NOT LISTED FOR SALE

475 Toccoa River Ln Mineral Bluff, GA 30559

Estimated Value: $1,488,000 - $1,573,000

4 Beds
7.5 Baths
6,709 Sq Ft
$227/Sq Ft Est. Value

Last Sold March 28, 2024

Last sale price $1,400,000 $209 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $8,430/month

29 Days on Market

Highlights

  • River View
  • Vaulted Ceiling
  • Wood Flooring
  • Waterfront
  • Traditional Architecture
  • 4 Fireplaces

About This Home

As of March 2024

Paradise found! This stunning custom built lodge just steps from the Toccoa River has 140 ft. of river frontage and is just minutes away from the beautiful town of Blue Ridge. Located on the outer bend of the Toccoa River provides you with long river views from the porches and many rooms in the house. This three-level charmer has six spacious bedrooms, each with its own ensuite bathroom. The main suite is located on the main level and has a gorgeous river view and cozy fireplace. The main level also has a second ensuite bedroom, the main kitchen, a family room, a keeping room, formal dining room, laundry room, and half bath. Upstairs you will find a large loft as well as two ensuite bedrooms. The terrace level has a large family room (currently being used as a theater room), a second recently updated kitchen, and two ensuite bedrooms. This fantastic riverside retreat is perfect for full time living, a wonderful second home, or as a short term rental investment property! No HOA! STR ok.

Last Agent to Sell the Property

Ralph Harvey

Listwithfreedom.com INC License #388801 Listed on: 01/31/2024

Listwithfreedom.com INC

Last Buyer's Agent

Laura Elleby

Compass License #388390

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,993

Year Built

  • Built in 2002

Lot Details

  • 1.1 Acre Lot
  • Waterfront

Parking

  • 2 Car Garage

Home Design

  • Traditional Architecture
  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Vaulted Ceiling
  • 4 Fireplaces
  • Gas Log Fireplace
  • Family Room
  • River Views
  • Finished Basement
  • Laundry in Basement
  • Laundry Room

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

Outdoor Features

  • Patio

Schools

  • Blue Ridge Elementary School
  • Fannin County Middle School
  • Fannin County High School

Utilities

  • Central Heating and Cooling System
  • Private Water Source
  • Septic Tank

Community Details

  • No Home Owners Association
  • Toccoa River Acres Subdivision

Listing and Financial Details

  • Tax Lot 34

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,993

Year Built

Built in 2002

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 2002
  • ArchitecturalStyle: Traditional
  • Main Level Half Bathrooms: 1
  • Financing Type: Conventional
  • Levels: Two
  • Lot Size Acres: 1.10
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 6709
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Microwave, Oven/Range (Combo), Refrigerator
  • Bedrooms: 4
  • Basement: Finished
  • Below Grade Finished Sq Ft: 2201
  • Total Finished Sq Ft: 4508
  • Above Grade Finished Sq Ft: 4508
  • Interior Amenities: Vaulted Ceiling(s)
  • Full Bathrooms: 7
  • Half Bathrooms: 1
  • Fireplace Features: Gas Log
  • Flooring: Hardwood, Tile, Carpet, Vinyl
  • Kitchen Features: Kitchen Island, Pantry
  • Price Per Square Foot: 208.67

Beds/Baths

  • Lower Level Full Bathrooms: 2
  • Main Level Full Bathrooms: 3
  • Upper Level Full Bathrooms: 2
  • Bedroom Main Level: 2

Exterior Features

  • Construction Materials: Wood Siding
  • Lot Features: None
  • Patio And Porch Features: Patio
  • Property Condition: Resale
  • Roof: Other
  • View: River

Garage/Parking

  • Parking Features: Attached, Garage
  • ParkingTotal: 2

Utilities

  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: In Basement
  • Sewer: Septic Tank
  • Utilities: Sewer Available
  • Water Source: Private

Condo/Co-op/Association

  • Association: No
  • Community Features: None

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Blue Ridge
  • High School: Fannin County
  • Middle School: Fannin County
  • Elementary School: Blue Ridge
  • Middle School: Fannin County
  • High School: Fannin County

Lot Info

  • Lot: 34

Multi Family

  • Total Fireplaces: 4

Tax Info

  • Year: 2022
  • Tax Annual Amount: 3993.44

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 30, 2024
Sold by
Whaley Jonathan Taylor
Bought by
Tw & Tw Properties Llc
Current Estimated Value
$1,520,333

Purchase Details

Listed on
Jan 31, 2024
Closed on
Mar 28, 2024
Sold by
475 Toccoa River Lane Llc
Bought by
Whaley Jonathan Taylor and Whaley Tiffany Plain
Seller's Agent
Ralph Harvey
Listwithfreedom.com INC
Buyer's Agent
Laura Elleby
Compass
List Price
$1,400,000
Sold Price
$1,400,000
Views
69

