NOT LISTED FOR SALE

474 W Cambourne St Ferndale, MI 48220

Estimated Value: $457,000 - $505,000

3 Beds
2.5 Baths
1,895 Sq Ft
$255/Sq Ft Est. Value

Last Sold November 22, 2023

Last sale price $481,000 $254 Per Sq Ft

Current estimated payment $3,434/month

2 Days on Market

Highlights

  • Spa
  • Deck
  • Stainless Steel Appliances
  • Colonial Architecture
  • No HOA
  • 2 Car Detached Garage

About This Home

As of November 2023

Nestled in the heart of Northwest Ferndale, this 3-bedroom, 2.5 bathroom home is full of charm and character, and is walking distance to Downtown! It's true when they say, "They don't build them like they used to." This is a solid and well maintained home that was built to last for generations. Walk in to find a gorgeous foyer with an open view of the entire first floor. Formal dining room boasts gleaming hardwood floors, custom wainscoting, and a new chandelier that acts as a real statement piece. Kitchen is updated with bright white cabinets, newer granite tops, a custom backsplash, and all newer appliances. Family room is cozy and charming with plenty of room for gatherings around the fireplace! 4 seasons room off the back can be used as an office or as an additional room to sit and enjoy the view. All 3 bedrooms are large enough for king sized beds, which is a rare find in Ferndale! Basement was recently refinished with fresh paint, new flooring, new LED lights, and a full bathroom with a massive subway tile shower! Back yard is the perfect oasis with an expansive deck, gas line for grill, custom paver patio with a seating wall, and a brand new hot tub! Spacious 2 car garage can be used for parking and/or storage. Too many updates to list, but the main updates are: New breaker panel (2019), New HWT (2019), Fresh paint interior and exterior, new landscaping and pavers, new cedar fence with custom driveway gate, refinished basement with full bath (2021), new light fixtures and fans throughout entire home, new hot tub with custom pavers (2022), blow in attic insulation (2023), new appliances, new window treatments, and more! **Hot tub, weber grill, TV mounts, and appliances are ALL INCLUDED!** One year AHS ShieldComplete Home Warranty included for peace of mind! Don't miss out - schedule now! *Agent Owned*

Last Agent to Sell the Property

David Bajoka

Bajoka Property Group, LLC License #6502374653 Listed on: 11/03/2023

Last Buyer's Agent

Kate Hayman

KW Domain License #RCO-6501341688

KW Domain

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1940

Lot Details

  • 6,534 Sq Ft Lot
  • Lot Dimensions are 50x128
  • Back Yard Fenced

Home Design

  • Colonial Architecture
  • Tudor Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Asphalt Roof
  • Chimney Cap

Interior Spaces

  • 1,895 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Fireplace
  • Awning
  • Living Room with Fireplace
  • Security System Owned
  • Finished Basement

Kitchen

  • Free-Standing Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Outdoor Features

  • Spa
  • Deck
  • Patio
  • Exterior Lighting
  • Rain Gutter Guard System
  • Rain Barrels or Cisterns

Location

  • Ground Level

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Radiant Heating System
  • Programmable Thermostat
  • 100 Amp Service
  • Natural Gas Water Heater

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 2527351023

Community Details

Overview

  • No Home Owners Association
  • Woodward Heights Sub Ferndale Subdivision

Amenities

  • Laundry Facilities

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,686

Year Built

Built in 1940

Lot Details

0

Listing Details

  • Property Type: Residential
  • Architecture Style: Colonial, Tudor
  • Architecture Level: 2 Story
  • Assessment: 183.00
  • Warranty: Yes
  • Year Built: 1940
  • State Equalized Value: 181780.0000
  • Entry Location: Ground Level w/Steps
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Interior Amenities: 100 Amp Service, Circuit Breakers, Programmable Thermostat, Security Alarm (owned), Furnished - No
  • Fireplace: Yes
  • Fireplace Fuel: Natural
  • Fireplace Locations: Living Room
  • Room Count: 12
  • Total Bedrooms: 3
  • Total Bathrooms: 2.10
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Basement: Yes
  • Basement Type: Finished
  • Kitchen Appliances: Dishwasher, Disposal, Dryer, Free-Standing Electric Range, Free-Standing Refrigerator, Microwave, Stainless Steel Appliance(s), Washer
  • Sq Ft Combined: 2495
  • Sq Ft Lower Floor: 600
  • Total Sq Ft: 1895
  • Sq Ft Total Bsmt: 835

Exterior Features

  • Roof Material: Asphalt
  • Foundation Details: Basement
  • Construction Materials: Brick
  • Exterior Features: Spa/Hot-tub, Awning/Overhang(s), Chimney Cap(s), Gutter Guard System, Lighting, Rain Barrel/Cistern(s), Fenced
  • Foundation Materials: Block
  • Frontage Feet: 50
  • Porch Type: Deck, Patio
  • Road Frontage Type: Paved
  • Fencing: Back Yard, Fenced

Garage/Parking

  • Garage Size: 2 Car
  • Garage Features: Electricity, Door Opener, Detached
  • Garage: Yes

Utilities

  • Heating Fuel: Natural Gas
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Radiant
  • Sewer: Public Sewer (Sewer-Sanitary)
  • Water Heater Fuel: Natural Gas
  • Water Source: Public (Municipal)
  • Laundry Facilities: Yes

