NOT LISTED FOR SALE

4825 Saddle Horn Way Cumming, GA 30040

Estimated Value: $633,000 - $694,000

4 Beds
2.5 Baths
2,400 Sq Ft
$273/Sq Ft Est. Value

Last Sold July 16, 2020

Last sale price $397,500 $166 Per Sq Ft

Est. 65% increase in value since last sale

Current estimated payment $4,027/month

Highlights

  • Open-Concept Dining Room
  • Newly Remodeled
  • Separate his and hers bathrooms
  • Sawnee Elementary School Rated A
  • Fishing
  • Ranch Style House

About This Home

As of July 2020

Beautiful recently remodeled ranch home in sought after Waterford subdivision. This home is truly turn key! Light, bright & open concept. Neutral colors & hardwoods throughout. Newer Fisher & Paykel SS appliances, custom Kraftmade cabinets & granite counters. Both full baths have been remodeled with new cabinets, toto toilet & granite counters. Master has his & her walk in closets. Closet has custom cabinets & pull down features for easy access to hanging clothes. Manicured private backyard landscaped by Gibbs Garden with covered patio, gas fire pit & garden area. Restoration hardware lighting & ceiling fans stay!

Last Agent to Sell the Property

Stephanie Cramer

Coldwell Banker Realty License #369729 Listed on: 06/03/2020

Coldwell Banker Realty

Last Buyer's Agent

Cathie Costello

HomeSmart License #343263

HomeSmart

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,659

Year Built

  • Built in 2011 | Newly Remodeled

Lot Details

  • 0.51 Acre Lot
  • Lot Dimensions are 162x102x152x123
  • Cul-De-Sac
  • Wrought Iron Fence
  • Landscaped
  • Level Lot
  • Irrigation Equipment
  • Back Yard Fenced and Front Yard

HOA Fees

  • $71 Monthly HOA Fees

Home Design

  • Ranch Style House
  • Composition Roof
  • Cement Siding
  • Brick Front

Interior Spaces

  • 2,400 Sq Ft Home
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Awning
  • Insulated Windows
  • Entrance Foyer
  • Great Room with Fireplace
  • Family Room
  • Open-Concept Dining Room
  • Breakfast Room
  • Wood Flooring
  • Laundry in Hall

Kitchen

  • Open to Family Room
  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Self-Cleaning Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • Dual Closets
  • Walk-In Closet
  • Separate his and hers bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Whirlpool Bathtub
  • Separate Shower in Primary Bathroom

Attic

  • Attic Fan
  • Pull Down Stairs to Attic

Home Security

  • Security System Owned
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 2 Car Garage
  • Parking Accessed On Kitchen Level
  • Garage Door Opener
  • Driveway Level

Accessible Home Design

  • Accessible Full Bathroom
  • Grip-Accessible Features
  • Accessible Bedroom
  • Accessible Kitchen
  • Kitchen Appliances
  • Accessible Hallway
  • Accessible Doors
  • Accessible Approach with Ramp
  • Accessible Entrance

Eco-Friendly Details

  • ENERGY STAR Qualified Appliances
  • Energy-Efficient Windows
  • Energy-Efficient Thermostat

Outdoor Features

  • Covered Patio or Porch

Schools

  • Sawnee Elementary School
  • Liberty - Forsyth Middle School
  • West Forsyth High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Gas Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 224152
  • Assessor Parcel Number 054 213

Community Details

Overview

  • Waterford Subdivision

Recreation

  • Tennis Courts
  • Community Pool
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,659

Year Built

Built in 2011 | Newly Remodeled

Lot Details

0

HOA Fees

$71 per month

Listing Details

  • Standard Status: Closed
  • Property Type: Residential
  • MLS Status: Closed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Property Condition: New Construction
  • Year Built: 2011
  • Accessibility Features: Accessible Bedroom, Accessible Doors, Accessible Entrance, Accessible Kitchen Appliances, Accessible Full Bath, Grip-Accessible Features, Accessible Kitchen, Accessible Approach with Ramp, Accessible Hallway(s)
  • Levels Stories: One
  • Special Features: NewHome

Property Details

  • Property: Residential Detached

Interior Features

  • Flooring: Hardwood
  • Fireplace Features: Gas Log, Gas Starter, Great Room
  • Number Of Fireplaces: 1
  • Other Equipment: Irrigation Equipment
  • Appliances: Dishwasher, Disposal, Electric Cooktop, Electric Oven, ENERGY STAR Qualified Appliances, Refrigerator, Gas Water Heater, Microwave, Self Cleaning Oven
  • Interior Amenities: Cathedral Ceiling(s), Double Vanity, Disappearing Attic Stairs, High Speed Internet, Entrance Foyer, His and Hers Closets, Tray Ceiling(s), Walk-In Closet(s)
  • Kitchen Features: Breakfast Bar, Breakfast Room, Cabinets Other, Stone Counters, Eat-in Kitchen, Pantry, View to Family Room
  • Common Walls: No Common Walls
  • Additional Rooms: Family Room
  • Dining Room Features: Open Concept
  • Square Footage: 2400.00
  • Spa Features: None
  • Window Features: Insulated Windows

Beds/Baths

  • Total Bedrooms: 4
  • Main Bedrooms: 4
  • Total Bathrooms: 3
  • Total Full Baths: 2
  • Total Half Baths: 1
  • Main Full Bathrooms: 2
  • Main Half Bathrooms: 1
  • Master Bathroom Features: Double Vanity, Separate His/Hers, Separate Tub/Shower, Whirlpool Tub

Exterior Features

  • Other Structures: Garage(s)
  • Construction Materials: Brick Front, Cement Siding
  • Roof Type: Composition
  • Fencing: Back Yard, Wrought Iron
  • Patio And Porch Features: Covered
  • Exterior Features: Awning(s), Private Yard

