$823,000
SOLD JUL 21, 2025

4789 Terrace Bluff St Winter Garden, FL 34787

4 Beds
4.5 Baths
3,002 Sq Ft
8,616 Sq Ft Lot

Recently Sold

$274 Per Sq Ft

8% Below List Price

112 Days on Market

Highlights

  • Open Floorplan
  • Outdoor Kitchen
  • Great Room
  • Independence Elementary Rated A-
  • High Ceiling
  • Home Office

About This Home

As of July 2025

Discover your dream home in Hamlin's desirable community! This impressive 4-bedroom, 4.5-bathroom residence offers designer finishes and exceptional curb appeal. Entertain effortlessly in the open-concept living area, where a gourmet kitchen overlooks the gathering room and a large covered lanai. A $25K+ fully loaded summer kitchen enhances outdoor enjoyment. Each bedroom provides a private bath, and the luxurious owner's suite features a garden tub, expansive shower, and dual vanities. High ceilings, tray ceilings, a dedicated office, and numerous upgrades add to the allure. Situated on a corner lot with a 2-car garage and extra storage, this home is a rare find!

Last Agent to Sell the Property

Ron Debrassi

DEBRASSI REALTY LLC License #3475339 Listed on: 02/12/2025

Co-Listed By

Marcela Andrade Drummond

DEBRASSI REALTY LLC License #3622359

Last Buyer's Agent

Marta Faustino

DTB FLORIDA REALTY, INC. License #3325669

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,156

Year Built

  • Built in 2020

Lot Details

  • 8,616 Sq Ft Lot
  • West Facing Home
  • Irrigation Equipment
  • Property is zoned P-D

HOA Fees

  • $330 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 3,002 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Tray Ceiling
  • High Ceiling
  • Sliding Doors
  • Great Room
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Home Office

Kitchen

  • Built-In Oven
  • Cooktop
  • Microwave
  • Disposal

Flooring

  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Gas Dryer Hookup

Outdoor Features

  • Outdoor Kitchen
  • Outdoor Grill

Schools

  • Independence Elementary School
  • Bridgewater Middle School
  • Horizon High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Thermostat
  • High Speed Internet

Community Details

  • Evergreen Lifestyle Management Association, Phone Number (877) 221-6919
  • Visit Association Website
  • Enclave/Hamlin Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,156

Year Built

Built in 2020

Lot Details

0

HOA Fees

$330 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 3002
  • Lot Size Acres: 0.2
  • New Construction: No
  • Year Built: 2020
  • Building Area Total: 4108
  • Lot Size Sq Ft: 8616
  • Directions to Property: From SR 429 go east on New Independence Pkwy, left on Hamlin Groves Trl, right on Arcadia Bluff Loop and left on Terrace Bluff St.
  • Status: Sold
  • Co List Office Mls Id: MFR261021914
  • Co List Office Phone: 407-446-1343
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Orlando
  • Escrow Postal Code: 32819
  • Escrow State: FL
  • Escrow Street Name: Commodity Cir. Ste 11
  • Escrow Street Number: 8810
  • List Office Head Office Key Nume: 697170193
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 274.15
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Vinyl
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Interior Amenities: High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Built-In Oven, Cooktop, Disposal, Microwave, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Street Number Modifier: 4789
  • Living Area Meters: 278.89
  • Room Count: 8

Exterior Features

  • Direction Faces: West
  • Exterior Features: Outdoor Grill, Outdoor Kitchen, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Water Available, Water Connected
  • Cooling: Central Air
  • Heating: Electric, Natural Gas
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 990
  • Association Fee Frequency: Quarterly
  • Association Name: Evergreen Lifestyle Management
  • Phone: (877) 221-6919
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: jwyatt@Evergreen-LM.com
  • Association URL: www.Evergreen-LM.com

Fee Information

  • Total Annual Fees: 3960.00
  • Total Monthly Fees: 330.00
  • Monthly HOA Amount: 330.00

Schools

  • Elementary School: Independence Elementary
  • High School: Horizon High School
  • Middle Or Junior School: Bridgewater Middle

Lot Info

  • Zoning: P-D
  • Parcel Number: 17-23-27-1613-00-260
  • Additional Parcels: No
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 800

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please confirm with the HOA.

Tax Info

  • Tax Annual Amount: 7155.73
  • Tax Block: 26
  • Tax Book Number: 101/107
  • Tax Lot: 26

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 12, 2025
Closed on
Jul 18, 2025
Sold by
Zunino Luiz Lorea
Bought by
Luma Ownership Llc
Seller's Agent
Ron Debrassi
DEBRASSI REALTY LLC
Buyer's Agent
Marta Faustino
DTB FLORIDA REALTY, INC.
List Price
$890,000
Sold Price
$823,000
Premium/Discount to List
-$67,000
-7.53%
Views
55

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
55.19%
Original Mortgage
$616,750
Outstanding Balance
$616,750
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$235,700

Purchase Details

Listed on
Jul 30, 2020
Closed on
Oct 5, 2020
Sold by
Taylor Morrison Of Florida Inc
Bought by
Zunino Luiz
Seller's Agent
Jennifer Wright
ROBERT SLACK LLC
Buyer's Agent
Stellar Non-Member Agent
Stellar Non-Member Office
List Price
$527,634
Sold Price
$516,634
Premium/Discount to List
-$11,000
-2.08%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.37%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $823,000 Express Title & Closing
Special Warranty Deed $516,700 Inspired Title Services Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $616,750 New Conventional
Previous Owner $23,023 Credit Line Revolving
Previous Owner $55,696 Credit Line Revolving
Previous Owner $158,000 New Conventional
Previous Owner $51,481 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/21/2025 07/21/25 Sold $823,000 -4.9% $274 / Sq Ft
06/04/2025 06/04/25 Pending -- -- --
05/23/2025 05/23/25 Price Changed $865,000 -1.6% $288 / Sq Ft
04/11/2025 04/11/25 Price Changed $879,000 -1.2% $293 / Sq Ft
03/21/2025 03/21/25 Price Changed $890,000 -0.6% $296 / Sq Ft
02/12/2025 02/12/25 Price Changed $895,000 +0.6% $298 / Sq Ft
02/12/2025 02/12/25 For Sale $890,000 +72.3% $296 / Sq Ft
11/02/2020 11/02/20 Sold $516,634 -2.5% $170 / Sq Ft
09/25/2020 09/25/20 Pending -- -- --
07/31/2020 07/31/20 Price Changed $529,634 +0.4% $174 / Sq Ft
07/30/2020 07/30/20 For Sale $527,634 -- $174 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,156 $463,069 -- --
2024 $6,684 $463,069 -- --
2023 $6,684 $436,911 $0 $0
2022 $6,473 $424,185 $0 $0
2021 $6,280 $405,034 $75,000 $330,034
2020 $1,471 $75,000 $75,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6279175

Stellar MLS

APN: 17-2327-1613-00-260