NOT LISTED FOR SALE

4708 River Bank Cir SE Owens Cross Roads, AL 35763

Estimated Value: $637,605 - $689,000

4 Beds
4.5 Baths
3,863 Sq Ft
$171/Sq Ft Est. Value

Last Sold June 15, 2023

Last sale price $650,000 $168 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $3,875/month

Highlights

  • Open Floorplan
  • Traditional Architecture
  • Two cooling system units
  • Goldsmith-Schiffman Elementary School Rated A-
  • 3 Car Attached Garage
  • Multiple Heating Units

About This Home

As of June 2023

Sold before circulation.

Last Agent to Sell the Property

Kerrie Sheppard

KW Huntsville Keller Williams License #106118 Listed on: 05/02/2023

KW Huntsville Keller Williams

Co-Listed By

Kristina DeBusk

KW Huntsville Keller Williams License #122562

Last Buyer's Agent

Shannon Freeman

Keller Williams Horizon License #84236

Keller Williams Horizon

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,313

Year Built

  • Built in 2015

Lot Details

  • 0.56 Acre Lot
  • Lot Dimensions are 167 x 146 x 167 x 146

Parking

  • 3 Car Attached Garage
  • Side Facing Garage

Home Design

  • Traditional Architecture

Interior Spaces

  • 3,863 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Gas Log Fireplace
  • Crawl Space

Bedrooms and Bathrooms

  • 4 Bedrooms

Schools

  • Hampton Cove Elementary School
  • Huntsville High School

Utilities

  • Two cooling system units
  • Multiple Heating Units

Community Details

  • Property has a Home Owners Association
  • River Ridge Owners Association, Phone Number (256) 655-9584
  • River Ridge Sanctuary Subdivision

Listing and Financial Details

  • Tax Lot 11
  • Assessor Parcel Number 2306130000010.005

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,313

Year Built

Built in 2015

Lot Details

0

Parking

3

Listing Details

  • Living Area: 3863
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.56
  • Lot Size: 167 x 146 x 167 x 146
  • Co List Office Mls Id: 81000
  • Subdivision Name: River Ridge Sanctuary
  • Architectural Style: Open Floor Plan, Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • Property Attached Yn: No
  • Year Built: 2015
  • Kitchen Level: First
  • Special Features: None

Interior Features

  • Total Bedrooms: 4
  • Levels: One and One Half
  • Basement: Crawl Space
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Fireplace Features: Gas Log, One
  • Fireplaces: 1
  • Fireplace: Yes
  • Room Bedroom4 Area: 165
  • Room Bedroom4 Level: First
  • Room Bedroom3 Area: 132
  • Master Bedroom Master Bedroom Level: First
  • Room Bedroom2 Area: 154
  • Room Bedroom3 Level: First
  • Master Bedroom Master Bedroom Width: 17
  • Room Bedroom2 Level: First
  • Room Kitchen Area: 224
  • Room Master Bedroom Area: 306

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 3
  • Garage Spaces: 3
  • Parking Features: Attached, Garage Faces Side, Three Car Garage

Utilities

  • Heating: Central 2
  • Cooling: Central 2
  • Sewer: Public Sewer
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Name: River Ridge Owners Association
  • Phone: 256-655-9584
  • Association: Yes

Schools

  • Middle Or Junior School: Hampton Cove

Lot Info

  • Parcel Number: 2306130000010.005
  • Lot Size Sq Ft: 24393.6
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Block: 0
  • Tax Lot: 11

MLS Schools

  • Elementary School: Goldsmith-Schiffman
  • High School: Huntsville

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 2, 2023
Closed on
Jun 15, 2023
Sold by
Lair David Wayne and Lair David Wayne
Bought by
Mcdonald Family Trust
Seller's Agent
Kerrie Sheppard
KW Huntsville Keller Williams
Buyer's Agent
Shannon Freeman
Keller Williams Horizon
List Price
$650,000
Sold Price
$650,000
Current Estimated Value
$661,651

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,651
Avg. Annual Appreciation
0.99%

Purchase Details

Listed on
May 14, 2018
Closed on
Aug 24, 2018
Sold by
Potts Walter Henry and Potts Linda Marie
Bought by
Lair David Wayne and Lair Diane Louise
Seller's Agent
Susan Baldwin
Keller Williams Horizon
Buyer's Agent
Lore Hislop
Averbuch Realty Downtown
List Price
$475,000
Sold Price
$445,000
Premium/Discount to List
-$30,000
-6.32%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.20%
Original Mortgage
$210,000
Interest Rate
4.5%
Mortgage Type
VA
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mcdonald Family Trust $650,000 Foundation Title
Lair David Wayne $445,000 First American Mortgage Solu
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Lair David Wayne $210,000
Previous Owner Potts Walter Henry $375,120
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/15/2023 06/15/23 Sold $650,000 0.0% $168 / Sq Ft
05/02/2023 05/02/23 Pending -- -- --
05/02/2023 05/02/23 For Sale $650,000 +46.1% $168 / Sq Ft
11/22/2018 11/22/18 Off Market $445,000 -- --
08/24/2018 08/24/18 Sold $445,000 -6.3% $119 / Sq Ft
07/13/2018 07/13/18 Pending -- -- --
05/14/2018 05/14/18 For Sale $475,000 +1.3% $127 / Sq Ft
08/07/2016 08/07/16 Off Market $468,900 -- --
05/06/2016 05/06/16 Sold $468,900 +2.4% $125 / Sq Ft
03/28/2016 03/28/16 Pending -- -- --
12/03/2015 12/03/15 For Sale $458,000 -- $122 / Sq Ft
Source: ValleyMLS.com

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,313 $57,940 $7,500 $50,440
2023 $2,874 $50,380 $7,500 $42,880
2022 $2,548 $44,760 $7,500 $37,260
2021 $2,461 $43,260 $6,000 $37,260
2020 $2,461 $43,260 $6,000 $37,260
2019 $2,461 $43,260 $6,000 $37,260
2018 $2,193 $43,000 $0 $0
2017 $2,193 $43,000 $0 $0
2016 $1,328 $45,800 $0 $0
2015 $348 $6,000 $0 $0
2014 $348 $6,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ValleyMLS.com

MLS Number: 1833215

ValleyMLS.com

APN: 23-06-13-0-000-010.005