$649,500
$76K PRICE DROP

Estimated payment $3,888/month

Total Views 8,293
4 Beds
2.5 Baths
2,643 Sq Ft
$246 Price per Sq Ft

Highlights

  • 90 Feet of Lake Waterfront
  • Dock made with wood
  • Gated Community
  • Boat Ramp
  • In Ground Pool
  • 0.42 Acre Lot

About This Home

One or more photo(s) has been virtually staged. Welcome to an exceptional move in ready lakefront residence nestled in a quiet cul-de-sac in the heart of Central Florida. Recently enhanced with a freshly painted exterior, this rare single-story home offers breathtaking panoramic water views and an impressive collection of premium upgrades designed for elevated living. The thoughtfully designed floor plan features four generously sized bedrooms and two and a half bathrooms, complemented by soaring 10-foot ceilings and elegant ceramic tile flooring throughout the main living areas. Natural light fills the home, creating a seamless flow between spaces that is both inviting and sophisticated. Double-pane storm windows, installed in 2021, provide enhanced energy efficiency while maintaining a peaceful, serene interior environment. At the heart of the home, the expansive kitchen is a chef’s delight, showcasing stainless steel appliances, quartz countertops, a large center island, breakfast bar, and a charming dining nook—all framed by stunning lake views. The adjacent family room and living room, featuring dramatic triple glass sliding pocket doors, effortlessly connect indoor and outdoor living while capturing the beauty of the waterfront. The oversized primary suite offers tranquil water views and serves as a private retreat, complete with a spa-inspired ensuite featuring dual vanities, dual sinks, and an elegant French shower. Step outside to a private backyard oasis designed for both relaxation and entertaining. The spacious screened lanai with paver flooring surrounds a private saltwater pool, while an oversized composite deck provides the perfect setting for gatherings overlooking the lake. Beyond, the landscaped yard features mature fruit trees, an in-ground fire pit, and a newly completed seawall (2023) offering added protection and peace of mind. A private dock with mooring whips and a designated fishing area enhances the waterfront lifestyle, while a dedicated boat pad provides convenient on-site storage. This home is exceptionally energy efficient, featuring a FULLY PAID OFF 14.4KW REC/Enphase solar system paired with a 26.6KW battery backup. The system has consistently minimized electricity costs and produces surplus energy returned to the grid, while the battery ensures uninterrupted power to key areas—including full air conditioning—during outages. Additional features include automated hurricane shutters on the lakefront windows, a screened front entry, and a screened lanai enclosure. Smart-home enhancements include Z-Wave enabled switches, Wi-Fi-enabled irrigation and pool systems, and voice-controlled lighting, fans, and climate control. Security is comprehensive with Ring cameras, closed-circuit surveillance, and ADT monitoring. A whole-house water filtration system, pest-control ports, and access to cable or fiber internet further enhance everyday convenience.
Recent upgrades include a new roof (2021) and a new air conditioning system (2020) with a 10-year warranty, along with numerous additional energy-saving features. Homes of this caliber—offering luxury, efficiency, and true lakefront living—are exceptionally rare. This is a remarkable opportunity to own a truly distinguished property.

Listing Agent

David Small

KELLER WILLIAMS REALTY SMART 1 Brokerage Phone: 863-508-3000 License #3319175 Listed on: 07/04/2025

KELLER WILLIAMS REALTY SMART 1

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,201

Year Built

  • Built in 2001

Lot Details

  • 0.42 Acre Lot
  • 90 Feet of Lake Waterfront
  • Lake Front
  • South Facing Home
  • Mature Landscaping
  • Irrigation Equipment
  • Landscaped with Trees

HOA Fees

  • $79 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Oversized Parking
  • Side Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Slab Foundation
  • Shingle Roof
  • Concrete Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,643 Sq Ft Home
  • Open Floorplan
  • Built-In Desk
  • High Ceiling
  • Ceiling Fan
  • Blinds
  • French Doors
  • Sliding Doors
  • Family Room
  • Separate Formal Living Room
  • Inside Utility
  • Laundry in unit
  • Lake Views

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Split Vanities
  • Shower Only

Home Security

  • Security System Owned
  • Fire and Smoke Detector

Pool

  • In Ground Pool
  • Saltwater Pool

Outdoor Features

  • Access To Lake
  • Water Skiing Allowed
  • Dock made with wood
  • Open Dock
  • Deck
  • Patio
  • Rain Gutters
  • Porch

Utilities

  • Central Heating and Cooling System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Villages At Spirit Lakes Association, Phone Number (863) 292-0294
  • Visit Association Website
  • Village Spirit Lake Ph 01 Subdivision
  • The community has rules related to deed restrictions

