$190,001
SOLD FEB 28, 2025

475 Whispering Springs Ln Topton, NC 28781

3 Beds
2 Baths
2,300 Sq Ft
1.44 Acres

Recently Sold

$83 Per Sq Ft

10% Below List Price

416 Days on Market

Highlights

  • Cape Cod Architecture
  • Wooded Lot
  • Bonus Room
  • Private Lot
  • Main Floor Primary Bedroom
  • Living Area on First Floor

About This Home

As of February 2025

Come see all the updates to this home just five minutes from Nantahala Lake and about a mile to the public boat ramp! New roof, granite counters, SS appliances. HVAC, floor coverings, paint and much more! Includes adjoining lot. Seller requires all offers to be submitted on Homepath.com

Last Agent to Sell the Property

David Rowland

Mountaintop Real Estate Brokerage Phone: 8285246911 License #215143 Listed on: 12/10/2023

Last Buyer's Agent

Board Member Non

Property Details

Home Type

  • Modular Prefabricated Home

Est. Annual Taxes

  • $1,428

Year Built

  • Built in 2004

Lot Details

  • 1.44 Acre Lot
  • Private Lot
  • Wooded Lot

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Cape Cod Architecture
  • Traditional Architecture
  • Fiberglass Roof
  • Vinyl Siding

Interior Spaces

  • 2,300 Sq Ft Home
  • Ceiling Fan
  • Wood Burning Fireplace
  • Stone Fireplace
  • Insulated Windows
  • Living Area on First Floor
  • Bonus Room
  • Fire and Smoke Detector
  • Laundry on main level

Kitchen

  • Gas Oven or Range
  • Recirculated Exhaust Fan
  • Dishwasher

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms
  • Soaking Tub

Outdoor Features

  • Porch

Utilities

  • Cooling Available
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Community Details

  • El Shaddai Subdivision

Listing and Financial Details

  • Property is used as a vacation rental
  • Assessor Parcel Number 6515139868

Property Details

Home Type

Modular Prefabricated Home

Est. Annual Taxes

$1,428

Year Built

Built in 2004

Lot Details

0

HOA Fees

$42 per month

Parking

2

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size Acres: 1.44
  • Road Frontage Type: Property Owners' Assoc
  • Ownership: More than One Year
  • Subdivision Name: El-Shaddai
  • Directions: From Franklin take Wayah Rd about 17 miles to right into El Shadaii Estates Rhododendron Dr. follow Mtn Top Real Estate pointers to 475 Whispering Springs Ln. BE SURE TO ENTER AT MAIN ENTRANCE/MAILBOXES EL SHADAII! GPS WILL TAKE YOU THE WRONG WAY.
  • Architectural Style: Traditional, Cape Cod
  • Carport Y N: No
  • Garage Yn: Yes
  • Structure Type: On Frame Modular
  • Year Built: 2004
  • Kitchen Level: First
  • NAV27_rets_property_type: Residential
  • Attribution Contact: 8285246911
  • NAV27_AllowsVacationRentalYN: Yes
  • Special Features: 1028

Interior Features

  • Furnished: Unfurnished
  • Appliances: Electric Water Heater, Dishwasher, Exhaust Fan, Gas Oven/Range
  • Has Basement: None
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning, Stone
  • Fireplace: Yes
  • Flooring: Carpet, Luxury Vinyl Plank
  • Interior Amenities: Bonus Room, Ceiling Fan(s), Soaking Tub, Main Level Living, Primary w/Ensuite, Primary on Main Level, Split Bedroom
  • Living Area: 2300
  • Window Features: Insulated Windows
  • Room Bedroom2 Level: First
  • Living Room Living Room Level: First
  • Master Bedroom Master Bedroom Level: First
  • Room Office Level: Second
  • Room Bedroom3 Level: First
  • Dining Room Dining Room Level: First

Exterior Features

  • Lot Features: Private, Wooded
  • View: No
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Patio And Porch Features: Porch
  • Roof: Fiberglass

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Parking Features: Garage-Double Attached

Utilities

  • Laundry Features: First Level
  • Security: Smoke Detector(s)
  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cell Service Available
  • Water Source: Community
  • Gas Company: Propane Tank: None
  • Telephone: Cell Service Available

Condo/Co-op/Association

  • Senior Community: No
  • Association Fee: 500
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 62726.4
  • Parcel #: 6515139868

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 1428.13
  • Tax Book Number: W-40

