$550,000
SOLD DEC 19, 2025

48 Overlook Rd Hardy, VA 24101

2 Beds
1.5 Baths
1,325 Sq Ft
21,780 Sq Ft Lot

Recently Sold

$415 Per Sq Ft

20% Below List Price

172 Days on Market

Highlights

  • 115 Feet of Waterfront
  • Lake View
  • Ranch Style House
  • Dudley Elementary School Rated A-
  • Deck
  • No HOA

About This Home

As of December 2025

***Sellers are Motivated***This lakefront home is a fantastic opportunity! Discover this charming lakefront home, ready for your personal touches! Featuring an open floor plan with two bedrooms and one and a half baths on the main level, it also boasts an unfinished basement with potential for an additional bedroom and bath. Located just minutes from Westlake and 15 minutes from Roanoke, enjoy stunning views of the main channel.Latest Updates:- New roof- Water treatment system- New appliances- Well pump- Hot water heaterDon't miss out--schedule a visit today!

Last Agent to Sell the Property

Jason Boothe

MOUNTAIN VIEW REAL ESTATE LLC License #0225240064 Listed on: 05/21/2025

Co-Listed By

David Bell

MOUNTAIN VIEW REAL ESTATE LLC License #0225257028

Last Buyer's Agent

Fred Cuffari

SMITH MTN LAKE HOMES BROKERED BY BUYERS AGCY OF SML License #0225214857

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,800

Year Built

  • Built in 1984

Lot Details

  • 21,780 Sq Ft Lot
  • 115 Feet of Waterfront
  • Cul-De-Sac
  • Level Lot

Parking

  • Tuck Under Garage

Home Design

  • Ranch Style House

Interior Spaces

  • 1,325 Sq Ft Home
  • Living Room with Fireplace
  • Lake Views
  • Laundry on main level
  • Basement

Kitchen

  • Breakfast Area or Nook
  • Electric Range
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms

Outdoor Features

  • Deck

Schools

  • Windy Gap Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Heat Pump System
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Pagan Isle Subdivision

Listing and Financial Details

  • Tax Lot 10

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,800

Year Built

Built in 1984

Lot Details

0.5 Acres

Listing Details

  • Interior Features: Breakfast Area, Cathedral Ceiling(s), Ceiling Fan(s)
  • Heating System: Heat Pump Electric
  • Fireplace(s): Gas Log, Living Room, Wood Burning Stove
  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Has Basement: Full, Walk-Out Access
  • Major Appliances: Dishwasher, Microwave Oven (Built In), Range Electric, Refrigerator
  • Cooling System: Heat Pump Electric
  • Outside Features: Deck
  • Views: Lake
  • BedroomsBREntryLevel: 2
  • CondoAssocYN: No
  • EntryAboveGrdFin Sq Ft: 1325.00
  • Fireplace Number Fireplaces: 1
  • HalfBathsHalfBathsEntryLvl: 1
  • Internet Access: Cable
  • LaundryLaundryLowerLevel: 1
  • LengthOfWaterfront: 115.00
  • Major Area: 04 - Franklin County
  • Hoa2 Or Poa: No
  • PrimCoveredPrking: Garage Under
  • Residential Type: Detached
  • Style Of House: Ranch
  • Total Above Grd Fin S Q F T: 1325
  • TotalBdrm: 2
  • TotalBths: 1.10
  • TotalFBaths: 1
  • Total Finished Sq Ft: 1325.00
  • TotalHBaths: 1
  • Water Class: Waterfront Property
  • WaterDetailsShorelineMgmtPlan: r37
  • Water Htr Energy: Electric
  • WaterID: Smith Mtn Lake
  • YardSign: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement YN: Yes

Exterior Features

  • Porch: Covered Porch

Utilities

  • Sewer Description: Private Septic
  • Water Description: Private Well
  • Water Heater Type: Tank

Association/Amenities

  • Misc Features: Cul-De-Sac, Paved Road

Lot Info

  • Lot Description: Down Slope, Level
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 0.50
  • Lot: 10

Building Info

  • Year Built: 1984

Tax Info

  • Taxes (6 mo): 1800.00

MLS Schools

  • Elementary School: Windy Gap
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 21, 2025
Closed on
Dec 19, 2025
Sold by
Hensley James E and Lantz Jamie H
Bought by
Johnson Augustus Alexander and Johnson Tamara Nulty
Seller's Agent
Jason Boothe
MOUNTAIN VIEW REAL ESTATE LLC
Buyer's Agent
Fred Cuffari
SMITH MTN LAKE HOMES BROKERED BY BUYERS AGCY OF SML
List Price
$684,950
Sold Price
$550,000
Premium/Discount to List
-$134,950
-19.7%
Views
339
Current Estimated Value
$557,215

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,215
Avg. Annual Appreciation
4.95%
Original Mortgage
$412,500
Outstanding Balance
$412,500
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$144,715
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Deed $550,000 First American Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $412,500 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/19/2025 12/19/25 Sold $550,000 -6.8% $415 / Sq Ft
11/09/2025 11/09/25 Pending -- -- --
10/27/2025 10/27/25 Price Changed $589,999 -1.7% $445 / Sq Ft
09/22/2025 09/22/25 Price Changed $599,999 -3.1% $453 / Sq Ft
08/22/2025 08/22/25 Price Changed $619,000 -1.7% $467 / Sq Ft
07/25/2025 07/25/25 Price Changed $629,900 -3.1% $475 / Sq Ft
07/17/2025 07/17/25 Price Changed $649,900 0.0% $490 / Sq Ft
06/12/2025 06/12/25 Price Changed $649,950 -5.1% $491 / Sq Ft
05/21/2025 05/21/25 For Sale $684,950 -- $517 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,699 $395,000 $164,000 $231,000
2024 $395,000 $395,000 $164,000 $231,000
2023 $1,676 $274,800 $157,000 $117,800
2022 $1,676 $274,800 $157,000 $117,800
2021 $1,676 $274,800 $157,000 $117,800
2020 $1,676 $274,800 $157,000 $117,800
2019 $1,800 $295,100 $157,000 $138,100
2018 $1,800 $295,100 $157,000 $138,100
2017 $1,623 $320,200 $176,000 $144,200
2016 $1,623 $320,200 $176,000 $144,200
2015 -- $320,200 $176,000 $144,200
2014 -- $320,200 $176,000 $144,200
2013 -- $320,200 $176,000 $144,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Roanoke Valley Association of REALTORS®

MLS Number: 917515

Roanoke Valley Association of REALTORS®

APN: 0150104200

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