NOT LISTED FOR SALE

475 Bluff Rd Big Sandy, TN 38221

Estimated Value: $313,942 - $378,000

2 Beds
1.5 Baths
992 Sq Ft
$354/Sq Ft Est. Value

Sale Details

Date Sold: July 29, 2025

Last sale price $323,900 $327 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $1,959 / mo

3 Days on Market

Highlights

  • Community Boat Dock
  • Private Lot
  • Screened Porch
  • Lake View
  • Great Room
  • Outdoor Storage

About This Home

As of July 2025

Lake Front Home. Beautiful and move in ready. Newly renovated, luxury vinyl plank flooring throughout and completely furnished with a screened in porch and rear deck to enjoy KY Lake's beautiful sunsets and from easy access to the shore line. Community boat ramp less than 1/4 mile away. Call today. Rare find in today's market. HOA Fee of only $25.00 per year

Last Agent to Sell the Property

JEFF PHIFER

LANDMARK REALTY & AUCTION Brokerage Phone: 7314419779 License #295546 Listed on: 06/12/2025

Last Buyer's Agent

JEFF PHIFER

LANDMARK REALTY & AUCTION Brokerage Phone: 7314419779 License #295546 Listed on: 06/12/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $729

Year Built

  • Built in 1998

Lot Details

  • 28,750 Sq Ft Lot
  • Lot Dimensions are 100x261
  • Private Lot

HOA Fees

  • $2 Monthly HOA Fees

Home Design

  • Vinyl Siding

Interior Spaces

  • 992 Sq Ft Home
  • Property has 1 Level
  • Great Room
  • Screened Porch
  • Vinyl Flooring
  • Lake Views
  • Crawl Space

Kitchen

  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Outdoor Storage

Schools

  • Big Sandy Elementary And Middle School
  • Camden Central High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 025I A 05300 000

Community Details

Overview

  • Harbor Town South Subdivision

Recreation

  • Community Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$729

Year Built

Built in 1998

Lot Details

0.66 Acres

HOA Fees

$2 per month

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1998
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Existing
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Electric Oven, Electric Range, Dishwasher, Dryer, Microwave, Washer
  • Flooring: Vinyl
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Has Basement: Crawl Space
  • Above Grade Finished Sq Ft: 992
  • Building Area Units: Square Feet
  • Living Area: 992
  • Living Area Units: Square Feet

Exterior Features

  • Exterior Features: Storage
  • Construction Type: Vinyl Siding
  • Patio And Porch Features: Porch, Covered, Patio, Screened
  • Pool Private: No
  • Topography: Private
  • View: Lake
  • View: Yes
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Garage Yn: No

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Electric, Heat Pump
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Utilities: Electricity Available, Water Available

Condo/Co-op/Association

  • Association Fee: 25
  • Association Fee Frequency: Annually
  • Amenities: Boat Dock
  • Association: Yes
  • Senior Community: No

Lot Info

  • Lot Features: Private
  • Lot Size Acres: 0.66
  • Lot Size: 100X261
  • Lot Size Units: Acres
  • Parcel #: 025I A 05300 000
  • Property Attached Yn: No

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 729

MLS Schools

  • Elementary School: Big Sandy School
  • High School: Camden Central High School
  • Middle Or Junior School: Big Sandy School

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 12, 2025
Closed on
Jul 29, 2025
Sold by
Bought by
Seller's Agent
JEFF PHIFER
LANDMARK REALTY & AUCTION
Buyer's Agent
JEFF PHIFER
LANDMARK REALTY & AUCTION
List Price
$339,900
Sold Price
$323,900
Premium/Discount to List
-$16,000
-4.71%
Views
13
Current Estimated Value
$351,236

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,336
Avg. Annual Appreciation
9.42%
Original Mortgage
$259,120
Outstanding Balance
$258,900
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$92,336

Purchase Details

Closed on
Jun 14, 2017
Sold by
Bought by

Purchase Details

Closed on
May 13, 1988
Bought by
Source: Public Records
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$323,900 None Listed On Document
$105,000 --
$12,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $259,120
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/29/2025 07/29/25 Sold $323,900 -4.7% $327 / Sq Ft
06/15/2025 06/15/25 Pending -- -- --
06/12/2025 06/12/25 For Sale $339,900 -- $343 / Sq Ft
Source: Realtracs

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $759 $44,500 $14,750 $29,750
2024 $729 $26,725 $11,500 $15,225
2023 $729 $26,725 $11,500 $15,225
2022 $729 $26,725 $11,500 $15,225
2021 $729 $26,725 $11,500 $15,225
2020 $730 $26,725 $11,500 $15,225
2019 $722 $24,475 $9,500 $14,975
2018 $722 $24,475 $9,500 $14,975
2017 $722 $24,475 $9,500 $14,975
2016 $722 $24,475 $9,500 $14,975
2015 $732 $24,475 $9,500 $14,975
2014 $687 $24,475 $9,500 $14,975
2013 $687 $23,356 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 2908122

Realtracs

APN: 025I-A-053.00

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