NOT LISTED FOR SALE

4812 Windmill Point Rd White Stone, VA 22578

Estimated Value: $348,000 - $426,000

2 Beds
2 Baths
1,584 Sq Ft
$240/Sq Ft Est. Value

Last Sold October 28, 2024

Last sale price $360,000 $227 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $2,104/month

55 Days on Market

Highlights

  • Bay View
  • Wood Burning Stove
  • Main Floor Bedroom
  • Deck
  • Wood Flooring
  • No HOA

About This Home

As of October 2024

Cozy 2 ensuite bedroom cottage (one on each floor) with lots of surrounding privacy on 2 acres. Convenient to the Tri-Cities of White Stone, Irvington & Kilmarnock. Creatively "RIVAH" decorated and updated with all the modern conveniences - OFFERED FULLY FURNISHED AND READY TO MOVE IN OR RENT OUT - right down to the silverware! Documented history of (5) years of rental income for investment property or a relaxing water-view home. Water views of Little Bay and privacy on 2.18 acres. Flood insurance is $670 annually. New Roof in 2023 - 4 new Mini-Split HVAC Systems in 2024 & new Engineered Septic in 2019. Separate Storage Shed sold "AS IS".

Last Agent to Sell the Property

John Mecke

Isabell K. Horsley R. E., Ltd. Brokerage Phone: 8047582430 License #0225194720 Listed on: 08/08/2024

Last Buyer's Agent

Non-MLS Non-MLS

Non-MLS Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,120

Year Built

  • Built in 1880

Lot Details

  • 2.18 Acre Lot
  • Zoning described as A-1

Home Design

  • Cottage
  • Slab Foundation
  • Asbestos
  • HardiePlank Type
  • Stucco

Interior Spaces

  • 1,584 Sq Ft Home
  • 2-Story Property
  • Sheet Rock Walls or Ceilings
  • Ceiling Fan
  • Fireplace
  • Wood Burning Stove
  • Dining Area
  • Screened Porch
  • Bay Views

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Range with Range Hood
  • Microwave

Flooring

  • Wood
  • Pine Flooring
  • Laminate

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Main Floor Bedroom
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

  • Security Lights
  • Storm Windows
  • Fire and Smoke Detector

Parking

  • Stone Driveway
  • Open Parking

Outdoor Features

  • Deck
  • Shed

Utilities

  • Cooling Available
  • Forced Air Heating System
  • 200+ Amp Service
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Property is used as a vacation rental
  • Assessor Parcel Number 36 68

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,120

Year Built

Built in 1880

Lot Details

0

Listing Details

  • Property Sub Type: Water View Residential
  • Prop. Type: Residential
  • Lot Size Acres: 2.1806
  • Road Surface Type: PAVED
  • Water Body Name: Little Bay
  • Subdivision Name: None
  • Architectural Style: Cottage
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Two
  • Year Built: 1880
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Wood Burning Stove
  • Fireplace: Yes
  • Flooring: Hardwood, Laminate/Wood, Pine
  • Interior Amenities: 1st Floor Bedroom, Special Lighting, Other
  • Living Area: 1584
  • Window Features: Storm Window(s)
  • Dining Room Features: Dining Area, Eat-in Kitchen, Kitchen-Bar

Exterior Features

  • Lot Features: 2-4.9 acres
  • View: Bay
  • View: Yes
  • Construction Type: Asbestos, HardiPlank Type, Stucco, Sheetrock Walls
  • Foundation Details: Slab
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Screened Porch
  • Roof: Age 0-9 yrs

Garage/Parking

  • Attached Garage: No
  • Open Parking: Yes
  • Parking Features: None, Stone Driveway

Utilities

  • Laundry Features: Washer/Dryer Hookup
  • Security: Smoke Detector(s), Security Lights
  • Cooling: Ceiling Fan(s), Electric, Other
  • Cooling Y N: Yes
  • Heating: Electric, Forced Air, Other
  • Heating Yn: Yes
  • Electric: Amps (200)
  • Sewer: Septic Tank
  • Utilities: Cable Available
  • Water Source: Community, Public

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 94986.936
  • Pasture Area: 95004.36
  • Zoning Description: A-1
  • ResoLotSizeUnits: Acres

Rental Info

  • Lease Term: Vacation Rental

Tax Info

  • Tax Annual Amount: 1120
  • Tax Book Number: Lr 2020 0001146
  • Tax Map Number: 36 68

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 8, 2024
Closed on
Oct 21, 2024
Sold by
Smith Michael and Kren John
Bought by
Heath David and Heath Dominique
Seller's Agent
John Mecke
Isabell K. Horsley R. E., Ltd.
Buyer's Agent
Non-MLS Non-MLS
Non-MLS Office
List Price
$389,000
Sold Price
$360,000
Premium/Discount to List
-$29,000
-7.46%
Views
50
Current Estimated Value
$379,650

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,650
Avg. Annual Appreciation
4.31%
Original Mortgage
$210,000
Outstanding Balance
$207,302
Interest Rate
6.2%
Mortgage Type
New Conventional
Estimated Equity
$172,348

Purchase Details

Closed on
Jun 15, 2020
Sold by
Sherrill William L and Sherrill Kathleen M
Bought by
Smith Michael and Kren John

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$207,000
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 13, 2016
Sold by
Sherrill William L
Bought by
Sherrill William L and Sherrill Kathleen M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,704
Interest Rate
3.5%
Mortgage Type
FHA
Source: Public Records
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Purchase History

Date Buyer Sale Price Title Company
Heath David $360,000 Old Republic National Title
Smith Michael $230,000 Lawyers Title/Mid Peninsula
Sherrill William L -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Heath David $210,000
Previous Owner Smith Michael $207,000
Previous Owner Sherrill William L $142,704
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/28/2024 10/28/24 Sold $360,000 -3.7% $227 / Sq Ft
10/02/2024 10/02/24 Pending -- -- --
08/30/2024 08/30/24 Price Changed $374,000 -3.9% $236 / Sq Ft
08/08/2024 08/08/24 For Sale $389,000 -- $246 / Sq Ft
Source: Northern Neck Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,559 $283,400 $40,300 $243,100
2024 $1,559 $283,400 $40,300 $243,100
2023 $1,120 $177,800 $40,300 $137,500
2022 $1,120 $177,800 $40,300 $137,500
2021 $1,120 $177,800 $40,300 $137,500
2020 $1,120 $177,800 $40,300 $137,500
2019 $1,120 $177,800 $40,300 $137,500
2018 $330 $55,900 $22,800 $33,100
2017 $330 $55,900 $22,800 $33,100
2016 -- $55,900 $22,800 $33,100
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2024

    John Mecke

    Isabell K. Horsley R. E., Ltd.

    (804) 577-0363

    13 Total Sales

    John Mecke
    Section Image

  • N

    Buyer's Agent in 2024

    Non-MLS Non-MLS

    Non-MLS Office

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Map

Source: Northern Neck Association of REALTORS®

MLS Number: 117606

APN: 36-68

Virginia Lancaster County White Stone 22578

4812 Windmill Point Rd, White Stone, VA

Not Listed for Sale

Detached

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