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,760 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Vaulted Ceiling
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Family Room Downstairs
  • Living Room
  • Dining Room
  • Loft
  • Game Room
  • Storage Room
  • Utility Room with Study Area
  • Carpet
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Breakfast Bar
  • Double Oven
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Schools

  • Wild Rose Elementary School
  • Wredling Middle School
  • St Charles North High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Additional Features

  • Brick Porch or Patio
  • Property is near a park

Community Details

  • American Property Management Association, Phone Number (847) 985-6464
  • Reserve Of St. Charles Subdivision, Rutherford Floorplan
  • Property managed by American Property Management
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,872

Year Built

Built in 2008

Lot Details

0

HOA Fees

$85 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Reserve of St. Charles
  • Year Built: 2008
  • Age: 11-15 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, First Floor Laundry, Built-in Features, Walk-In Closet(s), Ceiling - 10 Foot, Ceiling - 9 Foot, Open Floorplan, Granite Counters
  • LivingArea: 3760
  • Room Type: Eating Area, Loft, Study, Game Room, Family Room, Storage, Other Room
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 3760
  • Basement Description: Partially Finished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Bathroom: Full,Double Sink,Tub & Separate Shwr

Exterior Features

  • ExteriorFeatures: Porch, Brick Paver Patio
  • Foundation Details: Concrete Perimeter
  • List Price: 649900
  • Lot Features: Fenced Yard
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Brick,Cedar

Garage/Parking

  • Garage Spaces: 3
  • Number of Cars: 3
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage
  • Type: Eating Area-Table Space,Island,Pantry-Closet,Granite Counters

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1025
  • Association Fee Frequency: Annually
  • Community Features: Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: American Property Management
  • Management Contact Name: American Property Management
  • Management Phone: 847-985-6464
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Wild Rose Elementary School
  • High School: St Charles North High School
  • Middle/Junior School: Wredling Middle School
  • Middle/Junior School District: 303

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.426
  • Lot Dimensions: 18537
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 3
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 14871.86
  • Tax Year: 2021
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 21, 2022
Closed on
Jun 26, 2022
Sold by
Lyons Matthew P and Lyons Laurie V
Bought by
Zoller Douglas Allen and Zoller Leann
Seller's Agent
Bea Hicks
Hicks Real Estate, Inc.
Buyer's Agent
Penny O'Brien
Baird & Warner
List Price
$649,900
Sold Price
$655,000
Premium/Discount to List
$5,100
0.78%
Current Estimated Value
$851,565

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$196,565
Avg. Annual Appreciation
8.75%
Original Mortgage
$524,000
Outstanding Balance
$498,354
Interest Rate
4.88%
Mortgage Type
New Conventional
Estimated Equity
$353,211

Purchase Details

Closed on
Sep 12, 2014
Sold by
Whitted Michael J and Whitted Anna L
Bought by
Lyons Matthew and Lyons Laurie V

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$416,000
Interest Rate
4.15%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 22, 2008
Sold by
The Ryland Group Inc
Bought by
Whitted Michael J and Whitted Anna L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.54%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Zoller Douglas Allen $655,000 Chicago Title
Lyons Matthew $520,000 Chicago Title Insurance Co
Whitted Michael J $566,000 Ryland Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Zoller Douglas Allen $150,000
Open Zoller Douglas Allen $524,000
Previous Owner Lyons Matthew P $58,500
Previous Owner Lyons Laurie V $0
Previous Owner Lyons Matthew P $468,000
Previous Owner Lyons Matthew P $58,000
Previous Owner Lyons Matthew P $464,000
Previous Owner Lyons Matthew P $26,000
Previous Owner Lyons Matthew P $410,000
Previous Owner Lyons Matthew $416,000
Previous Owner Whitted Michael J $312,500
Previous Owner Whitted Michael J $328,500
Previous Owner Whitted Michael J $369,750
Previous Owner Whitted Michael J $400,000
Previous Owner Whitted Michael J $417,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2022 06/30/22 Sold $655,000 +0.8% $174 / Sq Ft
05/28/2022 05/28/22 Pending -- -- --
05/21/2022 05/21/22 For Sale $649,900 -- $173 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $17,372 $242,031 $55,859 $186,172
2023 $16,697 $216,622 $49,995 $166,627
2022 $16,220 $206,886 $54,231 $152,655
2021 $14,872 $188,348 $51,693 $136,655
2020 $14,718 $184,836 $50,729 $134,107
2019 $14,458 $181,177 $49,725 $131,452
2018 $14,639 $182,488 $48,811 $133,677
2017 $15,166 $186,996 $47,142 $139,854
2016 $15,935 $180,428 $45,486 $134,942
2015 -- $166,384 $44,996 $121,388
2014 -- $156,154 $44,996 $111,158
2013 -- $146,433 $39,386 $107,047
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11402349

Midwest Real Estate Data (MRED)

APN: 09-09-477-003