NOT LISTED FOR SALE

48 Overshores E Madison, CT 06443

Estimated Value: $884,000 - $1,136,000

3 Beds
2 Baths
1,638 Sq Ft
$612/Sq Ft Est. Value

Last Sold September 07, 2022

Last sale price $850,000 $519 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $6,229/month

33 Days on Market

Highlights

  • Beach Access
  • Open Floorplan
  • Deck
  • Walter C. Polson Upper Middle School Rated A
  • Cape Cod Architecture
  • Attic

About This Home

As of September 2022

Beautiful 2015 renovation of Nantucket Cape in much sought after Overshores Beach Association. The renovation included all new engineered hardwood floors throughout the home, six burner gas range, and marble counter tops. All windows, interior doors and a clothes dryer were also installed during the renovation. HVAC improvements in the renovation included central A/C, gas furnace, and on-demand tankless water heater. The rear yard is fenced in and provides wonderful privacy, an area for outdoor dining, gardens and shade trees. This home is move-in ready and in spotless condition. The renovation and furnishings were done with exceptional taste. The driveway is paved and parking includes an area directly across the street which may accommodate up to 4 cars. 2 hours to New York, 2 hours to Boston, a short ride into Madison village and a short walk to your private beach.
All household furnishings may be purchased separately. Closing must be after Labor Day Sept. 5.

Last Agent to Sell the Property

Margaret Muir

William Pitt Sotheby's Int'l License #RES.0485255 Listed on: 05/24/2022

William Pitt Sotheby's Int'l

Last Buyer's Agent

Laureen Kennedy

Coldwell Banker Realty License #RES.0761569

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,994

Year Built

  • Built in 1936

Lot Details

  • 7,405 Sq Ft Lot
  • Level Lot
  • Property is zoned R-4

HOA Fees

  • $29 Monthly HOA Fees

Home Design

  • Cape Cod Architecture
  • Concrete Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 1,638 Sq Ft Home
  • Open Floorplan
  • 1 Fireplace
  • Thermal Windows
  • Attic or Crawl Hatchway Insulated

Kitchen

  • Oven or Range
  • Gas Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Partial Basement
  • Crawl Space

Parking

  • Parking Deck
  • Driveway
  • Paved Parking
  • Off-Street Parking

Outdoor Features

  • Beach Access
  • Public Water Access
  • Walking Distance to Water
  • Deck
  • Shed

Location

  • Property is near shops
  • Property is near a golf course

Schools

  • Daniel Hand High School

Utilities

  • Central Air
  • Mini Split Air Conditioners
  • Heating System Uses Natural Gas
  • Programmable Thermostat
  • Tankless Water Heater
  • Cable TV Available

Community Details

  • Association fees include lake/beach access

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,994

Year Built

Built in 1936

Lot Details

0

HOA Fees

$29 per month

Listing Details

  • Property Type: Single Family For Sale
  • Style: Cape Cod
  • Sq Ft Est Heated Above Grade: 1638
  • Public Record Living Room Sq Ft: 1488
  • Total Sq Ft: 1638
  • Year Built: 1936
  • Nearby Amenities: Golf Course, Library, Medical Facilities, Public Rec Facilities, Shopping/Mall
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Radon Mitigation Air Ynu: No
  • Radon Mitigation Water Ynu: No
  • Public Record Gross Sq Ft: 2956
  • Tax Year Updated Dt: 07/13/2022
  • Directions: Neck Road to Overshores East on left
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Room Count: 9
  • Total Bedrooms: 3
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Fireplaces: 1
  • Attic Description: Crawl Space
  • Basement Description: Partial, Unfinished
  • Interior Amenities: Cable - Available, Open Floor Plan
  • Appliances: Gas Range, Oven/Range, Microwave, Refrigerator, Dishwasher, Washer, Dryer
  • Laundry Room Info: Main Level
  • Attic: Yes
  • Street Number Modifier: 48

Exterior Features

  • Exterior Features: Deck, Shed
  • Exterior Siding: Vinyl Siding
  • Foundation Type: Concrete
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Water Community, Association Required, Beach Rights, Walk to Water
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Garage Parking Info: Paved, Off Street Parking
  • Driveway Type: Asphalt

Utilities

  • Cooling System: Central Air, Split System
  • Heat Type: Hot Air
  • Heat Fuel Type: Natural Gas
  • Hot Water Description: Natural Gas, Tankless Hotwater
  • Water Source: Public Water Connected
  • Sewer: Septic

Condo/Co-op/Association

  • Association Fee Includes: Lake/Beach Access
  • HOA Fees: 350
  • HOA Fee Frequency: Annually
  • HOA: Yes
  • Special Association Assessment Y: No

Schools

  • Elementary School: Per Board of Ed
  • Middle School: Per Board of Ed
  • High School: Daniel Hand
  • Intermediate School: Per Board of Ed

