$227,000
SOLD MAY 16, 2025

4851 Locust Rd Saginaw, MI 48604

3 Beds
2 Baths
1,656 Sq Ft
0.26 Acres

Recently Sold

$137 Per Sq Ft

3% Above List Price

2 Days on Market

Highlights

  • Deck
  • Traditional Architecture
  • Porch
  • Sherwood Elementary School Rated A-
  • Fenced Yard
  • 2 Car Attached Garage

About This Home

As of May 2025

*HIGHEST AND BEST BY 3/31/2025 AT 7PM*In the heart of Saginaw Township with updates galore! This Quad-level home has been meticulously cared for. Let's start by talking about all the updates, new roof, gutters, driveway, hot water heater, Water drop under sink water filter, bathrooms, carpet, engineered wood flooring, vinyl flooring, kitchen, kitchen appliances and LED lighting with adjustable color temperature. There are 3 bedrooms, 2 full bathrooms and 2 large living areas good for entertaining and relaxing. Top it all off with a basement level with plenty of storage area. Outside you will find a 30x10 enclosed porch overlooking the large fenced in backyard with no backyard neighbors. There is also a big shed for all of your extra lawn tools. Be sure not to miss out on this immaculate home.

Last Agent to Sell the Property

Heather Wesolek

First Priority Realty License #SBR-6501334926 Listed on: 03/29/2025

Last Buyer's Agent

Tyler Durussel

Modern Realty License #SBR-6501448647

Modern Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1974

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions are 80x140
  • Fenced Yard

Home Design

  • Traditional Architecture
  • Quad-Level Property
  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 1,656 Sq Ft Home
  • Basement
  • Block Basement Construction

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Outdoor Features

  • Deck
  • Shed
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

  • Urbana Park Subdivision

Listing and Financial Details

  • Assessor Parcel Number 23-12-4-03-2186-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,613

Year Built

Built in 1974

Lot Details

0

Listing Details

  • Originating MLS: Saginaw Board of REALTORS
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Traditional
  • Structure Style: Quad-Level
  • Year Built: 1974
  • Mail City: Saginaw
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 4

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
  • Basement: Yes
  • Basement: Block
  • Bedrooms: 3
  • Bedroom 1: On Upper Floor, Dimensions: 13 x 11
  • Bedroom 2: On Upper Floor, Dimensions: 12 x 12
  • Bedroom 3: On Upper Floor, Dimensions: 12 x 9
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Bathroom 1: Dimensions: 8 x 7, On Level: Upper
  • Bathroom 2: Dimensions: 10 x 6, On Level: Lower
  • Dining Room: On Main Floor, Dimensions: 13 x 8
  • Family Room: On Lower Floor, Dimensions: 26 x 21
  • Kitchen: On Main Floor, Dimensions: 13 x 9
  • Living Room: On Main Floor, Dimensions: 17 x 12
  • Below Grade Sq Ft: 468
  • Above Grade Finished Sq Ft: 1656
  • Total Finished Sq Ft: 1656

Exterior Features

  • Exterior: Brick, Vinyl Siding
  • Exterior Features: Deck, Fenced Yard, Porch
  • Foundation: Basement
  • Frontage: 80
  • Road: Paved Street
  • Out Buildings: Shed
  • Frontage Type: Road

Garage/Parking

  • Garage: Attached Garage, Gar Door Opener
  • Garage Spaces: 2
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water
  • Water Heater: Gas
  • Cooling: Central A/C

Lot Info

  • Assessor Parcel Number: 23-12-4-03-2186-000
  • Zoning: Residential
  • Lot Dimensions: 80x140
  • Acreage: 0.26
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2024, Amount: $1,334.90
  • Winter Tax: Year: 2024, Amount: $1,278.29
  • Taxable Value: 62836
  • Total Tax: Year: 2024, Amount: $2,613.19
  • SEV Year: 2024

MLS Schools

  • School District: Saginaw Twp Community School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 29, 2025
Closed on
May 5, 2025
Sold by
Gilson Matthew and Gilson Diane
Bought by
Adcock Ryan and Adcock Alexandria
Seller's Agent
Heather Wesolek
First Priority Realty
Buyer's Agent
Tyler Durussel
Modern Realty
List Price
$219,900
Sold Price
$227,000
Premium/Discount to List
$7,100
3.23%
Total Days on Market
2
Views
76

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-88.54%
Original Mortgage
$220,190
Outstanding Balance
$220,190
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
-$20,853

Purchase Details

Listed on
Dec 4, 2017
Closed on
Feb 14, 2018
Sold by
Whitlock Lorianne M
Bought by
Gilson Matthew and Gilson Diane
Seller's Agent
Holly Reinke
Berkshire Hathaway HomeServices
Buyer's Agent
Heather Wesolek
First Priority Realty
List Price
$116,900
Sold Price
$114,000
Premium/Discount to List
-$2,900
-2.48%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.92%
Original Mortgage
$76,000
Interest Rate
3.95%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 1, 2013
Sold by
Whitlock Carl Thomas
Bought by
Whitlock Lorianne Marie

Purchase Details

Closed on
Feb 13, 2009
Sold by
Deutsche Bank National Trust Company
Bought by
Whitlock Lorianne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$78,551
Interest Rate
4.91%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 11, 2008
Sold by
Calhoun D A
Bought by
Indymac Bank Fsb

Purchase Details

Closed on
Nov 4, 2004
Sold by
Reetz Dale and Reetz Joanne
Bought by
Calhoun Dawn A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,500
Interest Rate
8.05%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $227,000 Crossroads Title
Warranty Deed $114,000 --
Quit Claim Deed -- --
Deed $80,000 --
Quit Claim Deed -- --
Quit Claim Deed -- --
Deed $91,500 --
Warranty Deed $155,000 Fatco
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $220,190 New Conventional
Previous Owner $55,000 Credit Line Revolving
Previous Owner $76,000 New Conventional
Previous Owner $77,250 Unknown
Previous Owner $78,551 FHA
Previous Owner $139,500 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/16/2025 05/16/25 Sold $227,000 +3.2% $137 / Sq Ft
03/31/2025 03/31/25 Pending -- -- --
03/29/2025 03/29/25 For Sale $219,900 +92.9% $133 / Sq Ft
02/06/2018 02/06/18 Sold $114,000 -2.5% $54 / Sq Ft
01/04/2018 01/04/18 Pending -- -- --
12/04/2017 12/04/17 For Sale $116,900 -- $55 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,335 $83,600 $0 $0
2023 $1,271 $74,700 $0 $0
2022 $2,264 $66,700 $0 $0
2021 $2,087 $63,600 $0 $0
2020 $2,038 $57,900 $0 $0
2019 $1,949 $53,400 $6,100 $47,300
2018 $925 $51,500 $0 $0
2017 $1,702 $50,700 $0 $0
2016 $1,683 $49,700 $0 $0
2014 $1,622 $53,000 $0 $46,600
2013 -- $51,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 50169953

Michigan Multiple Listing Service

APN: 23124032186000