$349,900

488 Fortress Ct Saint Charles, MO 63303

Estimated payment $2,182/month

4 Beds
3.5 Baths
2,028 Sq Ft
$173 Price per Sq Ft

Highlights

  • Traditional Architecture
  • 1 Fireplace
  • 2 Car Attached Garage
  • Harvest Ridge Elementary School Rated A
  • Covered Patio or Porch
  • Brick Veneer

About This Home

Spacious and open two story home with so much to offer! Three levels of living in this home! Special features include: updated laminate flooring on main level, gas fireplace, bay window, smart home lighting, attached two car garage, vinyl siding and vinyl fencing. Main floor has office just off the entrance, a spacious living room with fireplace which opens to the spacious kitchen and dining area, and a half bath. , partially finished lower level with a half bath, vinyl fencing in the back yard, and vinyl siding on the exterior! Upper level has four bedrooms, sitting area and two full bathrooms. Primary bedroom with full en-suite and walk in closet. Lower level finished with a large family room, media area and a half bathroom. There are a total of four bedrooms, an office, two full baths and two half baths! Built-in sweat equity with painting and minor repairs. Centrally located in St Charles, near shopping, schools, highway and Lindenwood University. This house has so much to offer! Easy to show and ready for a new owner. Set your appointment today!

Listing Agent

Michelle Syberg

Mid America Property Partners License #1999056881 Listed on: 11/20/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,711

Year Built

  • Built in 2004

Lot Details

  • 5,663 Sq Ft Lot
  • Vinyl Fence
  • Back Yard

HOA Fees

  • $29 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Brick Veneer
  • Frame Construction
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • 1 Fireplace
  • Sliding Doors
  • Panel Doors

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Schools

  • Harvest Ridge Elem. Elementary School
  • Barnwell Middle School
  • Francis Howell North High School

Additional Features

  • Covered Patio or Porch
  • Forced Air Heating and Cooling System

Community Details

  • Association fees include common area maintenance
  • Enclave At Montclair Association

Listing and Financial Details

  • Assessor Parcel Number 3-0162-9436-01-0041.0000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,711

Year Built

Built in 2004

Lot Details

0

HOA Fees

$29 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2004
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: Back Yard
  • Lot Size Acres: 0.13
  • Reso Association Amenities: Other
  • Co List Office Phone: 636-720-2750
  • MLS Status: Active
  • Subdivision Name: Enclave At Montclair
  • Above Grade Finished Sq Ft: 2028
  • Architectural Style: Traditional
  • Carport Y N: No
  • Unit Levels: Two
  • New Construction: No
  • Property Attached Yn: No
  • Financial Info Electric: Ameren
  • MIS_AboveGradeFinishedAreaSrchSqFt: 2028.00
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_PoolYN: 0
  • MIS_BelowGradeFinishedAreaSrchSqFt: 836.00
  • MIS_EfficiencyYN: 0
  • MIS_AuctionYN: 0
  • Special Features: RealEstateOwned
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom, Partially Finished, Full
  • Appliances: Dishwasher, Microwave, Range
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 836
  • Door Features: Panel Door(s), Sliding Door(s)
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Laminate
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 0
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_UpperLevelBathroomsFull: 2
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 4

Exterior Features

  • Fencing: Fenced, Vinyl
  • Pool Private: No
  • Waterfront: No
  • Disclosures: None
  • Home Warranty: No
  • Construction Type: Brick Veneer, Frame, Vinyl Siding
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Covered, Front Porch, Patio

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Attached, Garage, Off Street

Utilities

  • Sewer: Public Sewer
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 345
  • Senior Community: No
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Enclave at Montclair

Fee Information

  • Association Fee Includes: Common Area Maintenance

Schools

  • Elementary School: Harvest Ridge Elem.
  • Junior High Dist: Francis Howell R-III
  • High School: Francis Howell North High
  • Middle Or Junior School: Barnwell Middle

Lot Info

  • Lot Size Sq Ft: 5662.8
  • Parcel Number: 3-0162-9436-01-0041.0000000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 3711

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,711 $65,982 -- --
2023 $3,709 $62,587 $0 $0
2022 $3,118 $48,890 $0 $0
2021 $3,121 $48,890 $0 $0
2020 $3,085 $46,473 $0 $0
2019 $3,071 $46,473 $0 $0
2018 $3,030 $43,462 $0 $0
2017 $2,986 $43,462 $0 $0
2016 $2,790 $39,105 $0 $0
2015 $2,784 $39,105 $0 $0
2014 $2,645 $36,029 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/20/2025 11/20/25 For Sale $349,900 -- $173 / Sq Ft
Source: MARIS MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $310,000 None Listed On Document
Warranty Deed $237,114 Multiple
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $244,000 New Conventional
Previous Owner $189,691 New Conventional
Closed $35,567 No Value Available
Source: Public Records

Source: MARIS MLS

MLS Number: MIS25077634

MARIS MLS

APN: 3-0162-9436-01-0041.0000000