481 Charles Ct South Elgin, IL 60177
Estimated Value: $314,970 - $334,000
3
Beds
2
Baths
1,624
Sq Ft
$202/Sq Ft
Est. Value
Highlights
- Fenced Yard
- Detached Garage
- Patio
- South Elgin High School Rated A-
- Breakfast Bar
- Property is near a bus stop
About This Home
As of May 2019Move-in-ready, 3-bedroom, 2-full-bath home is located in a low-traffic neighborhood. Lots of work space in this large kitchen with newer appliances, 42" cabinets, spacious area for a table, and access to the back patio. Large windows in the living room allow for the perfect amount of natural light. Cozy finished lower-level family room with fireplace adds extra living space. New carpet and freshly painted throughout. Crawl space for additional storage. Good-sized backyard with 2-car detached garage. Conveniently located to stores/restaurants.
Last Agent to Sell the Property
Baird & Warner Fox Valley - Geneva License #471020940 Listed on: 03/28/2019
Last Buyer's Agent
Amanda Lopez
@properties Christie's International Real Estate License #475171591
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,416
Year Built | Renovated
- 1977 | 2013
Lot Details
- East or West Exposure
- Fenced Yard
Parking
- Detached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Tri-Level Property
- Brick Exterior Construction
- Slab Foundation
- Frame Construction
- Asphalt Shingled Roof
- Aluminum Siding
Kitchen
- Breakfast Bar
- Oven or Range
- Microwave
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Water Softener is Owned
Additional Features
- Laminate Flooring
- Separate Shower
- Finished Basement Bathroom
- Patio
- Property is near a bus stop
Listing and Financial Details
- $5,000 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Nov 13, 2020
Sold by
Selio Christina M and Morris Melissa A
Bought by
Selio Christina M and Morris Melissa A
Total Days on Market
19
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,215
Outstanding Balance
$198,019
Interest Rate
2.75%
Mortgage Type
FHA
Estimated Equity
$140,537
Purchase Details
Closed on
Jan 10, 2020
Sold by
Selio Christina M and Selio Melissa A
Bought by
Selio Christina M and Selio Melissa A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$219,275
Interest Rate
4.37%
Mortgage Type
FHA
Purchase Details
Listed on
Mar 28, 2019
Closed on
May 14, 2019
Sold by
Snerson Gary
Bought by
Selio Christina M and Selio Melissa A
Seller's Agent
Gustin Harshbarger
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Amanda Lopez
@properties Christie's International Real Estate
List Price
$228,000
Sold Price
$222,000
Premium/Discount to List
-$6,000
-2.63%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.20%
Original Mortgage
$217,979
Interest Rate
5%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 18, 2018
Sold by
M & Jm Holdings Llc
Bought by
Dechomai Asset Trust
Purchase Details
Closed on
Oct 1, 2010
Sold by
Fahnestock Robert W and Fahnestock Tracie N
Bought by
M & Jm Holdings Llc
Purchase Details
Closed on
Jan 21, 2000
Sold by
Rohrsen Lorna J
Bought by
Fahnestock Robert W and Fahnestock Tracie N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,850
Interest Rate
11.15%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 6, 2000
Sold by
Rohrsen Randy Ray and Rhorsen Randy R
Bought by
Rohrsen Lorna J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,850
Interest Rate
11.15%
Mortgage Type
Purchase Money Mortgage
Similar Homes in South Elgin, IL
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Selio Christina M | -- | None Available | |
| Selio Christina M | -- | Attorney | |
| Selio Christina M | -- | Fidelity National Title | |
| Dechomai Asset Trust | -- | Attorney | |
| M & Jm Holdings Llc | $142,500 | None Available | |
| Fahnestock Robert W | $141,000 | Advanced Title Services Inc | |
| Rohrsen Lorna J | $141,000 | Advanced Title Services Inc |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Selio Christina M | $9,741 | |
| Closed | Selio Christina M | $7,425 | |
| Closed | Selio Christina M | $7,861 | |
| Open | Selio Christina M | $220,215 | |
| Closed | Selio Christina M | $219,275 | |
| Closed | Selio Christina M | $217,979 | |
| Previous Owner | Fahnestock Robert W | $25,000 | |
| Previous Owner | Fahnestock Robert W | $161,500 | |
| Previous Owner | Fanestock Robert W | $21,750 | |
| Previous Owner | Fahnestock Robert W | $129,200 | |
| Previous Owner | Fahnestock Robert W | $119,850 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/15/2019 05/15/19 | Sold | $222,000 | +1.0% | $137 / Sq Ft |
| 04/16/2019 04/16/19 | Pending | -- | -- | -- |
| 04/10/2019 04/10/19 | Price Changed | $219,900 | -3.6% | $135 / Sq Ft |
| 03/28/2019 03/28/19 | For Sale | $228,000 | -- | $140 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $6,416 | $84,929 | $19,086 | $65,843 |
| 2022 | $6,112 | $77,440 | $17,403 | $60,037 |
| 2021 | $5,749 | $72,401 | $16,271 | $56,130 |
| 2020 | $5,571 | $68,744 | $15,533 | $53,211 |
| 2019 | $5,901 | $65,483 | $14,796 | $50,687 |
| 2018 | $5,814 | $61,689 | $13,939 | $47,750 |
| 2017 | $5,553 | $58,318 | $13,177 | $45,141 |
| 2016 | $5,326 | $54,104 | $12,225 | $41,879 |
| 2015 | -- | $49,591 | $11,205 | $38,386 |
| 2014 | -- | $46,937 | $11,067 | $35,870 |
| 2013 | -- | $48,175 | $11,359 | $36,816 |
Source: Public Records
Agents Affiliated with this Home
-
Gustin Harshbarger
Seller's Agent in 2019
Gustin Harshbarger
Baird Warner
(630) 939-9105
97 Total Sales
-
Buyer's Agent in 2019
Amanda Lopez
@ Properties
(630) 656-7126
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10308258
APN: 06-34-221-009
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