486 Mermie Rd Hardin, KY 42048
Estimated payment $2,698/month
Highlights
- Deck
- Corner Lot
- Workshop
- Multiple Fireplaces
- Covered Patio or Porch
- Formal Dining Room
About This Home
Discover this beautiful 4-bedroom, 2.5-bath brick home with over 2700 sq feet of living space nestled in Pirates Cove, boasting year-round views of KY Lake. The kitchen, a spacious haven, features elegant marble tile countertops, while the exquisite dining room is graced by a cozy fireplace. A true entertainer's delight, the expansive updated room with a wet bar flows effortlessly onto a generous deck, perfect for gatherings. This home is equipped with two attached 2-car garages, showcasing new doors, along with a large 20x30 building to shelter all your lake toys. Outside, immerse yourself in nature's bounty with raised garden beds, flourishing grapevines, and fruit trees, complemented by a 30x30 in-ground garden. Revel in the splendid amenities of Pirates Cove, which include a private pool, sandy beach, clubhouse, boat ramp, and marina, all waiting to enhance your lakeside living experience.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,321
Year Built
- Built in 1993
Lot Details
- 0.94 Acre Lot
- Corner Lot
- Level Lot
Home Design
- Brick Exterior Construction
- Block Foundation
- Frame Construction
- Shingle Roof
Interior Spaces
- 2,742 Sq Ft Home
- 1-Story Property
- Wet Bar
- Tray Ceiling
- Sheet Rock Walls or Ceilings
- Ceiling Fan
- Skylights
- Multiple Fireplaces
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Workshop
- Utility Room
- Crawl Space
- Fire and Smoke Detector
Kitchen
- Stove
- Dishwasher
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- Double Vanity
Laundry
- Laundry in Utility Room
- Dryer
- Washer
Parking
- 4 Car Garage
- Heated Garage
- Garage Door Opener
- Driveway
Outdoor Features
- Deck
- Covered Patio or Porch
Utilities
- Central Air
- Multiple Heating Units
- Heating System Uses Gas
- Heating System Uses Wood
- Heating System Powered By Owned Propane
- Heating System Uses Propane
- Propane Water Heater
- Septic System
Community Details
- Association fees include common ground, pool
Listing and Financial Details
- Tax Lot 7,8,and 9
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,321 | $203,900 | $8,000 | $195,900 |
| 2023 | $2,112 | $203,900 | $8,000 | $195,900 |
| 2022 | $2,424 | $203,900 | $8,000 | $195,900 |
| 2021 | $2,455 | $203,900 | $8,000 | $195,900 |
| 2020 | $2,473 | $203,900 | $8,000 | $195,900 |
| 2019 | $2,474 | $203,900 | $8,000 | $195,900 |
| 2018 | $2,069 | $203,900 | $8,000 | $195,900 |
| 2017 | $2,071 | $203,900 | $8,000 | $195,900 |
| 2016 | $2,082 | $203,900 | $8,000 | $195,900 |
| 2015 | $2,092 | $203,900 | $8,000 | $195,900 |
| 2014 | $2,092 | $167,000 | $0 | $0 |
| 2010 | -- | $203,900 | $8,000 | $195,900 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/08/2025 09/08/25 | Price Changed | $470,000 | -1.1% | $171 / Sq Ft |
| 06/09/2025 06/09/25 | Price Changed | $475,000 | -2.1% | $173 / Sq Ft |
| 05/19/2025 05/19/25 | Price Changed | $485,000 | -2.0% | $177 / Sq Ft |
| 04/21/2025 04/21/25 | For Sale | $495,000 | -- | $181 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $179,000 | Foreman Watson Land Title | |
| Deed | $224,900 | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $170,050 | New Conventional | |
| Previous Owner | $129,256 | New Conventional | |
| Previous Owner | $132,209 | Unknown | |
| Previous Owner | $282,055 | Unknown | |
| Previous Owner | $221,962 | Purchase Money Mortgage | |
| Previous Owner | $229,500 | Credit Line Revolving | |
| Previous Owner | $184,000 | Credit Line Revolving | |
| Previous Owner | $126,000 | Credit Line Revolving |
Source: Western Kentucky Regional MLS
MLS Number: 131690
APN: 74-0A-07-008.000000
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