NOT LISTED FOR SALE

475 SW Rustic Cir Stuart, FL 34997

South Stuart Neighborhood

Estimated Value: $517,000 - $534,000

3 Beds
2 Baths
1,128 Sq Ft
$466/Sq Ft Est. Value

Sale Details

Date Sold: August 23, 2022

Last sale price $465,000 $412 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $3,383 / mo

35 Days on Market

Highlights

  • Boat Ramp
  • Home fronts a canal
  • Traditional Architecture
  • Martin County High School Rated A-
  • Cathedral Ceiling
  • 5-minute walk to Delaplane Preserve

About This Home

As of August 2022

3/2/2 Charming Home located on a small canal off the South Fork of the St Lucie River -offers ocean access. Will accommodate a smaller boat-about 20 ft. Located off Kanner Highway. Close to I-95 & downtown.
10x20 shed for storage. Boat dock & small lift that will accommodate a jet ski. Fenced
Yard. Owned water softener. 2006 Metal Roof. 2006 Seawall. Updated Baths & Kitchen. Vaulted Ceilings.

Last Agent to Sell the Property

Barbara C Smith

Keller Williams Realty Of The Treasure Coast License #312449 Listed on: 06/28/2022

Keller Williams Realty Of The Treasure Coast

Last Buyer's Agent

Kerry Ducharme

Real Broker, LLC License #3413232

Real Broker, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,741

Year Built

  • Built in 1995

Lot Details

  • 12,747 Sq Ft Lot
  • Home fronts a canal
  • South Facing Home

HOA Fees

  • $31 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Frame Construction
  • Metal Roof

Interior Spaces

  • 1,128 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Single Hung Metal Windows
  • Entrance Foyer
  • Dining Room
  • Sun or Florida Room
  • Screened Porch
  • Canal Views

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Primary Bedroom on Main
  • Stacked Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Sinks
  • Separate Shower in Primary Bathroom

Laundry

  • Laundry in Garage
  • Dryer
  • Washer

Outdoor Features

  • Seawall
  • Patio
  • Outdoor Living Area

Schools

  • Crystal Lake Elementary School
  • Dr. David L. Anderson Middle School
  • Martin County High School

Utilities

  • Central Heating and Cooling System
  • Three-Phase Power
  • Well
  • Electric Water Heater
  • Water Softener is Owned
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 553841011000006401

Community Details

Overview

  • Rustic Acres Unrecorded Subdivision

Recreation

  • Boat Ramp
  • Boating

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,741

Year Built

Built in 1995

Lot Details

0.29 Acres

HOA Fees

$31 per month

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Directions: Kanner Highway to Salerno Rd west to Gaines Ave North to Rustic Circle,
  • Year Built: 1995
  • Architectural Style: Traditional
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • DelayedMarketingYN: No
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Interior Amenities: Cathedral Ceiling(s), Dual Sinks, Entrance Foyer, Main Level Primary, Separate Shower, Stacked Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
  • Main Level Bedrooms: 1
  • Furnished: Unfurnished
  • Appliances: Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned, Water Heater, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Entry Location: Entry Level Living Area Y
  • Flooring: Other
  • Living Area: 1128.0
  • Dining Room Type: Dining Room, Florida Room
  • Stories: 1
  • Window Features: Metal, Single Hung

Exterior Features

  • Exterior Features: Outdoor Living Area
  • View: Canal
  • Lot Features: 1/4 to 1/2 Acre Lot
  • Pool Private: No
  • View: Yes
  • Waterfront Features: Canal Front, Seawall
  • Waterfront: Yes
  • Construction Type: Frame
  • Direction Faces: South
  • Patio And Porch Features: Patio, Screened
  • Property Condition: Resale
  • Roof: Metal

Garage/Parking

  • Covered Parking Spaces: 2.0
  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage Yn: Yes
  • Parking Features: Attached, Garage

Utilities

  • Laundry Features: In Garage
  • Security: None
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Electric: 3 Phase
  • Sewer: Septic Tank
  • Utilities: Water Available
  • Water Source: Well

Condo/Co-op/Association

  • Association Fee: 31.25
  • Phone: 287-2197
  • Pets Allowed: Yes
  • Community Features: Home Owners Association, Boat Facilities
  • Senior Community: No
  • Amenities: Boating
  • Association Fee Frequency: Monthly
  • Association: Yes
  • Pets Allowed: No Pet Restrictions, Yes

