47 Holy Cross Cir Oakland, MD 21550
Estimated payment $38,431/month
Highlights
- Hot Property
- 3 Dock Slips
- Fishing Allowed
- 345 Feet of Waterfront
- Indoor Pool
- Open Floorplan
About This Home
Luxury lakefront living at its peak. This 11,417 sq ft masterpiece sits on 1.65 acres in The Reserve at Holy Cross with 345 feet of Deep Creek Lake frontage and an engineered DNR-approved sea wall. Crafted in 2016, the home features timber-framed vaulted ceilings, wide-plank hardwood floors, and panoramic lake views from nearly every room. The commercial-grade kitchen anchors the main level with a sprawling island, Wolf range, and access to a four-season room that opens fully to the outdoors through custom bi-fold doors. The main-level primary suite spans nearly 900 sq ft with a private balcony, soaking tub, his-and-her vanities, and a massive walk-in closet. Enjoy five fireplaces, an indoor pool with fountains and a full bath, and three levels of outdoor living, including an outdoor kitchen, built-in hot tub with gazebo, outdoor shower, and deck drainage system to keep lower levels dry. Entertain with ease in the rec room with an industrial-style bar, climate-controlled wine cellar, and fully equipped gym. Three attached garages connect to a locker-style mudroom, with a lower-level garage ideal for a side-by-side or lake toys. Radiant heat, a whole-house generator, and three dock slips make this property as functional as it is flawless. A rare opportunity to own a true statement home in one of Deep Creek Lake’s most prestigious communities. Call today for your private tour!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $50,098
Year Built
- Built in 2016
Lot Details
- 1.64 Acre Lot
- 345 Feet of Waterfront
- Home fronts navigable water
- Premium Lot
- Property is zoned LR
HOA Fees
- $167 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Front Facing Garage
- Driveway
Home Design
- Contemporary Architecture
- Permanent Foundation
- Stone Siding
- HardiePlank Type
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Wet Bar
- Furnished
- Vaulted Ceiling
- Ceiling Fan
- 3 Fireplaces
- Gas Fireplace
- Window Treatments
- Window Screens
- Mud Room
- Entrance Foyer
- Living Room
- Dining Room
- Den
- Recreation Room
- Loft
- Sun or Florida Room
- Utility Room
- Home Gym
- Wood Flooring
- Water Views
- Alarm System
Kitchen
- Stove
- Cooktop
- Microwave
- Extra Refrigerator or Freezer
- Freezer
- Ice Maker
- Dishwasher
- Wolf Appliances
- Wine Rack
- Disposal
Bedrooms and Bathrooms
- En-Suite Primary Bedroom
- Soaking Tub
Laundry
- Laundry Room
- Laundry on lower level
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Connecting Stairway
- Basement Windows
Pool
- Indoor Pool
- Spa
- Outdoor Shower
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Property is near a lake
- Swimming Allowed
- 3 Dock Slips
- Physical Dock Slip Conveys
- 3 Powered Boats Permitted
- Lake Privileges
- Balcony
- Deck
- Patio
Schools
- Southern Middle School
- Southern Garrett High School
Utilities
- Zoned Heating and Cooling System
- Heat Pump System
- Heating System Powered By Owned Propane
- Radiant Heating System
- Vented Exhaust Fan
- Water Dispenser
- Well
- Propane Water Heater
Listing and Financial Details
- Tax Lot 12
- Assessor Parcel Number 1218080885
Community Details
Overview
- Association fees include road maintenance, snow removal, trash
- Reserve At Holy Cross Subdivision
Recreation
- Fishing Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $54,013 | $4,569,600 | $832,800 | $3,736,800 |
| 2024 | $52,671 | $4,289,200 | $0 | $0 |
| 2023 | $49,629 | $4,008,800 | $0 | $0 |
| 2022 | $46,530 | $3,728,400 | $724,200 | $3,004,200 |
| 2021 | $43,627 | $3,468,000 | $0 | $0 |
| 2020 | $40,352 | $3,207,600 | $0 | $0 |
| 2019 | $37,076 | $2,947,200 | $724,200 | $2,223,000 |
| 2018 | $35,128 | $2,947,200 | $724,200 | $2,223,000 |
| 2017 | $34,835 | $2,947,200 | $0 | $0 |
| 2016 | -- | $3,051,000 | $0 | $0 |
| 2015 | -- | $714,000 | $0 | $0 |
| 2014 | -- | $714,000 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/24/2025 10/24/25 | For Sale | $6,499,900 | -- | $569 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | Deep Creek Title Group | |
| Deed | $1,300,000 | -- | |
| Deed | $1,300,000 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | $1,125,000 | -- |
Source: Bright MLS
MLS Number: MDGA2010560
APN: 18-080885
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