$483,000
SOLD MAY 15, 2025

4650 Yacht Harbor Dr Unit 125 Naples, FL 34112

East Naples Neighborhood
3 Beds
2 Baths
1,589 Sq Ft
$1,889/mo HOA Fee

Recently Sold

$304 Per Sq Ft

9 Days on Market

Highlights

  • Marina
  • Boating
  • Private Beach
  • Naples High School Rated A
  • Golf Course Community
  • Fitness Center

About This Home

As of May 2025

The seller is paying ALL HOA fees for the rest of 2025, a generous $17,000 Buyer Credit that makes this home an unmatched value. This stunning second-floor residence in the coveted Windstar community is where modern elegance meets coastal living. A rare opportunity, this three-bedroom, two-bath home is packed with thoughtful upgrades and stylish touches throughout. From the moment you enter, you’ll notice the sleek, uniform tile flooring that flows seamlessly through the open-concept design, offering both beauty and easy maintenance. The chef-inspired kitchen is equipped with premium finishes and fixtures, making it a joy to cook and entertain. A flex space just off the kitchen serves perfectly as a home office, den, or creative retreat—tailored to your lifestyle. Enjoy the convenience of a private one-car garage, ideal for extra storage or your beach-ready gear.The screened lanai becomes your front-row seat to golden sunsets, adding a serene backdrop to evenings at home. Whether you’re hosting friends or winding down solo, this space is your own slice of paradise.Windstar on Naples Bay is a hidden gem, featuring an exclusive private beach with shuttle boat access to Keewaydin Island, a deep-water marina with Gulf access, and optional social and golf memberships to elevate your lifestyle. Residents enjoy a gated, amenity-rich environment just minutes from Downtown Naples and 5th Avenue South, known for its upscale boutiques, renowned restaurants, and lively arts scene.

Last Agent to Sell the Property

Renee Easley

Alfred Robbins Realty Group License #NAPLES-249530482 Listed on: 04/14/2025

Last Buyer's Agent

Corienne Walek

Keller Williams Realty Naples License #NAPLES-090184133

Keller Williams Realty Naples

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,253

Year Built

  • Built in 1998

Lot Details

  • Private Beach
  • Southwest Facing Home

HOA Fees

Parking

  • 1 Car Detached Garage
  • Common or Shared Parking
  • Automatic Garage Door Opener
  • Deeded Parking

Property Views

  • Golf Course
  • Mangrove

Home Design

  • Concrete Block With Brick
  • Stucco
  • Tile

Interior Spaces

  • 1,589 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Furnished or left unfurnished upon request
  • Vaulted Ceiling
  • Ceiling Fan
  • Single Hung Windows
  • Den
  • Screened Porch
  • Tile Flooring

Kitchen

  • Breakfast Bar
  • Self-Cleaning Oven
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Shower Only

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

Schools

  • Avalon Elementary School
  • Gulfview Middle School
  • Naples High School

Utilities

  • Central Heating and Cooling System
  • Humidstat
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 82740800229
  • Tax Block II

Community Details

Overview

  • 16 Units
  • Private Membership Available
  • Low-Rise Condominium
  • Windward Cay Condos
  • Windstar Community

Amenities

  • Restaurant
  • Clubhouse
  • Business Center
  • Elevator
  • Bike Room

Recreation

  • Boating
  • Marina
  • Private Beach Pavilion
  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Bocce Ball Court
  • Fitness Center
  • Community Pool or Spa Combo
  • Putting Green
  • Bike Trail

Pet Policy

  • Pets up to 20 lbs
  • Call for details about the types of pets allowed
  • 1 Pet Allowed