Schools

  • Elementary School: Crystal Lake (Martin)
  • High School: Martin County
  • Middle Or Junior School: Dr. David L. Anderson

Lot Info

  • Parcel #: 553841011000006401
  • Lot Size Acres: 0.29
  • Mobile Dim Units: Feet
  • Zoning: RES

Tax Info

  • Tax Year: 2021
  • Tax Annual Amount: 4740.51

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 28, 2022
Closed on
Aug 23, 2022
Sold by
Valdez Michael H and Valdez Renee H
Bought by
Dooms Adam G
Seller's Agent
Barbara C Smith
Keller Williams Realty Of The Treasure Coast
Buyer's Agent
Kerry Ducharme
Real Broker, LLC
List Price
$489,000
Sold Price
$465,000
Premium/Discount to List
-$24,000
-4.91%
Current Estimated Value
$525,693

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$60,693
Avg. Annual Appreciation
3.33%
Original Mortgage
$441,750
Outstanding Balance
$419,241
Interest Rate
5.3%
Mortgage Type
New Conventional
Estimated Equity
$106,452

Purchase Details

Closed on
Mar 7, 2003
Sold by
Valdez Michael
Bought by
Valdez Michael and Koning-Valdez Renee H

Purchase Details

Closed on
Aug 20, 1996
Sold by
Francisco Matthew J and Francisco Summer
Bought by
Valdez Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,500
Interest Rate
8.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 23, 1995
Sold by
Sunshine Bldr St Lucie Inc
Bought by
Francisco Matthew J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,200
Interest Rate
8.89%

Purchase Details

Closed on
Aug 22, 1994
Sold by
Francisco Matthew J
Bought by
Sunshine Bldr St Lucie Inc

Purchase Details

Closed on
Jun 14, 1994
Sold by
Johnson Bart and Johnson Joseph F
Bought by
Francisco Matthew J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$24,000
Interest Rate
8.27%
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Dooms Adam G $465,000 --
Valdez Michael $51,000 --
Valdez Michael $113,500 --
Francisco Matthew J $108,900 --
Sunshine Bldr St Lucie Inc $34,000 --
Francisco Matthew J -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Dooms Adam G $441,750
Previous Owner Francisco Matthew J $99,200
Previous Owner Francisco Matthew J $63,500
Previous Owner Francisco Matthew J $76,200
Previous Owner Francisco Matthew J $24,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/23/2022 08/23/22 Sold $465,000 -4.9% $412 / Sq Ft
07/24/2022 07/24/22 Pending -- -- --
06/17/2022 06/17/22 For Sale $489,000 0.0% $434 / Sq Ft
01/05/2020 01/05/20 Rented $1,800 -10.0% --
12/06/2019 12/06/19 Under Contract -- -- --
10/20/2019 10/20/19 For Rent $2,000 -- --
Source: BeachesMLS (Greater Fort Lauderdale)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,085 $395,447 -- --
2024 $5,968 $384,303 -- --
2023 $5,968 $373,110 $0 $0
2022 $5,384 $275,913 $0 $0
2021 $4,741 $250,830 $140,000 $110,830
2020 $4,475 $237,790 $140,000 $97,790
2019 $4,196 $219,120 $120,000 $99,120
2018 $4,444 $236,170 $140,000 $96,170
2017 $3,628 $215,740 $130,000 $85,740
2016 $3,991 $216,860 $130,000 $86,860
2015 $3,505 $197,140 $110,000 $87,140
2014 $3,505 $196,000 $105,000 $91,000
Source: Public Records

Agents Affiliated with this Home

  • Barbara C Smith

    Seller's Agent in 2022

    Barbara C Smith

    Keller Williams Realty Of The Treasure Coast

    (772) 349-3131

    15 in this area

    66 Total Sales

    Barbara C Smith
    Section Image

  • K

    Buyer's Agent in 2022

    Kerry Ducharme

    Real Broker, LLC

    (561) 401-2292

    3 in this area

    84 Total Sales

    Kerry Ducharme
    Section Image
See All Agents

Map

Source: BeachesMLS (Greater Fort Lauderdale)

MLS Number: R10809260

BeachesMLS (Greater Fort Lauderdale)

APN: 55-38-41-011-000-00640-1

Florida Martin County Stuart 34997 South Stuart

475 SW Rustic Cir, Stuart, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

BeachesMLS (Greater Fort Lauderdale) All listings featuring the BMLS logo are provided by Beaches MLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright 2026 Beaches Multiple Listing Service, Inc. Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.