$255,000
SOLD DEC 5, 2025

480 E Adair St Owenton, KY 40359

4 Beds
2 Baths
-- Sq Ft
131,116 Sq Ft Lot

Recently Sold

14% Below List Price

50 Days on Market

Highlights

  • Partially Wooded Lot
  • No HOA
  • Covered Patio or Porch
  • Ranch Style House
  • Neighborhood Views
  • Fireplace

About This Home

As of December 2025

This spacious brick home offers the perfect blend of suburban tranquility and convenient access to city amenities. With 4 bedrooms and 2 baths, it's ideal for families or anyone seeking room to grow. The partially finished basement features a recreation space and kitchenette, offering endless opportunity. Enjoy the peace and privacy of a home just outside the city limits on 3 acres +/-. Don't miss the opportunity to make this versatile property your own!

Last Agent to Sell the Property

Bentley Bush

Bush Realty Brokerage Phone: 502-593-5086 License #182019 Listed on: 09/16/2025

Co-Listed By

Seth Bush

Bush Realty Brokerage Phone: 502-593-5086 License #290168

Last Buyer's Agent

Outside Agent

Outside Sales

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1973

Lot Details

  • 3.01 Acre Lot
  • Brush Vegetation
  • Level Lot
  • Cleared Lot
  • Partially Wooded Lot

Parking

  • Driveway

Home Design

  • Ranch Style House
  • Brick Veneer
  • Block Foundation
  • Shingle Roof

Interior Spaces

  • Dry Bar
  • Ceiling Fan
  • Fireplace
  • Double Hung Windows
  • Family Room
  • Living Room
  • Neighborhood Views
  • Washer and Electric Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Dishwasher

Flooring

  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms
  • Shower Only

Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom
  • Laundry in Basement

Outdoor Features

  • Covered Patio or Porch
  • Shed

Schools

  • Owen County Elementary School
  • Maurice Bowling Middle School
  • Owen County High School

Utilities

  • Window Unit Cooling System
  • Radiant Heating System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 061-20-00-075.33

Home Details

Home Type

Single Family

Year Built

Built in 1973

Lot Details

3.01 Acres

Listing Details

  • Cooling: Window Unit(s)
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 3.01
  • Year Built: 1973
  • Lot Size: 3.1 ac.
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: o432500828
  • Co List Office Phone: 502-484-2295
  • Ownership: Consumer
  • Directions: 480 E Adair Street, Owenton, KY
  • Architectural Style: Ranch
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Attribution Contact: 502-593-5086
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Owen County Elementary
  • Location Tax Legal Info:Middle or Junior School: Maurice Bowling Middle School
  • Location Tax Legal Info:High School: Owen County High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: 3.1 ac.
  • Architecture:Ranch: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities Electric Company: KU
  • Water Company: KY American
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 3.01
  • Structure Type:House: Yes
  • Location Tax Legal Info:Tax ID: 061-20-00-075.33
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Other Structures:Shed(s): Yes
  • Laundry Features:In Basement: Yes
  • Cooling:Window Unit(s): Yes
  • Vegetation:Partially Wooded: Yes
  • Vegetation:Brush: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Dry Bar
  • Basement: Full Finished Bath, Full
  • Heating: See Remarks, Radiant, Electric
  • Levels: One
  • Property Type: Residential
  • Appliances: Electric Oven, Dishwasher, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace: No
  • Window Features: Double Hung
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Basement:Full Finished Bath: Yes
  • Basement:Laminate Flooring8: Yes
  • Basement:Dry Bar5: Yes
  • Basement:Vinyl Flooring8: Yes

Exterior Features

  • View: Neighborhood
  • Roof: Shingle
  • Lot Features: Cleared, Level, Wooded
  • View: Yes
  • Construction Type: Brick Veneer
  • Foundation Details: Block
  • Other Structures: Shed(s)
  • Patio And Porch Features: Covered, Porch
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Double Hung: Yes
  • Lot Features:Wooded: Yes
  • Construction Materials:Brick Veneer: Yes
  • Lot Features:Level: Yes
  • Lot Features:Cleared: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, In Basement, Washer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Electric2: Yes
  • Heating:Radiant2: Yes
  • Heating:See Remarks42: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Owen County Elementary
  • Junior High Dist: Owen Co Public
  • High School: Owen County High
  • Middle Or Junior School: Maurice Bowling Middle School

Lot Info

  • Lot Size Sq Ft: 131115.6
  • Zoning Description: Residential

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Floorplans

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 16, 2025
Closed on
Dec 4, 2025
Sold by
Towles Bradley S and Towles Timberly D
Bought by
Collins Trace and Clements Samantha
Seller's Agent
Bentley Bush
Bush Realty
Buyer's Agent
Outside Agent
Outside Sales
List Price
$294,900
Sold Price
$255,000
Premium/Discount to List
-$39,900
-13.53%
Views
1121
Current Estimated Value
$251,922

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,078
Avg. Annual Appreciation
-4.74%
Original Mortgage
$260,482
Outstanding Balance
$260,482
Interest Rate
4%
Mortgage Type
VA
Estimated Equity
-$8,560

Purchase Details

Closed on
Oct 9, 2018
Sold by
Vicki House
Bought by
Towles Bradley and Towles Timberly

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,000
Interest Rate
4.71%

Purchase Details

Closed on
Feb 4, 2016
Sold by
Towles Donald R and Towles Lynda B
Bought by
Towles Bradley S and Towles Timberly D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$219,193
Interest Rate
4.04%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
May 19, 2005
Sold by
Bibb Nancy and Towles Lynda
Bought by
Towles Don and Towles Lynda Bibb
Source: Public Records
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $255,000 None Listed On Document
Deed $84,500 --
Deed $138,607 None Available
Warranty Deed $106,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $260,482 VA
Previous Owner $146,000 No Value Available
Previous Owner -- No Value Available
Previous Owner $219,193 Future Advance Clause Open End Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/05/2025 12/05/25 Sold $255,000 -1.9% --
11/05/2025 11/05/25 Pending -- -- --
10/14/2025 10/14/25 Price Changed $259,900 -5.5% --
10/01/2025 10/01/25 Price Changed $274,900 -6.8% --
09/16/2025 09/16/25 For Sale $294,900 -- --
Source: Northern Kentucky Multiple Listing Service

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,675 $138,600 $0 $0
2024 $1,630 $138,600 $0 $0
2023 $1,646 $138,600 $0 $0
2022 $1,628 $138,600 $0 $0
2021 $1,629 $138,600 $15,000 $123,600
2020 $1,663 $138,600 $15,000 $123,600
2019 $167 $138,600 $0 $0
2018 $1,611 $138,600 $0 $0
2017 $1,581 $138,600 $0 $0
2016 $1,593 $138,600 $0 $0
2015 $1,223 $106,900 $10,000 $96,900
2013 $1,139 $106,900 $0 $0
2012 $1,139 $106,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 636423

Northern Kentucky Multiple Listing Service

APN: 061-20-00-075.33

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