$449,990
SOLD AUG 1, 2025
4 Beds
2.5 Baths
2,456 Sq Ft
9,583 Sq Ft Lot

Recently Sold

$183 Per Sq Ft

10% Below List Price

177 Days on Market

Highlights

  • Lake Front
  • Boat Dock
  • Newly Painted Property
  • Freeport Elementary School Rated 9+
  • Fishing
  • Vaulted Ceiling

About This Home

As of August 2025

VA assumable for VA eligible buyer, call for details. Discover lakeside luxury in this stunning all-brick home in the sought-after Hammock Bay community. Featuring 4 bedrooms plus a versatile bonus room, this property offers serene water views and resort-style amenities.
Enter through the beautiful front door with transom into a bright foyer showcasing new vinyl laminate flooring, 9' ceilings, and elegant crown molding. The spacious great room boasts vaulted ceilings and French doors leading to a covered 12x14 back porch - perfect for enjoying the tranquil lake views.
The gourmet kitchen features tile floors, wood cabinets, stainless steel appliances, and a breakfast bar overlooking the water. The waterfront master suite delights with a trey ceiling and a luxurious en-suite bath with double vanity, garden tub, and walk-in closet.
Additional highlights include sprinkler system and two-car garage. The neighborhood boasts a state-of-the-art fitness center, multiple pools, tennis, basketball, and pickleball courts, scenic walking and biking trails, a dog park, sports complex, and the Freeport Sports Complex. Enjoy bayfront access for kayaking and paddleboarding, as well as an outdoor amphitheater for concerts and events. A one-year home warranty is included. Schedule your tour of this waterfront gem today!

Last Agent to Sell the Property

Paige Brown

Coldwell Banker Realty License #3437324 Listed on: 11/02/2024

Coldwell Banker Realty

Last Buyer's Agent

Chad Roig II

1 Percent Lists Florida Coast License #3493298

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,583

Year Built

  • Built in 2009

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 72 x 140
  • Lake Front
  • Interior Lot
  • Level Lot
  • Sprinkler System
  • Property is zoned Deed Restrictions, Resid Single Family

HOA Fees

  • $180 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Florida Architecture
  • Newly Painted Property
  • Brick Exterior Construction
  • Dimensional Roof

Interior Spaces

  • 2,456 Sq Ft Home
  • 1-Story Property
  • Woodwork
  • Coffered Ceiling
  • Tray Ceiling
  • Vaulted Ceiling
  • Recessed Lighting
  • Living Room
  • Bonus Room
  • Lake Views
  • Fire and Smoke Detector
  • Exterior Washer Dryer Hookup

Kitchen

  • Walk-In Pantry
  • Gas Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Outdoor Features

  • Covered Patio or Porch

Schools

  • Freeport Elementary And Middle School
  • Freeport High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 16-1S-19-23020-000-1190

Community Details

Overview

  • Association fees include accounting, master, recreational faclty, security, cable TV
  • Hammock Bay Subdivision
  • The community has rules related to covenants

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Community Pavilion
  • Recreation Room
  • Community Storage Space

Recreation

  • Boat Dock
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,583

Year Built

Built in 2009

Lot Details

0

HOA Fees

$180 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.22
  • Lot Size: 72 x 140
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: HAMMOCK BAY
  • Directions: From 331 North turn left on State Road 20. Left on Great Hammock Bend. Travel until you turn left on Symphony Way. At the stop sign turn right and house will be on the left. 471 Symphony Way.
  • Architectural Style: Florida Cottage
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2009
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Rooms:Bonus Room: Yes
  • Waterview:Lake2: Yes
  • Utilities:Gas - Natural: Yes
  • Energy:Heat Cntrl Gas: Yes
  • Energy:Water Heater - Gas: Yes
  • Waterfront:Lake: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator, Smoke Detector, Stove/Oven Gas, Water Heater - Gas
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Flooring: Floor Laminate, Floor Tile
  • Interior Amenities: Ceiling Tray/Cofferd, Ceiling Vaulted, Lighting Recessed, Newly Painted, Pantry, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted
  • Interior:WasherDryer Hookup: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Tile: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Lighting Recessed: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Newly Painted: Yes
  • Interior:Woodwork Painted: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Interior:Floor Laminate: Yes

Exterior Features

  • Lot Features: Covenants, Curb & Gutter, Interior, Level, Restrictions, Sidewalk
  • Pool Features: Pool Type
  • View: Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Construction Type: Brick
  • Exterior Features: Sprinkler System
  • Patio And Porch Features: Patio Covered, Porch Open
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Porch Open: Yes
  • Exterior:Sprinkler System: Yes
  • ConstructionSiding:Brick: Yes
  • Lot Features:Sidewalk: Yes
  • Lot Features:Curb Gutter: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Community Room, Dock, Exercise Room, Fishing, Pavillion/Gazebo, Pets Allowed, Picnic Area, Playground, Pool, Separate Storage, Tennis, TV Cable, Waterfront
  • Association #2 Fee: 540.1
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Master Association, Recreational Faclty, Security, Cable TV

Schools

  • Elementary School: Freeport
  • High School: Freeport
  • Middle Or Junior School: Freeport

Lot Info

  • Lot Size Sq Ft: 9583.2
  • Parcel #: 16-1S-19-23020-000-1190
  • Zoning: Deed Restrictions, Resid Single Family

Tax Info

  • Tax Annual Amount: 2582.94
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 2, 2024
Closed on
Aug 1, 2025
Sold by
Metcalfe Kevin R and Metcalfe Laura
Bought by
Endicott Hunter Martin and Endicott Chasity Kay
Seller's Agent
Paige Brown
Coldwell Banker Realty
Buyer's Agent
Chad Roig II
1 Percent Lists Florida Coast
List Price
$499,990
Sold Price
$449,990
Premium/Discount to List
-$50,000
-10%
Views
279

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
24.62%
Original Mortgage
$404,550
Outstanding Balance
$404,550
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$53,435

Purchase Details

Closed on
Sep 30, 2009
Sold by
D R Horton Inc
Bought by
Metcalfe Kevin R and Metcalfe Laura

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$238,275
Interest Rate
5.11%
Mortgage Type
VA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $460,000 Nautilus Title & Escrow
Corporate Deed $233,260 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $404,550 New Conventional
Previous Owner $285,750 VA
Previous Owner $260,057 VA
Previous Owner $233,546 VA
Previous Owner $238,275 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/01/2025 08/01/25 Sold $449,990 0.0% $183 / Sq Ft
04/28/2025 04/28/25 Pending -- -- --
03/28/2025 03/28/25 Price Changed $449,990 -4.3% $183 / Sq Ft
03/10/2025 03/10/25 Price Changed $469,990 -1.1% $191 / Sq Ft
01/17/2025 01/17/25 Price Changed $474,990 -5.0% $193 / Sq Ft
11/02/2024 11/02/24 For Sale $499,990 -- $204 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,583 $182,159 -- --
2023 $2,583 $176,853 $0 $0
2022 $2,486 $171,702 $0 $0
2021 $2,479 $166,701 $0 $0
2020 $2,467 $262,512 $38,068 $224,444
2019 $2,410 $160,703 $0 $0
2018 $2,375 $157,707 $0 $0
2017 $2,411 $154,463 $0 $0
2016 $2,231 $151,286 $0 $0
2015 $2,402 $150,234 $0 $0
2014 $2,404 $149,044 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 962315

Emerald Coast Association of REALTORS®

APN: 16-1S-19-23020-000-1190