NOT LISTED FOR SALE

4691 Whites Point Geneva, NY 14456

Estimated Value: $434,000 - $487,000

2 Beds
1 Bath
638 Sq Ft
$714/Sq Ft Est. Value

Last Sold April 26, 2024

Last sale price $421,000 $660 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $2,904/month

7 Days on Market

Highlights

  • Docks
  • Deck
  • Separate Formal Living Room
  • Beach Access
  • Main Floor Bedroom
  • Cottage

About This Home

As of April 2024

Seneca Lake-Very cute 2 bedroom cottage at water's edge with 78' of lake frontage. Both public water and natural gas connected. Permanent docks, special parking area above cottage, and to be sold partially furnished. Delayed negotiations to commence Monday, March 18th @ 12PM. Property is occupied, so be sure to schedule your showing today. Summer will be here soon! OPEN HOUSE SATURDAY, MARCH 16TH AND SUNDAY, MARCH 17TH FROM 1-3PM.

Last Agent to Sell the Property

Mark Malcolm

Listing by Century 21 Steve Davoli RE License #30MA0775160 Listed on: 03/11/2024

Century 21 Steve Davoli RE

Last Buyer's Agent

Lorie Peck

Listing by Lake To Lake Real Estate License #40PE1119010

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,440

Year Built

  • Built in 1930

Lot Details

  • 3,920 Sq Ft Lot
  • Lot Dimensions are 78x64

Home Design

  • Cottage
  • Stone Foundation
  • Poured Concrete
  • Vinyl Siding

Interior Spaces

  • 638 Sq Ft Home
  • 2-Story Property
  • Partially Furnished
  • Ceiling Fan
  • Sliding Doors
  • Separate Formal Living Room
  • Property Views

Kitchen

  • Open to Family Room
  • Eat-In Kitchen
  • Gas Oven
  • Gas Range

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms | 1 Main Level Bedroom
  • 1 Full Bathroom

Basement

  • Walk-Out Basement
  • Partial Basement
  • Sump Pump

Parking

  • No Garage
  • Gravel Driveway

Outdoor Features

  • Beach Access
  • Property is near a lake
  • Docks
  • Deck

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Electric Water Heater
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 323000-147-051-0001-008-100

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,440

Year Built

Built in 1930

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1930
  • Water Body Name: Seneca Lake
  • Directions: Route 14 from either north or south to southern entry White's Point. Follow to west side of RR tracks and turn north on private road. Park on west side of private road prior to RR track.
  • Architectural Style: Cottage
  • Flooring: Carpet, Varies, Vinyl
  • Garage Yn: No
  • Interior Features: Ceiling Fan(s), Eat-in Kitchen, Separate/Formal Living Room, Kitchen/Family Room Combo, Partially Furnished, Sliding Glass Door(s), Bedroom on Main Level
  • Unit Levels: Two
  • Year Built Details: Existing
  • Financial Info Electric: Circuit Breakers
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Gas Oven, Gas Range, Refrigerator
  • Basement: Partial, Walk-Out Access, Sump Pump
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Door Features: Sliding Doors
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Total Bedrooms: 4
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.09
  • View: Yes
  • Waterfront Features: Beach Access, Lake
  • Waterfront: Yes
  • Construction Type: Vinyl Siding
  • Exterior Features: Deck, Dock, Gravel Driveway, See Remarks
  • Foundation Details: Poured, Stone
  • Patio And Porch Features: Deck

Garage/Parking

  • Parking Features: No Garage, Driveway

Utilities

  • Heating: Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: Cable Available, High Speed Internet Available, Water Connected
  • Water Source: Connected, Public

Schools

  • Junior High Dist: Geneva

Lot Info

  • Parcel Number: 323000-147-051-0001-008-100
  • Lot Dimensions: 78X64
  • ResoLotSizeUnits: Acres
  • ResoLotSizeUnits: Acres

Rental Info

  • Furnished: Partially

Tax Info

  • Tax Annual Amount: 6440.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 11, 2024
Closed on
Apr 26, 2024
Sold by
Ouellette Timothy E and Ouellette Shelley M
Bought by
Deraddo Stephen V and Deraddo Trissa A
Seller's Agent
Mark Malcolm
Century 21 Steve Davoli RE
Buyer's Agent
Lorie Peck
Lake To Lake Real Estate
List Price
$310,000
Sold Price
$421,000
Premium/Discount to List
$111,000
35.81%
Views
120
Current Estimated Value
$455,453

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$34,453
Avg. Annual Appreciation
5.42%
Original Mortgage
$336,800
Outstanding Balance
$331,632
Interest Rate
6.74%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$123,821

Purchase Details

Listed on
Mar 23, 2020
Closed on
Jul 16, 2020
Sold by
Bendix Robert A and Bendix Jean S
Bought by
Ouellette Timothy E and Ouellette Shelley M
Seller's Agent
Mark Malcolm
Century 21 Steve Davoli RE
Buyer's Agent
Mark Malcolm
Century 21 Steve Davoli RE
List Price
$249,000
Sold Price
$240,000
Premium/Discount to List
-$9,000
-3.61%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.36%
Original Mortgage
$204,000
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 29, 2010
Sold by
Firewood Rodney D
Bought by
Bendix Robert Jean

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,200
Interest Rate
4.99%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 7, 2000
Sold by
Verhagen Robert
Bought by
Finewood Rodney
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Deraddo Stephen V $421,000 None Available
Deraddo Stephen V $421,000 None Available
Ouellette Timothy E $240,000 None Available
Ouellette Timothy E $240,000 None Available
Bendix Robert Jean $169,000 Art Williams
Bendix Robert Jean $169,000 Art Williams
Finewood Rodney $65,000 Arthur Williams
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Deraddo Stephen V $336,800
Closed Deraddo Stephen V $336,800
Previous Owner Ouellette Timothy E $204,000
Previous Owner Bendix Robert Jean $135,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/26/2024 04/26/24 Sold $421,000 +35.8% $660 / Sq Ft
03/18/2024 03/18/24 Pending -- -- --
03/11/2024 03/11/24 For Sale $310,000 +29.2% $486 / Sq Ft
08/12/2020 08/12/20 Sold $240,000 -3.6% $267 / Sq Ft View Prior Sale
05/07/2020 05/07/20 Pending -- -- --
03/23/2020 03/23/20 For Sale $249,000 -- $277 / Sq Ft
Source: Upstate New York Real Estate Information Services (UNYREIS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,194 $260,500 $90,500 $170,000
2023 $6,281 $260,500 $90,500 $170,000
2022 $5,338 $183,500 $90,500 $93,000
2021 $5,323 $183,500 $90,500 $93,000
2020 $5,184 $183,500 $90,500 $93,000
2019 $0 $183,500 $90,500 $93,000
2018 $4,996 $169,000 $90,000 $79,000
2017 $0 $169,000 $90,000 $79,000
2016 $4,875 $169,000 $90,000 $79,000
2015 -- $169,000 $90,000 $79,000
2014 -- $169,000 $90,000 $79,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Upstate New York Real Estate Information Services (UNYREIS)

MLS Number: R1525415

Upstate New York Real Estate Information Services (UNYREIS)

APN: 323000-147-051-0001-008-100