Seller's Agent in 2025
Raquel Ramirez
Innovate Realty, Inc.
(619) 507-7766
30 Total Sales
484 Gardner St El Cajon, CA 92020
2
Beds
1
Bath
1,336
Sq Ft
6,900
Sq Ft Lot
Highlights
- Solar Power System
- Bonus Room
- Crown Molding
- Grossmont High School Rated A-
- 1 Car Attached Garage
- Recessed Lighting
About This Home
As of November 2025Step inside this beautiful upgraded home with a versatile bonus room that offers flexibility for a home office, fitness studio or playroom. Newly updated flooring with crown molding, recessed lighting and an open-concept layout perfect for entertaining. Additional updates include the kitchen with butcher block countertops, stainless steel appliances, stylish subway tile backsplash and a spacious island. The bathroom features a large walk-in shower with designer tile. Outside, enjoy a expansive low-maintenance backyard with artificial turf and a large concrete patio, ideal for gatherings or creating the backyard of your dreams. Energy efficient with leased solar panels, water softener and dual-pane windows. Situated on a large 6,969 sq ft. lot and located just minutes from schools, shops, and freeways, this move-in-ready gem offers both comfort and lifestyle.
Last Agent to Sell the Property
Innovate Realty, Inc. License #02005601 Listed on: 04/20/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1951
Lot Details
- 6,900 Sq Ft Lot
- Wood Fence
- Property is zoned R-1:SINGLE
Parking
- 1 Car Attached Garage
- Garage Door Opener
Home Design
- Shingle Roof
- Stucco
Interior Spaces
- 2 Bedrooms
- 1,336 Sq Ft Home
- 1-Story Property
- Crown Molding
- Recessed Lighting
- Bonus Room
- Gas Range
Laundry
- Dryer
- Washer
Eco-Friendly Details
- Solar Power System
- Solar Heating System
Outdoor Features
- Shed
Utilities
- Central Air
- Cooling System Powered By Gas
Community Details
- El Cajon Subdivision
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 20, 2025
Closed on
Oct 14, 2025
Sold by
Bought by
Seller's Agent
Raquel Ramirez
Innovate Realty, Inc.
Buyer's Agent
Zinah Al Saffar
Exceptional Realty
List Price
$720,000
Sold Price
$700,000
Premium/Discount to List
-$20,000
-2.78%
Views
315
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,411
Avg. Annual Appreciation
4.08%
Original Mortgage
$630,000
Outstanding Balance
$627,613
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$88,798
Purchase Details
Listed on
Apr 20, 2025
Closed on
Oct 10, 2025
Sold by
Bought by
Seller's Agent
Raquel Ramirez
Innovate Realty, Inc.
Buyer's Agent
Zinah Al Saffar
Exceptional Realty
List Price
$720,000
Sold Price
$700,000
Premium/Discount to List
-$20,000
-2.78%
Views
315
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$630,000
Outstanding Balance
$627,613
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$88,798
Purchase Details
Listed on
Dec 11, 2020
Closed on
Dec 31, 2020
Sold by
Bought by
Seller's Agent
Kimo Quance
Orange Coast Title
Buyer's Agent
Raquel Ramirez
Innovate Realty, Inc.
List Price
$500,000
Sold Price
$530,000
Premium/Discount to List
$30,000
6%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.92%
Original Mortgage
$530,000
Interest Rate
2.71%
Mortgage Type
VA
Purchase Details
Closed on
Jul 3, 2017
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$12,000
Interest Rate
3.88%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Apr 8, 2009
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,034
Interest Rate
5.06%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 17, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$211,000
Interest Rate
6.35%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 31, 2001
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$178,214
Interest Rate
6.84%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 21, 2000
Sold by
Bought by
Purchase Details
Closed on
Dec 28, 1998
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,000
Interest Rate
7.04%
Mortgage Type
Seller Take Back
Purchase Details
Closed on
Jul 23, 1993
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | Fidelity National Title | |
| Grant Deed | $700,000 | Fidelity National Title | |
| Grant Deed | $530,000 | Lawyers Title | |
| Grant Deed | $396,000 | Wfg Title Company Of Ca | |
| Interfamily Deed Transfer | -- | Wfg Title Company Of Ca | |
| Interfamily Deed Transfer | -- | Corinthian Title Company | |
| Interfamily Deed Transfer | -- | Southland Title Company | |
| Grant Deed | $205,000 | Fidelity National Title Co | |
| Grant Deed | -- | Chicago Title Co | |
| Grant Deed | $291,000 | Commonwealth Land Title Co | |
| Deed | $129,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $630,000 | New Conventional | |
| Previous Owner | $530,000 | VA | |
| Previous Owner | $12,000 | Stand Alone Second | |
| Previous Owner | $12,000 | Stand Alone Second | |
| Previous Owner | $388,827 | FHA | |
| Previous Owner | $220,034 | FHA | |
| Previous Owner | $211,000 | New Conventional | |
| Previous Owner | $178,214 | FHA | |
| Previous Owner | $243,000 | Seller Take Back | |
| Closed | $25,000 | No Value Available |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/21/2025 11/21/25 | Sold | $700,000 | 0.0% | $524 / Sq Ft | |
| 10/07/2025 10/07/25 | Pending | -- | -- | -- | |
| 07/25/2025 07/25/25 | Price Changed | $699,999 | -2.8% | $524 / Sq Ft | |
| 07/09/2025 07/09/25 | For Sale | $720,000 | +35.8% | $539 / Sq Ft | |
| 01/19/2021 01/19/21 | Sold | $530,000 | +6.0% | $397 / Sq Ft | View Prior Sale |
| 12/15/2020 12/15/20 | Pending | -- | -- | -- | |
| 12/11/2020 12/11/20 | For Sale | $500,000 | -- | $374 / Sq Ft |
Source: San Diego MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,751 | $573,685 | $289,740 | $283,945 |
| 2024 | $5,751 | $562,437 | $284,059 | $278,378 |
| 2023 | $5,301 | $551,410 | $278,490 | $272,920 |
| 2022 | $5,773 | $540,599 | $273,030 | $267,569 |
| 2021 | $3,873 | $416,265 | $210,235 | $206,030 |
| 2020 | $5,380 | $411,998 | $208,080 | $203,918 |
| 2019 | $4,948 | $403,920 | $204,000 | $199,920 |
| 2018 | $4,868 | $396,000 | $200,000 | $196,000 |
| 2017 | $32 | $412,803 | $246,626 | $166,177 |
| 2016 | $4,820 | $404,710 | $241,791 | $162,919 |
| 2015 | $4,204 | $350,000 | $208,000 | $142,000 |
| 2014 | $3,597 | $300,000 | $179,000 | $121,000 |
Source: Public Records
Agents Affiliated with this Home
-
Raquel Ramirez
-
Daniel Colvin
Seller Co-Listing Agent in 2025
Daniel Colvin
Innovate Realty, Inc.
(619) 840-6997
25 Total Sales
-
Zinah Al Saffar
Buyer's Agent in 2025
Zinah Al Saffar
Exceptional Realty
(619) 792-7152
49 Total Sales
-
A
Buyer's Agent in 2025
Alexander Coughlin
Vanguard Properties
-
K
Seller's Agent in 2021
Kimo Quance
Orange Coast Title
Map
Source: San Diego MLS
MLS Number: 250032879
APN: 487-141-03
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