Seller's Agent in 2024
Blaire Hancock
Simple Fee Realty
(859) 221-5050
1 in this area
173 Total Sales
480 Ruschman Dr Cold Spring, KY 41076
Estimated Value: $631,000 - $782,000
3
Beds
3
Baths
3,500
Sq Ft
$195/Sq Ft
Est. Value
Highlights
- In Ground Pool
- 1.11 Acre Lot
- Tiered Deck
- Donald E. Cline Elementary School Rated A
- Open Floorplan
- Family Room with Fireplace
About This Home
As of May 2024Open House Saturday (4.27) 1-3pm. This beautiful home checks all the boxes! Large ranch with open floor plan sitting on a 1.11 acre wooded lot with a wonderful view of the valley! Features include first floor master bedroom with tray ceiling/large walk-in closet with custom shelves/upgraded bathroom and wonderful view, 2 gas fireplaces, real hardwood floors, custom tile and stone, first floor laundry, 2 car garage with oversized doors, finished walkout lower level with wet bar/full bath/recreation room. The outdoor living area is amazing for entertaining and includes a screened in porch, multi-level deck, stamped concrete patio, and a low maintenance Gunite pool with heater. Lawn has an irrigation system and custom lighting. No HOA fees or city taxes!
Last Agent to Sell the Property
Simple Fee Realty License #223305 Listed on: 04/25/2024
Last Buyer's Agent
The Cindy Shetterly Team
Keller Williams Realty Servs
Home Details
Home Type
- Single Family
Year Built
- Built in 2003
Lot Details
- 1.11 Acre Lot
- Property fronts a county road
- Aluminum or Metal Fence
Parking
- 2 Car Garage
- Oversized Parking
- Side Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Ranch Style House
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
Interior Spaces
- 3,500 Sq Ft Home
- Open Floorplan
- Wet Bar
- Built-In Features
- Bookcases
- Woodwork
- Tray Ceiling
- Ceiling Fan
- Chandelier
- Gas Fireplace
- Vinyl Clad Windows
- Panel Doors
- Entrance Foyer
- Family Room with Fireplace
- 2 Fireplaces
- Family Room with entrance to outdoor space
- Living Room
- Breakfast Room
- Home Office
- Storage
- Valley Views
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Electric Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
- Walk-In Closet
- 3 Full Bathrooms
- Double Vanity
- Soaking Tub
Laundry
- Laundry Room
- Laundry on main level
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
- Stubbed For A Bathroom
Outdoor Features
- In Ground Pool
- Tiered Deck
- Enclosed Patio or Porch
- Exterior Lighting
Schools
- Donald E.Cline Elementary School
- Campbell County Middle School
- Campbell County High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Underground Utilities
- 220 Volts
- Septic Tank
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 999-99-19-849.13
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 25, 2024
Closed on
May 28, 2024
Sold by
Fryman Shelby A and Fryman Sue E
Bought by
Gudenau Matthew David
Seller's Agent
Blaire Hancock
Simple Fee Realty
Buyer's Agent
The Cindy Shetterly Team
Keller Williams Realty Servs
List Price
$725,000
Sold Price
$715,000
Premium/Discount to List
-$10,000
-1.38%
Views
297
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$31,524
Avg. Annual Appreciation
-2.76%
Original Mortgage
$572,000
Outstanding Balance
$563,296
Interest Rate
7.1%
Mortgage Type
New Conventional
Estimated Equity
$120,180
Purchase Details
Closed on
Aug 8, 2006
Sold by
Dardzinski Bernard J
Bought by
Fryman Shelby A and Fryman Sue E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.74%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 24, 2005
Sold by
Dardzinski Bernard J and Dardzinski Judith A
Bought by
Dardzinski Bernard J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$340,000
Interest Rate
5.64%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 27, 2004
Sold by
Buten Brothers Inc
Bought by
Dardzinski Bernard J and Dardzinski Judith A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,000
Interest Rate
5.54%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 10, 2002
Sold by
Buten Holdings Llc
Bought by
Buten Brothers Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$288,500
Interest Rate
5.6%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 20, 2000
Sold by
Buten Brothers Inc
Bought by
Buten James M and Buten Robert E
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Gudenau Matthew David | $715,000 | 360 American Title | |
| Fryman Shelby A | $385,000 | Advanced Land Titlie Agency | |
| Dardzinski Bernard J | -- | Fidelity Land Title Agency | |
| Dardzinski Bernard J | $407,000 | Fidelity Land Title Agency | |
| Buten Brothers Inc | $50,000 | -- | |
| Buten James M | $322,468 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Gudenau Matthew David | $572,000 | |
| Previous Owner | Fryman Shelby A | $200,000 | |
| Previous Owner | Dardzinski Bernard J | $340,000 | |
| Previous Owner | Dardzinski Bernard J | $275,000 | |
| Previous Owner | Buten Brothers Inc | $288,500 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/28/2024 05/28/24 | Sold | $715,000 | -1.4% | $204 / Sq Ft |
| 04/29/2024 04/29/24 | Pending | -- | -- | -- |
| 04/25/2024 04/25/24 | For Sale | $725,000 | -- | $207 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,096 | $715,000 | $75,000 | $640,000 |
| 2024 | $5,096 | $415,000 | $55,000 | $360,000 |
| 2023 | $4,980 | $415,000 | $55,000 | $360,000 |
| 2022 | $5,154 | $415,000 | $55,000 | $360,000 |
| 2021 | $5,154 | $415,000 | $55,000 | $360,000 |
| 2020 | $4,837 | $385,000 | $50,000 | $335,000 |
| 2019 | $4,753 | $385,000 | $50,000 | $335,000 |
| 2018 | $4,785 | $385,000 | $50,000 | $335,000 |
| 2017 | $4,721 | $385,000 | $50,000 | $335,000 |
| 2016 | $4,636 | $385,000 | $0 | $0 |
| 2015 | $4,710 | $385,000 | $0 | $0 |
| 2014 | $4,591 | $385,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Blaire Hancock
-
Jim Murray
Seller Co-Listing Agent in 2024
Jim Murray
Simple Fee Realty
(859) 802-3733
3 in this area
182 Total Sales
-
T
Buyer's Agent in 2024
The Cindy Shetterly Team
Keller Williams Realty Servs
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 622255
APN: 999-99-19-849.13
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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