Seller's Agent in 2024
Ralph Harvey
Listwithfreedom.com INC
(855) 456-4945
11,407 Total Sales
475 Toccoa River Ln Mineral Bluff, GA 30559
Estimated Value: $1,334,000 - $1,781,000
4
Beds
7.5
Baths
6,709
Sq Ft
$233/Sq Ft
Est. Value
Highlights
- River View
- Vaulted Ceiling
- 4 Fireplaces
- Waterfront
- Wood Flooring
- No HOA
About This Home
As of March 2024Paradise found! This stunning custom built lodge just steps from the Toccoa River has 140 ft. of river frontage and is just minutes away from the beautiful town of Blue Ridge. Located on the outer bend of the Toccoa River provides you with long river views from the porches and many rooms in the house. This three-level charmer has six spacious bedrooms, each with its own ensuite bathroom. The main suite is located on the main level and has a gorgeous river view and cozy fireplace. The main level also has a second ensuite bedroom, the main kitchen, a family room, a keeping room, formal dining room, laundry room, and half bath. Upstairs you will find a large loft as well as two ensuite bedrooms. The terrace level has a large family room (currently being used as a theater room), a second recently updated kitchen, and two ensuite bedrooms. This fantastic riverside retreat is perfect for full time living, a wonderful second home, or as a short term rental investment property! No HOA! STR ok.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,993
Year Built
- Built in 2002
Lot Details
- 1.1 Acre Lot
- Waterfront
Parking
- 2 Car Garage
Home Design
- Wood Siding
Interior Spaces
- 2-Story Property
- Vaulted Ceiling
- 4 Fireplaces
- Gas Log Fireplace
- Family Room
- River Views
- Finished Basement
- Laundry in Basement
- Laundry Room
Kitchen
- Oven or Range
- Microwave
- Dishwasher
- Kitchen Island
Flooring
- Wood
- Carpet
- Tile
- Vinyl
Bedrooms and Bathrooms
Outdoor Features
- Patio
Schools
- Blue Ridge Elementary School
- Fannin County Middle School
- Fannin County High School
Utilities
- Central Heating and Cooling System
- Private Water Source
- Septic Tank
Community Details
- No Home Owners Association
- Toccoa River Acres Subdivision
Listing and Financial Details
- Tax Lot 34
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Sep 30, 2024
Sold by
Whaley Jonathan Taylor
Bought by
Tw & Tw Properties Llc
Total Days on Market
29
Current Estimated Value
Purchase Details
Listed on
Jan 31, 2024
Closed on
Mar 28, 2024
Sold by
475 Toccoa River Lane Llc
Bought by
Whaley Jonathan Taylor and Whaley Tiffany Plain
Seller's Agent
Ralph Harvey
Listwithfreedom.com INC
Buyer's Agent
Laura Elleby
Compass
List Price
$1,400,000
Sold Price
$1,400,000
Views
69
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.64%
Original Mortgage
$1,050,000
Interest Rate
6.5%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jun 9, 2020
Closed on
Aug 3, 2021
Sold by
Young Cynthia
Bought by
475 Toccoa River Lane
Seller's Agent
Kim Knutzen
Ansley Real Estate| Christie's International Real Estate
Buyer's Agent
CHRISTY REECE
Mountain Place Realty, LLC.
List Price
$1,200,000
Sold Price
$990,000
Premium/Discount to List
-$210,000
-17.5%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.97%
Original Mortgage
$750,000
Interest Rate
2.9%
Mortgage Type
Commercial
Purchase Details
Listed on
Jul 11, 2017
Closed on
Jan 5, 2018
Sold by
Leach Ernest R
Bought by
Young Cynthia F
Seller's Agent
Caroline Gamma
NOT A VALID MEMBER
Buyer's Agent
Kim Knutzen
Ansley Real Estate| Christie's International Real Estate
List Price
$750,000
Sold Price
$700,000
Premium/Discount to List
-$50,000
-6.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.17%
Original Mortgage
$250,000
Interest Rate
3.94%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 4, 2000
Sold by
Jones Donald E & Mil
Bought by
Leach Ernest R
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Tw & Tw Properties Llc | -- | -- | |
| Whaley Jonathan Taylor | $1,400,000 | -- | |
| 475 Toccoa River Lane | $990,000 | -- | |
| Young Cynthia F | $700,000 | -- | |
| Leach Ernest R | $22,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Whaley Jonathan Taylor | $1,050,000 | |
| Previous Owner | 475 Toccoa River Lane Llc | $1,080,610 | |
| Previous Owner | 475 Toccoa River Lane Llc | $750,000 | |
| Previous Owner | Young Cynthia F | $250,000 | |
| Previous Owner | Leach Ernest R | $100,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/28/2024 03/28/24 | Sold | $1,400,000 | 0.0% | $209 / Sq Ft |
| 02/29/2024 02/29/24 | Pending | -- | -- | -- |
| 01/31/2024 01/31/24 | For Sale | $1,400,000 | +41.4% | $209 / Sq Ft |
| 08/04/2021 08/04/21 | Sold | $990,000 | -1.0% | $148 / Sq Ft |
| 06/24/2021 06/24/21 | Pending | -- | -- | -- |
| 10/26/2020 10/26/20 | Price Changed | $1,000,000 | -9.1% | $149 / Sq Ft |
| 08/17/2020 08/17/20 | Price Changed | $1,100,000 | -8.3% | $164 / Sq Ft |
| 06/09/2020 06/09/20 | For Sale | $1,200,000 | +71.4% | $179 / Sq Ft |
| 01/05/2018 01/05/18 | Sold | $700,000 | -6.7% | $104 / Sq Ft |
| 10/18/2017 10/18/17 | Pending | -- | -- | -- |
| 07/11/2017 07/11/17 | For Sale | $750,000 | -- | $112 / Sq Ft |
Source: Georgia MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,435 | $483,870 | $37,623 | $446,247 |
| 2023 | $3,949 | $387,288 | $32,992 | $354,296 |
| 2022 | $3,993 | $391,744 | $32,992 | $358,752 |
| 2021 | $3,236 | $230,762 | $31,488 | $199,274 |
| 2020 | $3,289 | $230,762 | $31,488 | $199,274 |
| 2019 | $3,353 | $230,762 | $31,488 | $199,274 |
| 2018 | $3,586 | $232,788 | $33,514 | $199,274 |
| 2017 | $3,984 | $225,137 | $23,535 | $201,602 |
| 2016 | $2,631 | $197,851 | $16,168 | $181,683 |
| 2015 | $2,692 | $175,122 | $16,168 | $158,954 |
| 2014 | $2,517 | $165,221 | $20,465 | $144,756 |
| 2013 | -- | $165,221 | $20,465 | $144,756 |
Source: Public Records
Agents Affiliated with this Home
-
Ralph Harvey
-
Laura Elleby
Buyer's Agent in 2024
Laura Elleby
Compass
(678) 736-1132
167 Total Sales
-
Kim Knutzen
Seller's Agent in 2021
Kim Knutzen
Ansley Real Estate| Christie's International Real Estate
(770) 402-1908
322 Total Sales
-
C
Buyer's Agent in 2021
CHRISTY REECE
Mountain Place Realty, LLC.
-
Seller's Agent in 2018
Caroline Gamma
NOT A VALID MEMBER
(404) 668-9167
25 Total Sales
Map
Source: Georgia MLS
MLS Number: 20169235
APN: 0046-11C12
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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2025 Georgia MLS. All rights reserved.
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