$989,000

48 Stone Tavern Ln Unit 2 McHenry, MD 21541

Estimated payment $5,868/month

Total Views 111
3 Beds
2 Baths
1,370 Sq Ft
$722 Price per Sq Ft

Highlights

  • 50 Feet of Waterfront
  • Community Lake
  • 1 Fireplace
  • Accident Elementary School Rated 9+
  • Rambler Architecture
  • Forced Air Heating and Cooling System

About This Home

Enjoy the best of Deep Creek Lake living in this charming 3-bedroom, 2-bath lakefront home offering breathtaking water views and easy, level access to the shoreline. With a shared dock and your own designated dock slip, you can spend your days boating, fishing, or simply soaking in the peaceful surroundings. The open-concept layout features plenty of natural light and scenic lake vistas from nearly every room. Perfectly situated close to restaurants, shops, Wisp Resort, and all area amenities, this home combines relaxation and convenience in one ideal lakefront retreat. Whether you’re seeking a year-round residence, vacation getaway, or investment property, this Deep Creek gem has it all.

Listing Agent

Nina Beitzel

(724) 272-8454 nbeitzel@railey.com Railey Realty, Inc. Listed on: 10/04/2025

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,447

Year Built

  • Built in 1958

Lot Details

  • 50 Feet of Waterfront
  • Home fronts navigable water
  • Property is in excellent condition

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Rambler Architecture
  • Cottage
  • Cabin
  • Shingle Roof

Interior Spaces

  • 1,370 Sq Ft Home
  • Property has 1.5 Levels
  • 1 Fireplace

Bedrooms and Bathrooms

Outdoor Features

  • Water Access
  • Property is near a lake

Utilities

  • Forced Air Heating and Cooling System
  • Well
  • Electric Water Heater

Community Details

  • Association fees include snow removal, lawn maintenance
  • Deep Creek Lake Subdivision
  • Community Lake

Listing and Financial Details

  • Tax Lot 2
  • Assessor Parcel Number 1218052857

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,447

Year Built

Built in 1958

Lot Details

0

HOA Fees

$150 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler, Cottage, Cabin/Lodge
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1958
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Other
  • Levels Count: 1.5
  • Basement: No
  • Total Sq Ft: 1370
  • Living Area Sq Ft: 1370
  • Price Per Sq Ft: 721.90
  • Above Grade Finished Sq Ft: 1370
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Roof: Shingle
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Limited Hours Of Personal Watercraft Operation (PWC), Private Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: No
  • Water Frontage In Feet: 50

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 150.00
  • Condo Co-Op Fee Frequency: Monthly
  • HOA Condo Co-Op Amenities: Lake
  • HOA Condo Co-Op Fee Includes: Snow Removal, Lawn Maintenance, Pier/Dock Maintenance
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Units: Square Feet
  • Property Condition: Excellent
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5447.00
  • Assessor Parcel Number: 1218052857
  • Tax Lot: 2
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Shared

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,336 $536,067 $0 $0
2024 $5,727 $466,333 $0 $0
2023 $4,910 $396,600 $228,000 $168,600
2022 $4,636 $371,500 $0 $0
2021 $4,358 $346,400 $0 $0
2020 $4,042 $321,300 $213,700 $107,600
2019 $4,042 $321,300 $213,700 $107,600
2018 $3,830 $321,300 $213,700 $107,600
2017 $3,806 $323,500 $0 $0
2016 -- $323,500 $0 $0
2015 -- $323,500 $0 $0
2014 -- $364,400 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/04/2025 10/04/25 For Sale $989,000 +135.5% $722 / Sq Ft
09/16/2019 09/16/19 Sold $420,000 -4.5% $307 / Sq Ft View Prior Sale
06/04/2019 06/04/19 Price Changed $439,900 -5.4% $321 / Sq Ft
02/26/2019 02/26/19 For Sale $464,900 -- $339 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $420,000 Sage Title Group Llc
Deed -- --
Interfamily Deed Transfer -- None Available
Deed -- --
Deed $465,000 --
Deed $465,000 --
Deed $152,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $268,800 No Value Available
Previous Owner $372,000 Purchase Money Mortgage
Previous Owner $372,000 Purchase Money Mortgage
Closed $0 New Conventional
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDGA2010530

Bright MLS

APN: 18-052857