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.26%
Original Mortgage
$1,050,000
Interest Rate
6.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 9, 2020
Closed on
Aug 3, 2021
Sold by
Young Cynthia
Bought by
475 Toccoa River Lane
Seller's Agent
Kim Knutzen
Ansley Real Estate| Christie's International Real Estate
Buyer's Agent
CHRISTY REECE
Mountain Place Realty, LLC.
List Price
$1,200,000
Sold Price
$990,000
Premium/Discount to List
-$210,000
-17.5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.97%
Original Mortgage
$750,000
Interest Rate
2.9%
Mortgage Type
Commercial

Purchase Details

Listed on
Jul 11, 2017
Closed on
Jan 5, 2018
Sold by
Leach Ernest R
Bought by
Young Cynthia F
Seller's Agent
Caroline Gamma
NOT A VALID MEMBER
Buyer's Agent
Kim Knutzen
Ansley Real Estate| Christie's International Real Estate
List Price
$750,000
Sold Price
$700,000
Premium/Discount to List
-$50,000
-6.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.17%
Original Mortgage
$250,000
Interest Rate
3.94%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 4, 2000
Sold by
Jones Donald E & Mil
Bought by
Leach Ernest R
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Tw & Tw Properties Llc -- --
Whaley Jonathan Taylor $1,400,000 --
475 Toccoa River Lane $990,000 --
Young Cynthia F $700,000 --
Leach Ernest R $22,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Whaley Jonathan Taylor $1,050,000
Previous Owner Young Cynthia F $250,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/28/2024 03/28/24 Sold $1,400,000 0.0% $209 / Sq Ft
02/29/2024 02/29/24 Pending -- -- --
01/31/2024 01/31/24 For Sale $1,400,000 +41.4% $209 / Sq Ft
08/04/2021 08/04/21 Sold $990,000 -1.0% $148 / Sq Ft
06/24/2021 06/24/21 Pending -- -- --
10/26/2020 10/26/20 Price Changed $1,000,000 -9.1% $149 / Sq Ft
08/17/2020 08/17/20 Price Changed $1,100,000 -8.3% $164 / Sq Ft
06/09/2020 06/09/20 For Sale $1,200,000 +71.4% $179 / Sq Ft
01/05/2018 01/05/18 Sold $700,000 -6.7% $104 / Sq Ft
10/18/2017 10/18/17 Pending -- -- --
07/11/2017 07/11/17 For Sale $750,000 -- $112 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,435 $483,870 $37,623 $446,247
2023 $3,949 $387,288 $32,992 $354,296
2022 $3,993 $391,744 $32,992 $358,752
2021 $3,236 $230,762 $31,488 $199,274
2020 $3,289 $230,762 $31,488 $199,274
2019 $3,353 $230,762 $31,488 $199,274
2018 $3,586 $232,788 $33,514 $199,274
2017 $3,984 $225,137 $23,535 $201,602
2016 $2,631 $197,851 $16,168 $181,683
2015 $2,692 $175,122 $16,168 $158,954
2014 $2,517 $165,221 $20,465 $144,756
2013 -- $165,221 $20,465 $144,756
Source: Public Records

Agents Affiliated with this Home

  • Ralph Harvey

    Seller's Agent in 2024

    Ralph Harvey

    Listwithfreedom.com INC

    (855) 456-4945

    1 in this area

    10,908 Total Sales

    Ralph Harvey
    Section Image
  • Laura Elleby

    Buyer's Agent in 2024

    Laura Elleby

    Compass

    (678) 736-1132

    7 in this area

    149 Total Sales

    Laura Elleby
    Section Image
  • Kim Knutzen

    Seller's Agent in 2021

    Kim Knutzen

    Ansley Real Estate| Christie's International Real Estate

    (770) 402-1908

    24 in this area

    289 Total Sales

    Kim Knutzen
    Section Image

  • C

    Buyer's Agent in 2021

    CHRISTY REECE

    Mountain Place Realty, LLC.

  • C

    Seller's Agent in 2018

    Caroline Gamma

    NOT A VALID MEMBER

    Section Image
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Map

Source: Georgia MLS

MLS Number: 20169235

Georgia MLS

APN: 0046-11C12

Georgia Fannin County Mineral Bluff 30559

475 Toccoa River Ln, Mineral Bluff, GA

This home is located at 475 Toccoa River Ln, Mineral Bluff, GA 30559 since 31 January 2024 and is currently estimated at $1,520,333, approximately $226 per square foot. This property was built in 2002. 475 Toccoa River Ln is a home located in Fannin County with nearby schools including Fannin County High School.

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