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 10, 2023
Closed on
Feb 20, 2025
Sold by
Federal National Mortgage Association and Fannie Mae
Bought by
Hoffman Thomas and Hoffman Amy
Seller's Agent
David Rowland
Mountaintop Real Estate
Buyer's Agent
Board Member Non
List Price
$210,000
Sold Price
$190,001
Premium/Discount to List
-$19,999
-9.52%
Views
778
Current Estimated Value
$532,232

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$342,231
Avg. Annual Appreciation
718.37%
Original Mortgage
$142,501
Outstanding Balance
$141,915
Interest Rate
7.04%
Mortgage Type
New Conventional
Estimated Equity
$390,317

Purchase Details

Closed on
May 3, 2021
Sold by
Whitehouse Joyce E and Whitehouse John D
Bought by
Federal National Mortgage Association and Fannie Mae

Purchase Details

Closed on
Mar 24, 2004
Sold by
Whitehouse Jessica Lynn
Bought by
Whitehouse John D
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed -- None Listed On Document
Trustee Deed $167,252 None Available
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $142,501 New Conventional
Previous Owner $173,025 New Conventional
Previous Owner $119,000 New Conventional
Previous Owner $122,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/28/2025 02/28/25 Sold $190,001 0.0% $83 / Sq Ft
01/31/2025 01/31/25 Pending -- -- --
01/21/2025 01/21/25 Price Changed $190,000 -2.6% $83 / Sq Ft
12/21/2024 12/21/24 Price Changed $195,000 -2.5% $85 / Sq Ft
11/20/2024 11/20/24 Price Changed $200,000 -4.8% $87 / Sq Ft
11/15/2024 11/15/24 For Sale $210,000 0.0% $91 / Sq Ft
10/23/2024 10/23/24 Pending -- -- --
10/13/2024 10/13/24 Price Changed $210,000 -10.6% $91 / Sq Ft
09/10/2024 09/10/24 Price Changed $235,000 -4.1% $102 / Sq Ft
08/12/2024 08/12/24 Price Changed $245,000 -7.5% $107 / Sq Ft
07/31/2024 07/31/24 Price Changed $265,000 -1.9% $115 / Sq Ft
06/27/2024 06/27/24 Price Changed $270,000 -1.8% $117 / Sq Ft
06/06/2024 06/06/24 Price Changed $275,000 -3.5% $120 / Sq Ft
05/07/2024 05/07/24 Price Changed $285,000 -9.5% $124 / Sq Ft
04/20/2024 04/20/24 Price Changed $315,000 -1.5% $137 / Sq Ft
03/25/2024 03/25/24 Price Changed $319,900 -3.1% $139 / Sq Ft
02/20/2024 02/20/24 Price Changed $330,000 -8.3% $143 / Sq Ft
02/10/2024 02/10/24 Price Changed $360,000 -5.3% $157 / Sq Ft
01/07/2024 01/07/24 Price Changed $380,000 -5.0% $165 / Sq Ft
12/11/2023 12/11/23 For Sale $400,000 -- $174 / Sq Ft
Source: Carolina Smokies Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $397,470 $25,040 $372,430
2023 $1,282 $397,470 $25,040 $372,430
2022 $1,282 $249,480 $15,000 $234,480
2021 $1,282 $249,480 $15,000 $234,480
2020 $1,219 $249,480 $15,000 $234,480
2018 $1,153 $256,030 $15,000 $241,030
2017 $1,153 $256,030 $15,000 $241,030
2016 $1,153 $256,030 $15,000 $241,030
2015 $1,130 $256,030 $15,000 $241,030
2014 $997 $283,630 $15,000 $268,630
2013 -- $283,630 $15,000 $268,630
Source: Public Records

Agents Affiliated with this Home

  • D

    Seller's Agent in 2025

    David Rowland

    Mountaintop Real Estate

    (828) 421-1393

    1 in this area

    46 Total Sales

    David Rowland
    Section Image

  • B

    Buyer's Agent in 2025

    Board Member Non

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Map

Source: Carolina Smokies Association of REALTORS®

MLS Number: 26035382

APN: 6515139868

North Carolina Macon County Topton 28781

475 Whispering Springs Ln, Topton, NC

This home is located at 475 Whispering Springs Ln, Topton, NC 28781 and is currently priced at $190,001, approximately $82 per square foot. This property was built in 2004. 475 Whispering Springs Ln is a home located in Macon County with nearby schools including Nantahala School, Mountain View Intermediate School, and Macon Middle School.

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