$431,000
SOLD AUG 27, 2025

4655 Bluffton Ct Cumming, GA 30028

5 Beds
3 Baths
2,792 Sq Ft
9,148 Sq Ft Lot

Recently Sold

$154 Per Sq Ft

4% Below List Price

10 Days on Market

Highlights

  • Craftsman Architecture
  • Clubhouse
  • Community Pool
  • Coal Mountain Elementary School Rated A
  • Vaulted Ceiling
  • Den

About This Home

As of August 2025

Located in the Settendown Reserve Neighborhood this 5 bedroom 3 bathroom house invites you home. The kitchen features a large island, a pantry and overlooks the living room and dining room, ideal for entertaining. You can take the gathering outside into the backyard that backs up to additional green space. The backyard has a large patio area and is fenced in. Enjoy your primary suite with a sizable closet and ample room for a sitting area and an ensuite bathroom. This home is centrally located to multiple parks, schools, and shopping. The community has a swimming pool, playground, and picnic pavilion. Owner Financing Options available at $480k sales price with $60k Down at 5.8% interest rate. Call for more information.

Last Agent to Sell the Property

Joshua Parker

The HomeStore Brokerage Phone: 7706019599 License #362796 Listed on: 07/14/2025

The HomeStore

Last Buyer's Agent

Glenda Broker

Non-Mls Company

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,179

Year Built

  • Built in 2019

Lot Details

  • 9,148 Sq Ft Lot
  • Level Lot

Home Design

  • Craftsman Architecture
  • Traditional Architecture
  • Country Style Home
  • Slab Foundation
  • Composition Roof
  • Concrete Siding

Interior Spaces

  • 2,792 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Entrance Foyer
  • Den
  • Laundry closet

Kitchen

  • Breakfast Area or Nook
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • Walk-In Closet

Parking

  • Garage
  • Garage Door Opener

Outdoor Features

  • Patio

Schools

  • Coal Mountain Elementary School
  • North Forsyth Middle School
  • North Forsyth High School

Utilities

  • Cooling Available
  • Central Heating
  • Heat Pump System
  • Underground Utilities
  • 220 Volts
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include maintenance exterior, ground maintenance, swimming
  • Settendown Reserve Subdivision

Amenities

  • Clubhouse
  • Laundry Facilities

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,179

Year Built

Built in 2019

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 2019
  • ArchitecturalStyle: Country/Rustic, Craftsman, Traditional
  • Electric: 220 Volts
  • Financing Type: Conventional
  • Levels: Two
  • Lot Size Acres: .21
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 2792
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Microwave
  • Bedrooms: 5
  • Basement: None
  • Total Finished Sq Ft: 2792
  • Above Grade Finished Sq Ft: 2792
  • Interior Amenities: Vaulted Ceiling(s), Walk-In Closet(s)
  • Full Bathrooms: 3
  • Fireplace Features: Other
  • Flooring: Carpet, Vinyl
  • Kitchen Features: Breakfast Area, Kitchen Island
  • Price Per Square Foot: 154.369

Beds/Baths

  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2
  • Bedroom Main Level: 1

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Concrete
  • Foundation Details: Slab
  • Lot Features: Level
  • Patio And Porch Features: Patio
  • Property Condition: Resale
  • Roof: Composition

Garage/Parking

  • Parking Features: Attached, Garage, Garage Door Opener

Utilities

  • Cooling: Electric
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: Common Area, Laundry Closet
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Phone Available, Sewer Connected, Underground Utilities, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: Yes
  • Community Features: Clubhouse, Playground, Pool, Sidewalks

Fee Information

  • Association Fee Includes: Maintenance Exterior, Maintenance Grounds, Swimming

Schools

  • Elementary School: Coal Mountain
  • High School: North Forsyth
  • High School Bus: Yes
  • Middle School: North Forsyth
  • Middle School Bus: Yes
  • Elementary School: Coal Mountain
  • Middle School: North Forsyth
  • High School: North Forsyth

Tax Info

  • Year: 23
  • Tax Annual Amount: 4178.96

MLS Schools

  • Elementary Bus Line: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 14, 2025
Closed on
Aug 27, 2025
Sold by
Aratama Llc
Bought by
Huang Rong
Seller's Agent
Joshua Parker
The HomeStore
Buyer's Agent
Glenda Broker
Non-Mls Company
List Price
$449,900
Sold Price
$431,000
Premium/Discount to List
-$18,900
-4.2%
Views
65

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
39.69%
Original Mortgage
$300,500
Outstanding Balance
$300,500
Interest Rate
6.25%
Mortgage Type
New Conventional
Estimated Equity
$140,704

Purchase Details

Closed on
May 23, 2024
Sold by
Patel Manishabahen V and Patel Vasudev P
Bought by
Aratama Llc

Purchase Details

Closed on
Jul 28, 2021
Sold by
Patel Brijeshkumar P
Bought by
Patel Brijeshkumar P and Patel Vasudev P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$276,624
Interest Rate
2.93%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 8, 2019
Sold by
Starlight Homes Georgia Llc
Bought by
Patel Vasudev P and Patel Rijeshkumar P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$262,413
Interest Rate
4.4%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $431,000 None Listed On Document
Special Warranty Deed $431,000 None Listed On Document
Special Warranty Deed -- None Listed On Document
Warranty Deed -- --
Limited Warranty Deed $277,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $300,500 New Conventional
Closed $300,500 New Conventional
Previous Owner $276,624 FHA
Previous Owner $262,413 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/27/2025 08/27/25 Sold $431,000 -4.2% $154 / Sq Ft
07/24/2025 07/24/25 Pending -- -- --
07/14/2025 07/14/25 For Sale $449,900 -- $161 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,234 $190,508 $54,000 $136,508
2024 $4,234 $202,828 $50,000 $152,828
2023 $3,301 $169,780 $38,000 $131,780
2022 $3,426 $123,896 $30,000 $93,896
2021 $3,259 $123,896 $30,000 $93,896
2020 $2,979 $111,160 $24,000 $87,160
2019 $664 $24,000 $24,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Georgia MLS

MLS Number: 10563949

Georgia MLS

APN: 189-164