$999,900
PENDING $300K PRICE DROP

48 Summit Oaks Cir Denison, TX 75020

Denison Area

Estimated payment $7,782/month

Total Views 133,147
5 Beds
6 Baths
6,414 Sq Ft
$156 Price per Sq Ft

Highlights

  • Solar Power System
  • Two Primary Bedrooms
  • 1 Acre Lot
  • Pottsboro Elementary School Rated 9+
  • Gated Community
  • Dual Staircase

About This Home

Seller willing to offer concessions or financing incentives! Your luxury lifestyle awaits with this incredibly well cared for brick estate in Summit Oaks, Denison's sought-after gated community halfway between downtown Denison and Pottsboro - just minutes from lake Texoma. No detail was spared in the design of this sprawling brick 5 bed, 6 bath house on a hill. Impeccable craftsmanship shines through the custom woodwork throughout. Right off the front entry is a spacious office or study room, opposite the formal dining room with decorative lighting and built-in serving bar. The living areas boast beautiful hardwood floors, natural & recessed lighting, high ceilings with crown molding, & custom wood built-ins including a wet bar. Chef's kitchen with top-grade stainless steel appliances, pot-filler, and a plethora of cabinet space. Breakfast area adjacent to kitchen sits right off the indoor brick porch with floor-to-ceiling doors & windows and built-in grill. Master bedroom features a private outdoor porch with treetop views, massive walk-in closet with endless storage, cedar closet, and ensuite bath with walk-in shower, jetted tub, and stained-glass window. Two separate staircases lead upstairs to bedrooms, bonus room, bathrooms, and movie theatre. While you're up there, don't miss seeing the incredibly well-insulated attic complete with spray foam insulation. This beautiful property sits on an acre with a large backyard, shaded wood pergola, brick patio & beautiful landscaping. Solar panels are owned and convey with the property, and utility bills are very low considering the size of the home! Ask agent for utility bill info. Pool renderings are also available. Roof was replaced in 2023. This is a one of a kind property! Call your favorite Realtor and schedule your viewing today.

Listing Agent

Stacey Olmstead

PARAGON, REALTORS Brokerage Phone: 903-893-8174 License #0480076 Listed on: 09/02/2025

PARAGON, REALTORS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $25,487

Year Built

  • Built in 2009

Lot Details

  • 1 Acre Lot
  • Security Fence
  • Gated Home
  • Front Yard Fenced and Back Yard
  • Wire Fence
  • Landscaped
  • Irregular Lot
  • Sprinkler System
  • Partially Wooded Lot
  • Many Trees
  • Lawn

HOA Fees

  • $167 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Inside Entrance
  • Side Facing Garage
  • Multiple Garage Doors
  • Circular Driveway

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Composition Roof

Interior Spaces

  • 6,414 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Central Vacuum
  • Dual Staircase
  • Home Theater Equipment
  • Wired For Sound
  • Built-In Features
  • Dry Bar
  • Woodwork
  • Crown Molding
  • Paneling
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Decorative Lighting
  • Wood Burning Fireplace
  • Fireplace Features Masonry
  • Window Treatments
  • Living Room with Fireplace

Kitchen

  • Breakfast Area or Nook
  • Double Oven
  • Gas Oven
  • Gas Cooktop
  • Warming Drawer
  • Microwave
  • Dishwasher
  • Wine Cooler
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Brick
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Double Master Bedroom
  • Cedar Closet
  • Walk-In Closet
  • In-Law or Guest Suite
  • Double Vanity

Laundry

  • Laundry in Utility Room
  • Washer and Electric Dryer Hookup

Home Security

  • Security Gate
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient Insulation
  • Solar Power System
  • Solar Heating System

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Rain Gutters

Schools

  • Pottsboro Elementary And Middle School
  • Pottsboro High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Water Purifier
  • Water Softener
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Legal Lot and Block 16 / 1
  • Assessor Parcel Number 260403

Community Details

Overview

  • Association fees include all facilities, management, ground maintenance, maintenance structure, security
  • Summit Oaks Ranch Poa
  • Summit Oaks Ranch Phasetwo Subdivision

