4654 Harbor View Terrace Morganton, NC 28655
Lake James Neighborhood
4
Beds
3.5
Baths
4,702
Sq Ft
0.86
Acres
Highlights
- Covered Dock
- Access To Lake
- Clubhouse
- Boat Lift
- Waterfront
- Deck
About This Home
As of December 2024The ultimate lakefront home. Great views of the lake from the open family, breakfast and kitchen areas with access to deck. Updated appliances and fixtures throughout the house. Formal dining with built in cabinetry. Main level primary suite as well as large laundry room. Upper level has 2 spacious bedrooms and a full bath. Additional unfinished bonus and/or storage areas with easy accessibility. Lower level has 4th bedroom, full bath, 2 large unfinished areas and family/rec room with fireplace. So much space for you and your family & friends. Fresh paint and updates throughout. Hardwood floors and tiled kitchen and baths. Oversized 3 car garage and plenty of driveway parking as well. Main level deck and lower level patio provides loads of outdoor living space. Short walk to the covered dock and lake. Float or swim in the peaceful waters of Lake James or hike/bike on the Fonta Flora Trail. And just 15 minutes to the charming town of Morganton for shops & restaurants.
Last Agent to Sell the Property
Engel & Volkers Foothills Lake James Brokerage Email: polly.leadbetter@evrealestate.com License #210179 Listed on: 08/09/2024
Last Buyer's Agent
Engel & Volkers Foothills Lake James Brokerage Email: polly.leadbetter@evrealestate.com License #210179 Listed on: 08/09/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,153
Year Built
- Built in 1997
Lot Details
- Lot Dimensions are 82x318x151x323
- Waterfront
- Private Lot
- Sloped Lot
- Wooded Lot
- Property is zoned R1
HOA Fees
- $77 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Garage Door Opener
- Driveway
Property Views
- Water
- Mountain
Home Design
- Traditional Architecture
- Four Sided Brick Exterior Elevation
Interior Spaces
- 1.5-Story Property
- Wired For Data
- Built-In Features
- Ceiling Fan
- Insulated Windows
- Window Treatments
- Entrance Foyer
- Family Room with Fireplace
- Living Room with Fireplace
Kitchen
- Built-In Oven
- Electric Cooktop
- Microwave
- Dishwasher
- Kitchen Island
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- Walk-In Closet
- Garden Bath
Laundry
- Laundry Room
- Washer and Electric Dryer Hookup
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
- Basement Storage
- Natural lighting in basement
Outdoor Features
- Access To Lake
- Boat Lift
- Covered Dock
- Deck
- Patio
- Front Porch
Schools
- Glen Alpine Elementary School
- Table Rock Middle School
- Freedom High School
Utilities
- Forced Air Heating and Cooling System
- Heat Pump System
- Underground Utilities
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 49893
Community Details
Overview
- East Shores Owners Association, Phone Number (828) 443-7909
- East Shores Subdivision
- Mandatory home owners association
Amenities
- Clubhouse
Recreation
- Tennis Courts
- Indoor Game Court
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 9, 2024
Closed on
Dec 23, 2024
Sold by
Chertock Boris A and Chertock Alina
Bought by
Habitat Argentina Llc
Seller's Agent
Polly Leadbetter
Engel & Volkers Foothills Lake James
Buyer's Agent
Polly Leadbetter
Engel & Volkers Foothills Lake James
List Price
$1,645,000
Sold Price
$1,400,000
Premium/Discount to List
-$245,000
-14.89%
Views
96
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,309
Avg. Annual Appreciation
-0.97%
Purchase Details
Closed on
Mar 2, 2022
Sold by
Johnson Wilford M and Johnson Karel L
Bought by
Chertock Boris A and Chertock Alina
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$375,000
Interest Rate
3.92%
Mortgage Type
Balloon
Similar Homes in Morganton, NC
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,400,000 | None Listed On Document | |
| Warranty Deed | $1,025,000 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $375,000 | Balloon |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 12/23/2024 12/23/24 | Sold | $1,400,000 | -14.9% | $298 / Sq Ft |
| 08/09/2024 08/09/24 | For Sale | $1,645,000 | 0.0% | $350 / Sq Ft |
| 09/23/2023 09/23/23 | Rented | $3,200 | -20.0% | -- |
| 07/25/2023 07/25/23 | For Rent | $4,000 | -- | -- |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,153 | $1,070,407 | $331,800 | $738,607 |
| 2023 | $7,153 | $1,070,407 | $331,800 | $738,607 |
| 2022 | $6,231 | $773,418 | $282,300 | $491,118 |
| 2021 | $6,225 | $773,418 | $282,300 | $491,118 |
| 2020 | $6,239 | $773,418 | $282,300 | $491,118 |
| 2019 | $6,086 | $773,418 | $282,300 | $491,118 |
| 2018 | $5,298 | $671,509 | $253,600 | $417,909 |
| 2017 | $5,299 | $671,509 | $253,600 | $417,909 |
| 2016 | $5,195 | $671,509 | $253,600 | $417,909 |
| 2015 | $5,195 | $671,509 | $253,600 | $417,909 |
| 2014 | $5,062 | $671,509 | $253,600 | $417,909 |
| 2013 | $5,065 | $671,509 | $253,600 | $417,909 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2024
Polly Leadbetter
Engel & Volkers Foothills Lake James
(828) 443-5407
128 in this area
245 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4170378
APN: 49893
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