$289,900
PENDING

48 Chiswell St Schenectady, NY 12304

Estimated payment $1,934/month

Total Views 2,077
5 Beds
2 Baths
1,832 Sq Ft
$158 Price per Sq Ft

Highlights

  • Traditional Architecture
  • No HOA
  • Window Unit Cooling System
  • Wood Flooring
  • Covered Patio or Porch
  • Bathroom on Main Level

About This Home

Back on market - attorney approval
Exceptional 2-Family Home - Perfect for Homeowners or Investors!
Beautifully updated and nestled in the desirable Woodlawn neighborhood, this property offers both comfort and convenience. Close to highways, restaurants, shopping, and bus lines, it's ideally situated for easy living.
Each unit features modern updates, including refreshed kitchens, bathrooms, flooring, and fresh paint throughout. Separate utilities, in-unit laundry hookups, front and back porches, and a private fenced backyard add to the appeal. The expansive attic provides ample storage, and with no driveway to maintain, you can enjoy the convenience of ample street parking year-round.
With a consistent rental history and strong income potential, this home is an excellent choice for owner-occupants seeking additional income or investors looking for a dependable asset.
Agent related to seller.

Listing Agent

Pearl Ha

ADI Real Estate Services LLC License #10491210079 Listed on: 10/20/2025

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,963

Year Built

  • Built in 1905

Lot Details

  • 4,792 Sq Ft Lot
  • Back Yard Fenced
  • Garden

Home Design

  • Duplex
  • Traditional Architecture
  • Slate Roof
  • Vinyl Siding

Interior Spaces

  • ENERGY STAR Qualified Doors
  • Basement Fills Entire Space Under The House

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Ceramic Tile in Bathrooms

Parking

  • 2 Parking Spaces
  • Open Parking

Outdoor Features

  • Covered Patio or Porch

Schools

  • Schenectady High School

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • 200+ Amp Service

Community Details

  • No Home Owners Association
  • 2 Units

Listing and Financial Details

  • Legal Lot and Block 33.000 / 3
  • Assessor Parcel Number 421500 60.55-3-33
  • Seller Concessions Not Offered

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,963

Year Built

Built in 1905

Lot Details

0

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: Duplex
  • Zoning: Multi Residence
  • Year Built: 1905
  • Directions: State St or Albany St to Chiswell st
  • Above Grade Finished Sq Ft: 1832.0
  • Architectural Style: Traditional
  • Lot Size Acres: 0.11
  • Lot Size: 4,792
  • Parking Features Parking Total: 2.0
  • Flooring:Carpet: Yes
  • Fencing:Back Yard: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Vinyl: Yes
  • Fencing:Fenced: Yes
  • Architectural Style:Traditional: Yes
  • Special Features: None

Interior Features

  • Flooring: Vinyl, Carpet, Hardwood
  • Basement: Full
  • Interior Amenities: Ceramic Tile Bath
  • Full Bathrooms: 2
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 916.0
  • Door Features: ENERGY STAR Qualified Doors
  • Living Area: 1832.0
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Full Basement: Yes
  • Interior Features:Ceramic Tile Bath: Yes

Exterior Features

  • Exterior Features: Garden
  • Roof: Slate
  • Construction Type: Vinyl Siding
  • Fencing: Back Yard, Fenced
  • Patio And Porch Features: Rear Porch, Covered, Front Porch
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Exterior Features:Garden: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Patio And Porch Features:Covered: Yes
  • Door Features:ENERGY STAR Qualified Doors: Yes

Garage/Parking

  • Parking Features: None
  • Attached Garage: No
  • Open Parking: Yes
  • Total Parking Spaces: 2.0
  • Property Detail:Parking YN: Yes
  • Parking Features:None11: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Window Unit(s)
  • Electric: 200+ Amp Service
  • Heating: Forced Air, Natural Gas
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Parcel #: 421500 60.55-3-33
  • Lot Size Sq Ft: 4791.6

Rental Info

  • Tenant Pays: Hot Water, Heat, Internet, Snow Removal, Electricity, Gas, Grounds Care

Tax Info

  • Tax Annual Amount: 4963.0
  • Tax Block: 3
  • Tax Lot: 33.000

Multi Family

  • Number Of Units Total: 2

MLS Schools

  • HighSchool: Schenectady

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,359 $87,800 $13,200 $74,600
2023 $5,188 $87,800 $13,200 $74,600
2022 $5,040 $87,800 $13,200 $74,600
2021 $5,000 $87,800 $13,200 $74,600
2020 $4,908 $87,800 $13,200 $74,600
2019 $3,089 $87,800 $13,200 $74,600
2018 $4,951 $87,800 $13,200 $74,600
2017 $4,262 $87,800 $13,200 $74,600
2016 $5,210 $87,800 $13,200 $74,600
2015 -- $87,800 $13,200 $74,600
2014 -- $87,800 $13,200 $74,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/30/2025 10/30/25 Pending -- -- --
10/20/2025 10/20/25 For Sale $289,900 0.0% $158 / Sq Ft
10/11/2025 10/11/25 Pending -- -- --
10/06/2025 10/06/25 For Sale $289,900 0.0% $158 / Sq Ft
09/04/2024 09/04/24 For Rent $1,500 -16.7% --
09/04/2024 09/04/24 For Rent $1,800 0.0% --
01/13/2022 01/13/22 Sold $85,000 -14.9% $46 / Sq Ft View Prior Sale
11/03/2021 11/03/21 Pending -- -- --
10/18/2021 10/18/21 Price Changed $99,900 -4.8% $55 / Sq Ft
09/16/2021 09/16/21 Price Changed $104,900 -4.5% $57 / Sq Ft
08/24/2021 08/24/21 For Sale $109,900 0.0% $60 / Sq Ft
07/31/2021 07/31/21 Pending -- -- --
07/29/2021 07/29/21 For Sale $109,900 0.0% $60 / Sq Ft
06/02/2021 06/02/21 Pending -- -- --
05/28/2021 05/28/21 For Sale $109,900 -- $60 / Sq Ft
Source: Global MLS

Purchase History

Date Type Sale Price Title Company
Deed $90,000 David Mcdermott
Deed $27,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $88,609 FHA
Source: Public Records

Source: Global MLS

MLS Number: 202527180

Global MLS

APN: 060-055-0003-033-000-0000