Security

  • 24-Hour Guard
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,253

Year Built

Built in 1998

Lot Details

0

HOA Fees

$1,889 per month

Parking

1

Listing Details

  • Legal Description: WINDSTAR CONDOMINIUM SECTION ONE, THE PHASE II UNIT 125
  • Property Type: Residential
  • Table: Residential
  • Building Design: Low Rise (1-3)
  • Building Description: Other
  • Year Built: 1998
  • Directions: Enter front gate off Bayshore Blvd.
  • Property Information: The seller is paying ALL HOA fees for the rest of 2025, a generous $17,000 Buyer Credit that makes this home an unmatched value. This stunning second-floor residence in the coveted Windstar community is where modern elegance meets coastal living. A rare opportunity, this three-bedroom, two-bath home is packed with thoughtful upgrades and stylish touches throughout. From the moment you enter, you’ll notice the sleek, uniform tile flooring that flows seamlessly through the open-concept design, offering both beauty and easy maintenance. The chef-inspired kitchen is equipped with premium finishes and fixtures, making it a joy to cook and entertain. A flex space just off the kitchen serves perfectly as a home office, den, or creative retreat—tailored to your lifestyle. Enjoy the convenience of a private one-car garage, ideal for extra storage or your beach-ready gear. The screened lanai becomes your front-row seat to golden sunsets, adding a serene backdrop to evenings at home. Whether you’re hosting friends or winding down solo, this space is your own slice of paradise. Windstar on Naples Bay is a hidden gem, featuring an exclusive private beach with shuttle boat access to Keewaydin Island, a deep-water marina with Gulf access, and optional social and golf memberships to elevate your lifestyle. Residents enjoy a gated, amenity-rich environment just minutes from Downtown Naples and 5th Avenue South, known for its upscale boutiques, renowned restaurants, and lively arts scene.
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 1

Interior Features

  • Furnished Description: Furnished
  • Num Unit Floor: 2
  • Price Per Sq Ft: 303.96
  • Total Floors: 1
  • Additional Rooms: Den/Study, Guest Bath, Guest Room, Laundry in Residence, Screened Lanai/Porch
  • Estimated Living Area: 1589
  • Full Bathrooms: 2
  • Total Bathrooms: 2.00
  • Bedroom Description: Master BR Ground, Split Bedrooms
  • Bedrooms: 3 Bed
  • Total Bedrooms: 3
  • Dining Room: Breakfast Bar
  • Elevator: Common
  • Equipment: Auto Garage Door, Cooktop - Electric, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Refrigerator/Icemaker, Self Cleaning Oven, Smoke Detector, Washer
  • Flooring: Tile
  • Floor Plan: Split Bedrooms
  • Interior Amenities: Fire Sprinkler, Internet Available, Pantry, Smoke Detectors, Volume Ceiling, Walk-In Closet
  • Kitchen: Pantry
  • Primary Bathroom: Shower Only
  • Windows: Single Hung

Exterior Features

  • Gulf Access: No
  • Private Pool: No
  • Private Spa: No
  • Roof: Tile
  • Construction: Concrete Block
  • Irrigation: Central
  • View: Golf Course, Mangroves
  • Exterior Finish: Stucco

Garage/Parking

  • Garage Description: Detached
  • Garage Spaces: 1
  • Parking: Common, Covered, Paved Parking

Utilities

  • Cable Available: Yes
  • Cooling: Ceiling Fans, Central Electric, Humidistat
  • Heat: Central Electric
  • Security: Guard At Gate, Patrolled
  • Sewer: Central
  • Water: Central

Condo/Co-op/Association

  • Management Company Phone: 239-649-5526
  • Approval: Application Fee
  • Management: Professional
  • Mandatory HOA: Yes
  • Restrictions: Deeded, No RV
  • Sub Condo Name: WINDWARD CAY
  • Condo Fees: 4635
  • Condo Fee Frequency: Quarterly
  • Maintenance: Cable, Insurance, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Reserve, Security, Street Maintenance, Trash Removal, Water
  • Master Hoa Fee: 1033
  • Master HOA Fee Frequency: Quarterly
  • Development Name: WINDSTAR

Association/Amenities

  • Pets: Limits
  • Pets Limit Max Number: 1
  • Pets Limit Max Weight: 20
  • Development: Windstar
  • Amenities: Beach - Private, Bike And Jog Path, Bike Storage, Bocce Court, Business Center, Clubhouse, Community Pool, Community Spa/Hot tub, Fitness Center Attended, Golf Course, Guest Room, Internet Access, Marina, Pickleball, Private Beach Pavilion, Private Membership, Putting Green, Restaurant, Sidewalk, Streetlight, Tennis Court
  • Community Type: Boating, Gated, Golf Course
  • Units In Building: 16
  • Total Number of Units: 48

Fee Information

  • Application Fee: 150.00

Schools

  • Elementary School: AVALON ELEMENTARY
  • Middle School: GULFVIEW MIDDLE SCHOOL
  • High School: NAPLES HIGH SCHOOL
  • Elementary School: Avalon Elementary
  • High School: Naples High School
  • Middle School: Gulfview Middle School