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$25,487

Year Built

Built in 2009

Lot Details

1 Acres

HOA Fees

$167 per month

Parking

3

Listing Details

  • OWNERNAME: Estate of George J. McGahren
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional, Detached
  • Unit Levels: Two
  • Security: Carbon Monoxide Detector(s), Security Gate, Gated Community, Smoke Detector(s)
  • Year Built Details: Preowned
  • Attribution Contact: 903-893-8174
  • Co List Office Mls Id: PARA00TO
  • Structure Type: House
  • HumanModifiedYN: Yes
  • UniversalParcelId: urn:reso:upi:2.0:US:48181:260403
  • Special Features: VirtualTour
  • Year Built: 2009

Interior Features

  • Square Footage: 6414.0
  • Windows: Window Coverings
  • Fireplace Features: Living Room, Masonry, Wood Burning
  • Interior Amenities: Wet Bar, Built-in Features, Cedar Closet(s), Central Vacuum, Dry Bar, Decorative/Designer Lighting Fixtures, Double Vanity, Granite Counters, High Speed Internet, In-Law Floorplan, Kitchen Island, Multiple Master Suites, Multiple Staircases, Pantry, Paneling/Wainscoting, Cable TV, Vaulted Ceiling(s), Natural Woodwork, Walk-In Closet(s), Wired for Sound
  • Flooring: Brick, Carpet, Tile, Wood
  • Appliances: Some Gas Appliances, Double Oven, Dishwasher, Gas Cooktop, Disposal, Gas Oven, Microwave, Plumbed For Gas, Water Softener, Warming Drawer, Water Purifier, Wine Cooler
  • Basement YN: No
  • Fireplaces: 1
  • Other Equipment: Home Theater, Irrigation Equipment

Beds/Baths

  • Full Bathrooms: 4
  • Half Bathrooms: 2
  • Total Bedrooms: 5

Exterior Features

  • Foundation: Slab
  • Community Features: Gated
  • Fencing: Back Yard, Front Yard, Gate, Security, Wire
  • Roof: Composition, Shingle
  • Construction Materials: Brick
  • Exterior Features: Deck, Private Yard, Rain Gutters
  • Pool Features: None
  • Waterfront: No
  • Patio And Porch Features: Rear Porch, Front Porch, Glass Enclosed, Other, Side Porch, Covered, Deck
  • RoadFrontageType: All Weather Road
  • RoadSurfaceType: Asphalt

Garage/Parking

  • Cooling System: Central Air, Ceiling Fan(s), Multi Units
  • Garage Spaces: 3.0
  • Total Covered Spaces: 3.0
  • Parking Features: Circular Driveway, Door-Multi, Door-Single, Driveway, Garage, Inside Entrance, Garage Faces Side
  • Attached Garage YN: Yes
  • GarageYN: Yes

Utilities

  • Sewer: Septic Tank
  • Heating: Central, Fireplace(s), Solar
  • LaundryFeatures: Washer Hookup, Electric Dryer Hookup, Laundry in Utility Room
  • Utilities: Septic Available, Water Available, Cable Available
  • Heating Yn: Yes

Condo/Co-op/Association

  • HOA Fee Includes: All Facilities, Association Management, Maintenance Grounds, Maintenance Structure, Security
  • Association Fee: 1000.0
  • Association Fee Frequency: Semi-Annually
  • Association Name: Summit Oaks Ranch POA

Schools

  • Elementary School: Pottsboro
  • High School: Pottsboro
  • Junior High Dist: Pottsboro ISD

Green Features

  • Efficiency: Appliances, Insulation
  • GreenEnergyGeneration: Solar

Lot Info

  • PropertyAttachedYN: No
  • Lot Features: Back Yard, Hardwood Trees, Irregular Lot, Lawn, Landscaped, Many Trees, Sprinkler System, Wooded
  • Lot Size Units: Acres
  • Lot Size Area: 1.0
  • Parcel Number: 260403
  • Lot Size Acres: 1.0
  • Lot Size Sq Ft: 43560.0

