NOT LISTED FOR SALE

Estimated Value: $502,869

6 Beds
4 Baths
2,646 Sq Ft
$190/Sq Ft Est. Value

Sale Details

Date Sold: April 20, 2026

Last sale price $499,900 $189 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $3,360 / mo

133 Days on Market

Highlights

  • Lower Floor Utility Room
  • Front Porch
  • Forced Air Heating System

About This Home

As of April 2026

Prime Duplex Opportunity in White Bear Lake! Don’t miss this fantastic opportunity to own a well-maintained two-unit duplex in a desirable White Bear Lake neighborhood. Perfect for both investors and owner-occupants, this property offers flexibility, strong rental history, and thoughtful updates throughout. The main unit features a spacious 4-bedroom, 2-bath layout, providing generous living space for larger households or higher rental income. The second unit offers a comfortable 2-bedroom, 2-bath design, ideal for tenants seeking convenience and privacy. Both units have been meticulously cared for and include new air-conditioning units and newer appliances, reducing maintenance costs and adding move-in-ready appeal. With excellent income potential, the property allows you to live in one unit and rent the other or operate it as a fully rented investment property. Located close to parks, schools, shopping, and everything White Bear Lake has to offer, this duplex delivers great value in a thriving community. Both units are currently rented: unit 1 lease ends 6/31/26 and unit 2 lease ends 9/30/26.

Last Agent to Sell the Property

Robert Speer

Edina Realty, Inc. Listed on: 12/08/2025

Edina Realty, Inc.

Last Buyer's Agent

Peter Smothers

Red Key Realty

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Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $7,084

Year Built

  • Built in 1885

Lot Details

  • 0.37

Parking

  • 2 Car Garage

Home Design

  • Duplex
  • Block Foundation
  • Frame Construction
  • Architectural Shingle Roof
  • Vinyl Siding
  • Stucco Exterior

Interior Spaces

  • 2-Story Property
  • Lower Floor Utility Room
  • Basement
  • Block Basement Construction

Bedrooms and Bathrooms

  • 6 Bedrooms
  • 4 Bathrooms

Laundry

  • Laundry in unit
  • Electric Dryer Hookup

Additional Features

  • Front Porch
  • Lot Dimensions are 71 x 232
  • Forced Air Heating System

Community Details

  • 2 Units
  • Spruce Grove, White Bear, Lake, Subdivision

Listing and Financial Details

  • Tenant pays for all utilities, cable TV, electricity, gas, heat, sewer, trash collection, water
  • The owner pays for exterior maintenance, grounds care, repairs, snow removal, taxes
  • Assessor Parcel Number 143022130046

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$7,084

Year Built

Built in 1885

Lot Details

0.37 Acres

Parking

2

Listing Details

  • Type: Residential Income
  • Property Subtype 1: Duplex Side by Side
  • Outside Features: Stucco, Vinyl
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1885
  • Above Grade Finished Sq Ft: 1701
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: None
  • Property Sub Type: MultiFamily

Interior Features

  • Basement: Block, Concrete
  • Living Area: 2646
  • Below Grade Finished Sq Ft: 945
  • Owner Pays: Exterior Maintenance, Grounds Care, Repairs, Snow Removal, Taxes
  • Basement YN: Yes
  • Amenities: Deck, Kitchen Window, Porch, Tile Floors, Washer/Dryer Hookup
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan/Hood, Range, Refrigerator, Washer
  • FamilyRoomRoomFeatures: Main Level
  • Amenities: Kitchen Window
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • FamilyRoomRoomFeatures: Main Level

Beds/Baths

  • Total Bedrooms: 6

Exterior Features

  • Roof: Age Over 8 Years, Architectural Shingle, Asphalt
  • PoolFeatures: None
  • Fencing: None
  • Foundation Details: Block
  • PatioPorchType: Front Porch, Side Porch

Garage/Parking

  • Other Parking Spaces: 1

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • LaundryFeatures: Electric Dryer Hookup, Lower Level, In Unit
  • Electric: Circuit Breakers
  • Fuel: Natural Gas
  • Power Company: Xcel Energy

Schools

  • Junior High Dist: White Bear Lake
  • SchoolDistrictPhone: 6514077500

Lot Info

  • Lot Size: 71 x 232
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Multi-Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Frame
  • Units Total: 2

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 143022130046
  • Tax Annual Amount: 7084
  • TaxWithAssessments: 7084

Multi Family

  • TenantPays: All Utilities, Cable TV, Electricity, Gas, Heat, Sewer, Trash Collection, Water
  • Number Of Refrigerators: Two

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 8, 2025
Closed on
Apr 20, 2026
Sold by
Bought by
Seller's Agent
Robert Speer
Edina Realty, Inc.
Buyer's Agent
Peter Smothers
Red Key Realty
List Price
$525,000
Sold Price
$499,900
Premium/Discount to List
-$25,100
-4.78%
Views
954
Current Estimated Value
$502,869

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,969
Avg. Annual Appreciation
1.87%
Original Mortgage
$474,905
Outstanding Balance
$473,957
Interest Rate
6%
Mortgage Type
New Conventional
Estimated Equity
$28,912

Purchase Details

Closed on
Jan 4, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$258,010
Interest Rate
2.67%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 31, 2018
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$262,400
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 11, 2015
Bought by

Purchase Details

Closed on
Jan 5, 2010
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$499,900 Network Title
-- Titlesmart Inc
$213,000 Executive Title
$328,000 Executive Title
$213,000 --
$175,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $474,905
Previous Owner $20,000
Closed $258,010
Previous Owner $262,400
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
04/20/2026 04/20/26 Sold $499,900 0.0% $189 / Sq Ft
01/15/2026 01/15/26 Price Changed $499,900 -2.0% $189 / Sq Ft
12/22/2025 12/22/25 Price Changed $510,000 -2.9% $193 / Sq Ft
12/08/2025 12/08/25 For Sale $525,000 0.0% $198 / Sq Ft
09/16/2024 09/16/24 Price Changed $1,550 -6.1% $1 / Sq Ft
10/01/2021 10/01/21 For Rent $1,650 -- --
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $7,152 $516,400 $83,300 $433,100
2025 $7,152 $525,100 $83,300 $441,800
2023 $5,974 $452,800 $83,300 $369,500
2022 $4,984 $430,500 $83,300 $347,200
2021 $4,508 $374,700 $83,300 $291,400
2020 $4,784 $349,600 $83,300 $266,300
2019 $3,206 $347,000 $83,300 $263,700
2018 $3,358 $256,800 $83,300 $173,500
2017 $3,438 $249,100 $83,300 $165,800
2016 $3,666 $0 $0 $0
2015 $4,032 $278,900 $78,100 $200,800
2014 $3,508 $0 $0 $0
Source: Public Records

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Map

Source: NorthstarMLS

MLS Number: 6825684

NorthstarMLS

APN: 14-30-22-13-0046

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