Garage/Parking

  • Number Of Parking Spaces: 2
  • Parking Features: Garage Door Opener, Kitchen Level, Level Driveway

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Security: Carbon Monoxide Detector(s), Fire Alarm, Smoke Detector(s), Security System Owned
  • Cooling: Attic Fan, Ceiling Fan(s), Central Air
  • Heating: Central
  • Laundry Features: In Hall
  • Utilities: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available
  • Electric: None

Condo/Co-op/Association

  • Community Features: Fishing, Pool, Sidewalks, Street Lights, Tennis Court(s)
  • Association Fee: 850
  • Association Fee Frequency: Annually
  • Association: Yes
  • Subdivision Complex: Waterford

Schools

  • Elementary School: Sawnee
  • Middle School: Liberty - Forsyth
  • High School: West Forsyth

Lot Info

  • Acres: 0.5100
  • Lot: 224152
  • Land/Lot: 1019
  • Section G M D: 1
  • Plat Book: 110
  • Plat Page: 168
  • Lot Features: Back Yard, Cul-De-Sac, Level, Landscaped, Front Yard
  • Lot Dimensions: 162x102x152x123
  • Parcel Number: 054 213
  • Horse Amenities: None
  • Land Lease: No
  • Property Attached Yn: No

Green Features

  • Efficiency: Appliances, Thermostat, Windows
  • Green Energy Generation: None

Tax Info

  • Taxes: 3659.00
  • Assessor Parcel Number: 054-000-213
  • Close Date: 2020-07-16
  • Tax Year: 2019

MLS Schools

  • School Bus Route Elem: Yes
  • School Bus Route High: Yes
  • School Bus Route Middle: Yes
  • Elementary School: Sawnee
  • High School: West Forsyth
  • Middle School: Liberty - Forsyth

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 3, 2020
Closed on
Jul 16, 2020
Sold by
Toplisek Michael D
Bought by
Toplisek Michael D and Toplisek Tara Marie
Seller's Agent
Stephanie Cramer
Coldwell Banker Realty
Buyer's Agent
Cathie Costello
HomeSmart
List Price
$399,999
Sold Price
$397,500
Premium/Discount to List
-$2,499
-0.62%
Current Estimated Value
$655,537

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$258,037
Avg. Annual Appreciation
10.10%
Original Mortgage
$318,000
Outstanding Balance
$282,609
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$372,928

Purchase Details

Listed on
Jun 3, 2020
Closed on
Jul 14, 2020
Sold by
Eilen Jessica Lynn Estate
Bought by
Toplisek Michael D
Seller's Agent
Stephanie Cramer
Coldwell Banker Realty
Buyer's Agent
Cathie Costello
HomeSmart
List Price
$399,999
Sold Price
$397,500
Premium/Discount to List
-$2,499
-0.62%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$318,000
Outstanding Balance
$282,609
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$372,928

Purchase Details

Listed on
Dec 16, 2016
Closed on
Mar 31, 2017
Sold by
Clutter Tim J
Bought by
Brookfield Relocation Inc
Seller's Agent
Debra Wages
Berkshire Hathaway HomeServices Georgia Properties
Buyer's Agent
Deborah Boatright
Berkshire Hathaway HomeServices Georgia Properties
List Price
$352,000
Sold Price
$327,000
Premium/Discount to List
-$25,000
-7.1%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.09%

Purchase Details

Closed on
Sep 15, 2011
Sold by
Patrick Malloy Companies L
Bought by
Clutter Tim J and Clutter Donna A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,174
Interest Rate
4.24%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 3, 2010
Sold by
Patrick Malloy Communities Llc
Bought by
Patrick Malloy Companies Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$217,500
Interest Rate
4.97%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Toplisek Michael D -- --
Toplisek Michael D $397,500 --
Brookfield Relocation Inc $327,000 --
Eilen Jessica L $327,000 --
Clutter Tim J $249,500 --
Patrick Malloy Companies Llc $61,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Toplisek Michael D $318,000
Previous Owner Clutter Tim J $243,174
Previous Owner Patrick Malloy Companies Llc $217,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/16/2020 07/16/20 Sold $397,500 -0.6% $166 / Sq Ft
06/14/2020 06/14/20 Pending -- -- --
06/03/2020 06/03/20 For Sale $399,999 +22.3% $167 / Sq Ft
03/31/2017 03/31/17 Sold $327,000 -3.5% $136 / Sq Ft
03/08/2017 03/08/17 Pending -- -- --
02/08/2017 02/08/17 Price Changed $339,000 -1.6% $141 / Sq Ft
01/23/2017 01/23/17 Price Changed $344,500 -0.7% $143 / Sq Ft
01/10/2017 01/10/17 Price Changed $347,000 -1.4% $144 / Sq Ft
12/16/2016 12/16/16 For Sale $352,000 -- $146 / Sq Ft
Source: First Multiple Listing Service (FMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,944 $255,484 $72,000 $183,484
2024 $5,944 $242,400 $64,000 $178,400
2023 $5,080 $206,376 $52,000 $154,376
2022 $4,199 $142,156 $24,000 $118,156
2021 $3,926 $142,156 $24,000 $118,156
2020 $3,562 $128,988 $24,000 $104,988
2019 $3,659 $132,320 $24,000 $108,320
2018 $3,298 $119,252 $24,000 $95,252
2017 $3,153 $125,980 $24,000 $101,980
2016 $3,153 $125,980 $24,000 $101,980
2015 $2,964 $116,780 $24,000 $92,780
2014 $2,610 $106,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: First Multiple Listing Service (FMLS)

MLS Number: 6732132

First Multiple Listing Service (FMLS)

APN: 054-213