Condo/Co-op/Association

  • Association Fee: No

Schools

  • School District: Ferndale

Lot Info

  • Homestead: Yes
  • Lot Size Area: 0.15
  • Lot Dimensions: 50x128
  • Parcel Number: 2527351023

Tax Info

  • Tax Amount Summer: 8399.0000
  • Tax Amount Winter: 287.0000
  • Total Tax: 8686.0000
  • Taxable Value: 166600.0000

MLS Schools

  • School District: Ferndale

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 3, 2023
Closed on
Nov 22, 2023
Sold by
Goodwyn Alison and Bajoka David
Bought by
Recker Ashley and Kron Alexander
Seller's Agent
David Bajoka
Bajoka Property Group, LLC
Buyer's Agent
Kate Hayman
KW Domain
List Price
$459,900
Sold Price
$481,000
Premium/Discount to List
$21,100
4.59%
Views
45
Current Estimated Value
$479,935

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,065
Avg. Annual Appreciation
-0.03%
Original Mortgage
$384,800
Outstanding Balance
$379,822
Interest Rate
7.63%
Mortgage Type
New Conventional
Estimated Equity
$100,930

Purchase Details

Listed on
May 30, 2019
Closed on
Sep 6, 2019
Sold by
Xu Shunbin
Bought by
Bajoka David and Goodwyn Alison
Seller's Agent
Scott Goleniak
EXP Z Real Estate
Buyer's Agent
David Bajoka
Bajoka Property Group, LLC
List Price
$389,900
Sold Price
$349,900
Premium/Discount to List
-$40,000
-10.26%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.85%
Original Mortgage
$332,405
Interest Rate
3.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 28, 2013
Closed on
Jul 17, 2013
Sold by
Gujral Sabrina
Bought by
Xu Shunbin
Seller's Agent
Jim Shaffer
Good Company Realty LLC
Buyer's Agent
Alyce Smith
Century 21 Town & Country-Troy
List Price
$249,900
Sold Price
$233,000
Premium/Discount to List
-$16,900
-6.76%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.85%
Original Mortgage
$186,400
Interest Rate
3.93%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 19, 2009
Sold by
Vachon Lawrence J and Vachon Nicole
Bought by
Gujral Sabrina

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,102
Interest Rate
5.07%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 8, 2006
Sold by
Vachon Lawrence George and Vangiesen Bert C
Bought by
Vachon Lawrence J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$36,300
Interest Rate
6.19%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Oct 1, 2004
Sold by
Vachon Lawrence George and Vangiesen Bert C
Bought by
Vachon Lawrence George and Vangiesen Bert C

Purchase Details

Closed on
Sep 28, 2004
Sold by
Vachon Lawrence George
Bought by
Vachon Lawrence George and Vangiesen Bert C
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Recker Ashley $481,000 Devon Title
Recker Ashley $481,000 Devon Title
Bajoka David $349,900 Liberty Title
Xu Shunbin $233,000 First American Title Ins Co
Gujral Sabrina $160,000 None Available
Vachon Lawrence J -- Devon Title Agency
Vachon Lawrence George -- --
Vachon Lawrence George -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Recker Ashley $198,780
Open Recker Ashley $384,800
Previous Owner Goodwyn Allison $333,000
Previous Owner Bajoka David $332,405
Previous Owner Xu Shunbin $200,775
Previous Owner Xu Shunbin $186,400
Previous Owner Gujral Sabrina $158,266
Previous Owner Gujral Sabrina $157,102
Previous Owner Vachon Lawrence J $36,300
Previous Owner Vachon Lawrence J $205,700
Previous Owner Vachon Lawrence George $46,000
Previous Owner Vachon Lawrence J $172,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/22/2023 11/22/23 Sold $481,000 +4.6% $254 / Sq Ft
11/06/2023 11/06/23 Pending -- -- --
11/03/2023 11/03/23 For Sale $459,900 +31.4% $243 / Sq Ft
09/06/2019 09/06/19 Sold $349,900 0.0% $184 / Sq Ft
08/09/2019 08/09/19 Pending -- -- --
06/18/2019 06/18/19 Price Changed $349,900 -10.3% $184 / Sq Ft
05/30/2019 05/30/19 For Sale $389,900 +67.3% $205 / Sq Ft
07/17/2013 07/17/13 Sold $233,000 -6.8% $123 / Sq Ft
06/25/2013 06/25/13 Pending -- -- --
05/28/2013 05/28/13 For Sale $249,900 -- $132 / Sq Ft
Source: Realcomp

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,391 $190,710 $0 $0
2023 $8,399 $181,780 $0 $0
2022 $8,461 $165,120 $0 $0
2021 $8,513 $153,610 $0 $0
2020 $8,135 $153,000 $0 $0
2019 $6,339 $149,600 $0 $0
2018 $6,364 $137,920 $0 $0
2017 $6,283 $138,790 $0 $0
2016 $6,216 $121,670 $0 $0
2015 -- $122,610 $0 $0
2014 -- $106,380 $0 $0
2011 -- $74,540 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realcomp

MLS Number: 20230092745

Realcomp

APN: 25-27-351-023