$570,000
SOLD MAY 16, 2025
2 Beds
2 Baths
2,532 Sq Ft
$940/mo HOA Fee

Recently Sold

$225 Per Sq Ft

3% Below List Price

7 Days on Market

Highlights

  • Fitness Center
  • Clubhouse
  • Community Pool
  • Colonial Architecture
  • 1 Fireplace
  • Community Playground

About This Home

As of May 2025

Welcome to 485 Harbor Side Street, Unit 603—an expansive 2,532 sqft condo in the sought-after Belmont Bay, offering incredible water views and bright, open living spaces throughout. This 6th floor unit features brand new flooring and paint, oversized rooms, and a wall of windows that bathe the home in natural light. Panoramic water views of the Belmont Bay Harbor can be seen from both bedrooms and the entire main living area, making this a unique opportunity to experience the convenience of amenity-rich living, coupled with the tranquility of it’s natural surroundings.The gourmet kitchen boasts a large center island, abundant cabinetry, plenty of generous counter space, and a convenient eat-in kitchen area for informal dining. It’s a kitchen that is perfect for both cooking and entertaining! The open-concept family room and dining area features an electric fireplace, space for a large dining table and a charming Juliet balcony, all with views of the water, creating a peaceful setting for everyday living.The luxurious primary suite offers two walk-in closets and a spa-inspired bath with a soaking tub, glass-enclosed shower, and dual vanity. A spacious guest suite, second full bath, full size laundry room and large den—perfect for a home office or flex space—are located on the opposite side of the home for added privacy.Recent updates include all-new carpet (2025), fresh paint (2025), and an HVAC system upgrade (parts/coils, etc. in 2022), and newer refrigerator, dryer and microwave. There are two assigned garage parking spaces conveniently located close to the elevator and a dedicated storage unit which also convey.Enjoy resort-style amenities including a clubhouse, pool, fitness center, and playground. Ideally located near trails, the marina, Occoquan River, VRE, and major commuter routes—this is low-maintenance living with unbeatable views and convenience. Welcome Home!

Last Agent to Sell the Property

Danielle Wateridge

(703) 639-8869 danielle.wateridge@gmail.com Berkshire Hathaway HomeServices PenFed Realty Listed on: 04/10/2025

Berkshire Hathaway HomeServices PenFed Realty

Co-Listed By

Justin Peucker

(540) 466-3417 justin.a.peucker@gmail.com Berkshire Hathaway HomeServices PenFed Realty License #WVS230302870

Last Buyer's Agent

Nicole Canole

(703) 640-8707 nicole@eastandivyhomes.com KW Metro Center License #664101

KW Metro Center

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $6,445

Year Built

  • Built in 2005

HOA Fees

Parking

  • Assigned parking located at #140 & 141

Home Design

  • Colonial Architecture
  • Entry on the 6th floor
  • Brick Exterior Construction

Interior Spaces

  • 2,532 Sq Ft Home
  • Property has 1 Level
  • 1 Fireplace
  • Washer and Dryer Hookup

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 8492-43-9544.06

Community Details

Overview

  • Association fees include trash, water
  • Harbor View HOA
  • High-Rise Condominium
  • Belmont Bay Condominims Condos
  • Harbor View Subdivision
  • Property Manager

Amenities

Recreation

  • Community Playground

Pet Policy

  • Pets allowed on a case-by-case basis

Property Details

Home Type

Condominium

Est. Annual Taxes

$6,445

Year Built

Built in 2005

Lot Details

0

HOA Fees

$940 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Unit/Flat/Apartment
  • Unit Building Type: Hi-Rise 9+ Floors
  • Architectural Style: Colonial
  • Ownership: Condominium
  • New Construction: No
  • Story List: Main
  • Expected On Market: 2025-04-10
  • Year Built: 2005
  • Assigned Parking Space Numbers: 140 & 141
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome to 485 Harbor Side Street, Unit 603—an expansive 2,532 sqft condo in the sought-after Belmont Bay, offering incredible water views and bright, open living spaces throughout. This 6th floor unit features brand new flooring and paint, oversized rooms, and a wall of windows that bathe the home in natural light. Panoramic water views of the Belmont Bay Harbor can be seen from both bedrooms and the entire main living area, making this a unique opportunity to experience the convenience of amenity-rich living, coupled with the tranquility of it’s natural surroundings. The gourmet kitchen boasts a large center island, abundant cabinetry, plenty of generous counter space, and a convenient eat-in kitchen area for informal dining. It’s a kitchen that is perfect for both cooking and entertaining! The open-concept family room and dining area features an electric fireplace, space for a large dining table and a charming Juliet balcony, all with views of the water, creating a peaceful setting for everyday living. The luxurious primary suite offers two walk-in closets and a spa-inspired bath with a soaking tub, glass-enclosed shower, and dual vanity. A spacious guest suite, second full bath, full size laundry room and large den—perfect for a home office or flex space—are located on the opposite side of the home for added privacy. Recent updates include all-new carpet (2025), fresh paint (2025), and an HVAC system upgrade (parts/coils, etc. in 2022), and newer refrigerator, dryer and microwave. There are two assigned garage parking spaces conveniently located close to the elevator and a dedicated storage unit which also convey. Enjoy resort-style amenities including a clubhouse, pool, fitness center, and playground. Ideally located near trails, the marina, Occoquan River, VRE, and major commuter routes—this is low-maintenance living with unbeatable views and convenience. Welcome Home!
  • Washer Dryer Hookups YN: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Condos