Lot Info

  • Builder Product: No
  • Lot Unit: 125
  • Section: 14
  • Total Area: 1589
  • Waterfront: No
  • Rear Exposure: Southwest
  • Lot Description: Zero Lot Line
  • Parcel Number: 82740800229

Rental Info

  • Lease Limits: Yes
  • Leases Per Year: 3
  • Min Days Of Lease: 30

Tax Info

  • Tax Description: County Only
  • Tax District Type: Community Development District
  • Taxes: 4252.80
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 14, 2025
Closed on
May 14, 2025
Sold by
Bertemes William R and Bertemes Candice
Bought by
Miller David Elmer
Seller's Agent
Renee Easley
Alfred Robbins Realty Group
Buyer's Agent
Corienne Walek
Keller Williams Realty Naples
List Price
$483,000
Sold Price
$483,000
Views
8

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.07%

Purchase Details

Closed on
Jun 28, 2019
Sold by
Mccarthy Jeremiah F and Mccarthy Julie L
Bought by
Bertemes William R and Bertemes Candice

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$228,000
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 9, 2015
Closed on
Aug 19, 2015
Sold by
Crisp David M
Bought by
Mccarthy Jeremiah F and Mccarthy Julie L
Seller's Agent
Frank Pezzuti
Premier Sotheby's Int'l Realty
Buyer's Agent
Gorana Saner
White Sands Realty
List Price
$349,000
Sold Price
$335,000
Premium/Discount to List
-$14,000
-4.01%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.78%
Original Mortgage
$268,000
Interest Rate
4.09%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 23, 2013
Closed on
Nov 12, 2013
Sold by
Gallivan Norman J
Bought by
Crisp David M
Seller's Agent
Susan Sanderson
Alfred Robbins Realty Group
Buyer's Agent
Frank Pezzuti
Premier Sotheby's Int'l Realty
List Price
$319,000
Sold Price
$305,000
Premium/Discount to List
-$14,000
-4.39%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.48%
Original Mortgage
$244,000
Interest Rate
4.31%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 20, 2009
Sold by
Irvine Kip R and Wooi Irvine Cecilia
Bought by
Gallivan Ii Norman J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
4.77%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Dec 31, 2001
Sold by
Bhat Padmanabha B and Bhat Thayamma B
Bought by
Irvine Kip R and Irvine Cecilia Wooi

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$10,000
Interest Rate
6.99%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 30, 1999
Sold by
Transeastern Prop Inc
Bought by
Bhat Padmanabha B and Bhat Thayamma B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,000
Interest Rate
7.23%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $483,000 Cottrell Title, Llc
Warranty Deed $285,000 Ross Title & Escrow Inc
Warranty Deed $335,000 Attorney
Warranty Deed $305,000 Lutgert Title Llc
Warranty Deed $224,000 First Boston Title Llc
Warranty Deed -- --
Warranty Deed $140,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $228,000 New Conventional
Previous Owner $268,000 New Conventional
Previous Owner $244,000 New Conventional
Previous Owner $100,000 Credit Line Revolving
Previous Owner $125,470 Fannie Mae Freddie Mac
Previous Owner $10,000 Purchase Money Mortgage
Previous Owner $105,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/27/2025 05/27/25 For Rent $6,500 0.0% --
05/15/2025 05/15/25 Sold $483,000 0.0% $304 / Sq Ft
04/23/2025 04/23/25 Pending -- -- --
04/14/2025 04/14/25 For Sale $483,000 +44.2% $304 / Sq Ft
08/18/2015 08/18/15 Sold $335,000 -4.0% $211 / Sq Ft
06/19/2015 06/19/15 Pending -- -- --
06/09/2015 06/09/15 For Sale $349,000 +14.4% $220 / Sq Ft
11/13/2013 11/13/13 Sold $305,000 -4.4% $192 / Sq Ft
09/23/2013 09/23/13 For Sale $319,000 -- $201 / Sq Ft
Source: Naples Area Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $3,979 $268,100 $0 $0
2022 $3,492 $243,727 $0 $0
2021 $3,053 $221,570 $0 $221,570
2020 $3,246 $237,460 $0 $237,460
2019 $3,222 $234,282 $0 $234,282
2018 $3,370 $245,405 $0 $245,405
2017 $3,591 $258,946 $0 $0
2016 $3,264 $235,405 $0 $0
2015 $3,044 $215,248 $0 $0
2014 $2,771 $195,680 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Naples Area Board of REALTORS®

MLS Number: 225037921

Naples Area Board of REALTORS®

APN: 82740800229