Green Features

  • Energy Features: Programmable Thermostat, Thermopane Windows

Lot Info

  • Acres: 0.1700
  • Lot Description: Level Lot
  • Elevation Certificate: No
  • Flood Zone: No
  • Zoning: R-4

Tax Info

  • Tax Year: July 2022-June 2023
  • Property Tax: 8994
  • Total Assessed Value: 305800
  • Mil Rate Base: 29.410
  • Mil Rate Total: 29.410
  • Assessor Parcel Number: 1154419

MLS Schools

  • Elementary School: Per Board of Ed
  • Middle Jr High School: Per Board of Ed
  • High School: Daniel Hand

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 24, 2022
Closed on
Sep 7, 2022
Sold by
Garg Neeraj and Morley Carol
Bought by
Dardia Michael and Lash-Dardia Meredith
Seller's Agent
Margaret Muir
William Pitt Sotheby's Int'l
Buyer's Agent
Laureen Kennedy
Coldwell Banker Realty
List Price
$825,000
Sold Price
$850,000
Premium/Discount to List
$25,000
3.03%
Views
27
Current Estimated Value
$1,001,697

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$151,697
Avg. Annual Appreciation
5.39%
Original Mortgage
$680,000
Outstanding Balance
$649,920
Interest Rate
5.3%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$351,777

Purchase Details

Listed on
Jul 1, 2020
Closed on
Jun 9, 2020
Sold by
Akcay Gursel and Kaminski Matthew C
Bought by
Garg Neeraj and Morley Carol
Seller's Agent
Jake Wyman
William Raveis Real Estate
Buyer's Agent
Jake Wyman
William Raveis Real Estate
Sold Price
$4,250

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.65%
Original Mortgage
$455,700
Interest Rate
2.85%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Feb 5, 2015
Sold by
Lindemann Fern K Est
Bought by
Kaminski Matthew G and Alcay Gursel

Purchase Details

Listed on
Oct 28, 2013
Closed on
Jul 25, 2014
Sold by
Stracuzzi Nancy and Lindemann Charles F
Bought by
Kaminski Matthew C and Akcay Gursel
Seller's Agent
Kirsten Adams
William Pitt Sotheby's Int'l
Buyer's Agent
Kirsten Adams
William Pitt Sotheby's Int'l
List Price
$449,000
Sold Price
$395,000
Premium/Discount to List
-$54,000
-12.03%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.62%
Original Mortgage
$361,950
Interest Rate
4.18%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dardia Michael $850,000 None Available
Garg Neeraj $651,000 None Available
Kaminski Matthew G -- --
Kaminski Matthew C $395,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dardia Michael $680,000
Previous Owner Garg Neeraj $455,700
Previous Owner Kaminski Matthew C $424,100
Previous Owner Kaminski Matthew C $417,000
Previous Owner Kaminski Matthew C $361,950
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/07/2022 09/07/22 Sold $850,000 +3.0% $519 / Sq Ft
07/04/2022 07/04/22 Pending -- -- --
05/31/2022 05/31/22 For Sale $825,000 0.0% $504 / Sq Ft
07/14/2020 07/14/20 Rented $4,250 0.0% --
07/12/2020 07/12/20 Under Contract -- -- --
07/07/2020 07/07/20 Price Changed $4,250 -15.0% $3 / Sq Ft
07/01/2020 07/01/20 For Rent $5,000 -58.3% --
06/15/2020 06/15/20 Rented $12,000 -98.2% --
06/15/2020 06/15/20 Under Contract -- -- --
06/12/2020 06/12/20 Sold $651,000 0.0% $426 / Sq Ft View Prior Sale
06/12/2020 06/12/20 For Rent $12,000 0.0% --
03/24/2020 03/24/20 For Sale $599,900 0.0% $392 / Sq Ft
07/01/2019 07/01/19 Rented $8,000 0.0% --
05/16/2019 05/16/19 Under Contract -- -- --
04/04/2019 04/04/19 Price Changed $8,000 -5.9% $6 / Sq Ft
02/16/2019 02/16/19 For Rent $8,500 0.0% --
07/23/2014 07/23/14 Sold $395,000 -12.0% $298 / Sq Ft View Prior Sale
06/03/2014 06/03/14 Pending -- -- --
10/28/2013 10/28/13 For Sale $449,000 -- $339 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,852 $483,800 $263,900 $219,900
2024 $10,644 $483,800 $263,900 $219,900
2023 $9,165 $305,800 $187,700 $118,100
2022 $8,994 $305,800 $187,700 $118,100
2021 $8,822 $305,800 $187,700 $118,100
2020 $8,491 $299,500 $187,700 $111,800
2019 $8,256 $291,200 $187,700 $103,500
2018 $7,952 $283,600 $174,000 $109,600
2017 $7,742 $283,600 $174,000 $109,600
2016 $7,513 $283,600 $174,000 $109,600
2015 $6,754 $262,200 $174,000 $88,200
2014 $7,848 $311,800 $225,400 $86,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 170493660

SmartMLS

APN: MADI-000024-000000-000058