Building Info

  • Year Built: 2009
  • SeniorCommunityYN: No

Tax Info

  • TaxBlock: 1
  • Tax Lot: 16
  • Tax Annual Amount: 25487.0

MLS Schools

  • MiddleOrJuniorSchool: Pottsboro

Matterport 3D Tour

Floorplans

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $28,269 $1,522,508 $162,214 $1,360,294
2024 $26,419 $1,259,512 $0 $0
2023 $8,175 $1,145,010 $0 $0
2022 $23,170 $1,040,918 $0 $0
2021 $21,559 $974,754 $70,000 $904,754
2020 $20,132 $860,263 $23,500 $836,763
2019 $20,218 $841,546 $23,500 $818,046
2018 $18,833 $816,940 $23,500 $793,440
2017 $17,357 $772,561 $23,500 $749,061
2016 $15,779 $641,841 $23,500 $618,341
2015 $0 $616,240 $23,500 $592,740
2014 -- $620,820 $38,000 $582,820
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/08/2026 07/08/26 Pending -- -- --
04/27/2026 04/27/26 Price Changed $999,900 -9.1% $156 / Sq Ft
01/16/2026 01/16/26 Price Changed $1,100,000 -15.4% $171 / Sq Ft
09/02/2025 09/02/25 For Sale $1,300,000 -- $203 / Sq Ft
Source: North Texas Real Estate Information Systems (NTREIS)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Warranty Deed -- None Available
Warranty Deed -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $365,000 New Conventional
Source: Public Records

About the Listing Agent

Stacey Olmstead

PARAGON, REALTORS

(430) 231-5216

Section Image

Stacey work with the expertise and empathy to create happy moves and happy clients. With impressive credentials that include her real estate training and local market knowledge, she offers a unique level of service including: the ability to listen and hear what clients are saying, and often not saying, about their real estate needs, desires, and dreams.

She has the knowledge and patience to counsel clients in making the right choices regarding one of their biggest investments in life.

Stacey's Other Listings

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  • 1526 N Lockhart St, Sherman, TX 75092

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  • 1316 Preston Dr, Sherman, TX 75092

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    • 1316 Preston Dr
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  • 1033 Addison Ave, Pottsboro, TX 75076

    $345,000 Sold Jan 15, 2026

    • 3 Beds
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    • 1,924 Sq Ft
    • 1033 Addison Ave
    • Pottsboro, TX

    Welcome home to Fountain Creek Estates! This charming 3 bed, 2 bath presents the perfect opportunity to make this home your own. Great layout with open concept floorplan. Tall and transom windows in living and dining areas let in lots of natural light, and coffered ceilings create an even more spacious feel. Crown molding, arched doorways, and plantation shutters elevate the charm of this home.

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  • 1426 Andy Dr, Sherman, TX 75092

    $315,000 Sold Apr 10, 2026

    • 3 Beds
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    • 1426 Andy Dr
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    This precious brick home in the heart of west Sherman is cute, clean, and move-in ready! There are so many things to love about this charming mid-century ranch-style home. From the first glance you will notice the cute curb appeal and neat landscaping welcoming you in. Step inside the front door and notice the many ways this home has been well-maintained and cared for, including tasteful upgrades

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  • 811 Russell Ln, Denison, TX 75021

    $2,150,000 Sold Apr 27, 2026

    • 4 Beds
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    • 7,092 Sq Ft
    • 811 Russell Ln
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    Welcome to 811 Russell Lane, your private escape nestled on 26+ acres of picturesque pastureland. This striking massive custom-built home offers the perfect blend of comfort and luxury. Perfect for both entertaining and peaceful living, this home is an architectural masterpiece, showcasing its custom design, high-end features, and impressive wood craftsmanship throughout. As you enter the home,

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  • 162 Shady Oaks Cir, Sherman, TX 75092

    $630,000 Sold Jun 01, 2026

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    • 162 Shady Oaks Cir
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    Welcome to your own private escape on 2 acres on the outskirts of west Sherman. Tucked away on a private road nestled among the trees, this home sits in the perfect country-like setting while still being inside city limits and conveniently located near FM 1417, highway 82, Sherman High School, and Pecan Grove Park. Approaching the property, you will drive through a wrought-iron private gate at

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  • 224 W Dexter St, Sherman, TX 75092

    $209,000 Sold Dec 11, 2025

    • 3 Beds
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    Move-in ready!! This charming west Sherman home has been completely renovated and is ready for new owners. Conveniently located just blocks away from Fairview Park, this home is the perfect location for your next starter home or investment property. Recently updated from a 2-1 to a 3-2, this home has been updated from the inside out! Fresh paint and new LVP flooring throughout, new windows,

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Source: North Texas Real Estate Information Systems (NTREIS)

MLS Number: 21048575

North Texas Real Estate Information Systems (NTREIS)

APN: 260403

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