Interior Features

  • Entry Floor: 6
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 1
  • Basement: No
  • Total Sq Ft: 2532
  • Living Area Sq Ft: 2532
  • Price Per Sq Ft: 231.04
  • Above Grade Finished Sq Ft: 2532
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 485

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Assigned Spaces Count: 2
  • Garage: Yes
  • Parking Features: Assigned
  • Garage Features: Covered Parking
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Parking Garage
  • Parking Garage Number Of Spaces: 2

Utilities

  • Refuse: 50.19
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 861.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 79.00
  • Condo Co-Op Fee Frequency: Monthly
  • Condo Co-Op Name: Belmont Bay Condominims
  • HOA Condo Co-Op Amenities: Swimming Pool, Club House, Tot Lots/Playground, Fitness Center
  • HOA Condo Co-Op Fee Includes: Trash, Water
  • HOA Name: HARBOR VIEW HOA
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: PRINCE WILLIAM COUNTY PUBLIC SCHOOLS
  • School District Key: 121137431984
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: 025
  • Year Assessed: 2025
  • Zoning: PMD
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Pets: Case By Case Basis
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 6445.00
  • Assessor Parcel Number: 8492-43-9544.06
  • Tax Total Finished Sq Ft: 2532
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025
  • Close Date: 05/16/2025

MLS Schools

  • School District Name: PRINCE WILLIAM COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 10, 2025
Closed on
May 15, 2025
Sold by
Stuart Matthews Trust and Matthews Caroline Sally
Bought by
Dunn Allen Perrie and Dunn Julie Kim
Seller's Agent
Danielle Wateridge
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Nicole Canole
KW Metro Center
List Price
$585,000
Sold Price
$570,000
Premium/Discount to List
-$15,000
-2.56%
Views
20
Current Estimated Value
$574,265

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,265
Avg. Annual Appreciation
1.93%

Purchase Details

Closed on
Oct 28, 2019
Sold by
Matthews Stuart
Bought by
Matthews Stuart and Stuart Matthews Trust

Purchase Details

Closed on
Sep 12, 2005
Sold by
Harbor View Assocs Llc
Bought by
Matthews Stuart

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$443,500
Interest Rate
5.79%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $570,000 Stewart Title
Interfamily Deed Transfer -- None Available
Special Warranty Deed $554,400 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $443,500 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/16/2025 05/16/25 Sold $570,000 -2.6% $225 / Sq Ft
04/18/2025 04/18/25 Pending -- -- --
04/10/2025 04/10/25 For Sale $585,000 0.0% $231 / Sq Ft
05/01/2019 05/01/19 Rented $2,300 -4.2% --
04/22/2019 04/22/19 Under Contract -- -- --
04/22/2019 04/22/19 For Rent $2,400 +9.1% --
08/16/2017 08/16/17 Rented $2,200 -12.0% --
08/16/2017 08/16/17 Under Contract -- -- --
05/20/2017 05/20/17 For Rent $2,500 +8.7% --
08/27/2014 08/27/14 Rented $2,300 0.0% --
08/27/2014 08/27/14 Under Contract -- -- --
08/16/2014 08/16/14 For Rent $2,300 0.0% --
04/01/2012 04/01/12 Rented $2,300 0.0% --
02/10/2012 02/10/12 Under Contract -- -- --
01/23/2012 01/23/12 For Rent $2,300 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,360 $655,700 $233,900 $421,800
2024 $6,360 $639,500 $222,700 $416,800
2023 $6,294 $604,900 $210,100 $394,800
2022 $6,382 $569,000 $196,400 $372,600
2021 $6,536 $539,400 $185,200 $354,200
2020 $7,972 $514,300 $176,400 $337,900
2019 $7,356 $474,600 $163,400 $311,200
2018 $5,827 $482,600 $163,400 $319,200
2017 $5,717 $473,800 $160,200 $313,600
2016 $5,550 $458,000 $154,000 $304,000
2015 $4,952 $459,500 $154,000 $305,500
2014 $4,952 $399,300 $133,900 $265,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAPW2091166

Bright MLS

APN: 8492-43-9544.06