Recreation

  • Boat Ramp
  • Tennis Courts
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,201

Year Built

Built in 2001

Lot Details

0

HOA Fees

$79 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Concrete, Stucco
  • Fireplace: No
  • Living Area: 2643
  • Lot Size Acres: 0.42
  • New Construction: No
  • Year Built: 2001
  • Building Area Total: 3529
  • Lot Size Sq Ft: 18247
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 327.85
  • Escrow City: Tampa
  • Escrow State: FL
  • Escrow Street Name: North Lois Ave, Ste 710
  • Minimum Lease: No Minimum
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 245.74
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • MFR_NumAssignedParkingSpaces: 7
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Open,Dock - Wood
  • MFR_DockYN: 1
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp
  • Attribution Contact: 863-508-3000
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), High Ceilings, Open Floorplan, Split Bedroom
  • Appliances Included: Dishwasher, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Window Features: Blinds, Window Treatments
  • Additional Rooms: Family Room,Formal Living Room Separate,Inside Utility
  • Living Area Meters: 245.54

Exterior Features

  • Direction Faces: South
  • Pool Features: In Ground, Salt Water
  • Exterior Features: French Doors, Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: Yes
  • View: Water
  • Water Body Name: SPIRIT LAKE
  • Waterfront: Yes
  • Patio and Porch Features: Deck, Patio, Porch
  • Road Surface Type: Asphalt, Paved
  • Water Access: Lake
  • Water Extras: Skiing Allowed
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 90
  • Flood Zone Panel: 12105C0510G
  • Water Frontage Feet Lake: 90

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Garage Faces Side, Oversized

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Pool, Tennis Court(s)
  • Association Amenities: Gated, Tennis Court(s)
  • Association Fee: 950
  • Association Fee Frequency: Annually
  • Association Name: Villages at Spirit Lakes
  • Phone: 863-292-0294
  • Association: Yes
  • Security: Gated Community, Security System Owned, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: 2 pets up to 60lbs, All info is deemed reliable but should be verified with the HOA and or the county by the buyer and their agent.
  • Association Fee Requirement: Required
  • Max Pet Weight: 60
  • Association Email: spiritlakescecretary@gmail.com
  • Pet Size: Medium (36-60 Lbs.)
  • Association URL: villagesatspiritlake.com

Fee Information

  • Total Annual Fees: 950.00
  • Total Monthly Fees: 79.17
  • Monthly HOA Amount: 79.17

Lot Info

  • Zoning: RES
  • Parcel Number: 25-29-02-356720-000580
  • Additional Parcels: No
  • Lot Features: In County, Paved
  • Flood Zone Code: AE

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: All info is deemed reliable but should be verified with the HOA and or the county by the buyer and their agent.

Tax Info

  • Tax Annual Amount: 5200.6
  • Tax Book Number: 106-4
  • Tax Lot: 58

Multi Family

  • Waterfront Features: Lake Front
  • Approval Process: All info is deemed reliable but should be verified with the HOA and or the county by the buyer and their agent.

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,201 $387,701 -- --
2024 $5,013 $376,775 -- --
2023 $5,013 $365,801 -- --
2022 $4,832 $355,147 $0 $0
2021 $4,826 $344,803 $0 $0
2020 $4,775 $340,042 $0 $0
2018 $4,718 $325,709 $100,000 $225,709
2017 $3,821 $266,129 $0 $0
2016 $3,774 $260,655 $0 $0
2015 $3,343 $258,843 $0 $0
2014 $3,622 $256,789 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/12/2025 12/12/25 Price Changed $649,500 -3.7% $246 / Sq Ft
09/27/2025 09/27/25 Price Changed $674,500 -3.6% $255 / Sq Ft
08/16/2025 08/16/25 Price Changed $699,500 -3.5% $265 / Sq Ft
07/04/2025 07/04/25 For Sale $725,000 +77.7% $274 / Sq Ft
08/17/2018 08/17/18 Off Market $408,000 -- --
08/31/2017 08/31/17 Sold $408,000 -4.0% $154 / Sq Ft View Prior Sale
07/11/2017 07/11/17 Pending -- -- --
05/02/2017 05/02/17 For Sale $425,000 -- $161 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $408,000 Mti Title Insurance Agency I
Warranty Deed $93,400 --
Warranty Deed $70,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $346,800 New Conventional
Previous Owner $248,000 New Conventional
Previous Owner $242,000 New Conventional
Previous Owner $63,000 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: P4935399

Stellar MLS

APN: 25-29-02-356720-000580