488 Locust Ln Ruckersville, VA 22968
Ruckersville Neighborhood
3
Beds
1.5
Baths
2,240
Sq Ft
0.38
Acres
Highlights
- Rambler Architecture
- Main Floor Bedroom
- No HOA
- Wood Flooring
- 2 Fireplaces
- Den
About This Home
As of June 2025Opportunity abounds in this classic all-brick rancher conveniently located Ruckersville! Offering the perfect blend of charm and functionality, the home provides the buyer a chance to make this home their own. Step into the spacious living room, where a large picture window fills the space with natural light. With 3 bedrooms & 1.5 baths, this home provides comfortable living with plenty of room to grow. A partly finished basement offers additional living space and endless possibilities. Whether you need extra room for entertaining, a home gym, or creative space, this lower level has you covered. Outside, the yard feels much larger than its actual size, offering a perfect place for relaxation or play. There is a settlement/foundation issue in the basement that will require repair and home is priced accordingly. This home most likely will not qualify for traditional financing, renovation loans will possibly work.,Wood Cabinets,Fireplace in Basement,Fireplace in Living Room
Last Agent to Sell the Property
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE License #0225052922[1377] Listed on: 04/02/2025
Last Buyer's Agent
Default Agent
Default Office License #CAAR:DEFAULT
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,299
Year Built
- Built in 1975
Lot Details
- 0.38 Acre Lot
- Property is zoned A-1, Agricultural
Home Design
- Rambler Architecture
- Brick Exterior Construction
- Brick Foundation
- Block Foundation
Interior Spaces
- Property has 1 Level
- 2 Fireplaces
- Wood Burning Fireplace
- Brick Fireplace
- Family Room
- Living Room
- Den
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 1.5 Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Basement Windows
Schools
- Ruckersville Elementary School
- William Monroe High School
Utilities
- No Cooling
- Baseboard Heating
- Septic Tank
Community Details
- No Home Owners Association
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 2, 2025
Closed on
Jul 9, 2025
Sold by
Lohr G Scott
Bought by
Garcia Karen Ondina Navas
Seller's Agent
Amanda Spigone
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
Buyer's Agent
Default Agent
Default Office
List Price
$199,900
Sold Price
$199,900
Views
234
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
103.24%
Original Mortgage
$282,000
Outstanding Balance
$281,764
Interest Rate
6.89%
Mortgage Type
Seller Take Back
Estimated Equity
-$53,029
Purchase Details
Listed on
Apr 2, 2025
Closed on
Jun 17, 2025
Sold by
Bambrick Mary Ellen and Farrell Raoul
Bought by
Lohr G Scott
Seller's Agent
Amanda Spigone
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
Buyer's Agent
Default Agent
Default Office
List Price
$199,900
Sold Price
$199,900
Views
234
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$282,000
Outstanding Balance
$281,764
Interest Rate
6.89%
Mortgage Type
Seller Take Back
Estimated Equity
-$53,029
Similar Home in Ruckersville, VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $297,000 | Chicago Title | |
| Deed | $199,900 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $282,000 | Seller Take Back |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/18/2025 06/18/25 | Sold | $199,900 | 0.0% | $89 / Sq Ft |
| 05/15/2025 05/15/25 | Pending | -- | -- | -- |
| 05/13/2025 05/13/25 | For Sale | $199,900 | 0.0% | $89 / Sq Ft |
| 05/13/2025 05/13/25 | Price Changed | $199,900 | -33.3% | $89 / Sq Ft |
| 05/05/2025 05/05/25 | Off Market | $299,900 | -- | -- |
| 04/02/2025 04/02/25 | For Sale | $299,900 | -- | $134 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,320 | $191,300 | $50,000 | $141,300 |
| 2024 | $1,299 | $182,900 | $50,000 | $132,900 |
| 2023 | $1,335 | $182,900 | $50,000 | $132,900 |
| 2022 | $1,242 | $151,500 | $50,000 | $101,500 |
| 2021 | $1,242 | $151,500 | $50,000 | $101,500 |
| 2020 | $1,165 | $142,100 | $50,000 | $92,100 |
| 2019 | $1,165 | $142,100 | $50,000 | $92,100 |
| 2018 | $1,108 | $143,000 | $50,000 | $93,000 |
| 2017 | $1,108 | $143,000 | $50,000 | $93,000 |
| 2016 | $1,023 | $132,000 | $50,000 | $82,000 |
| 2015 | $495 | $132,000 | $50,000 | $82,000 |
| 2014 | $950 | $132,000 | $50,000 | $82,000 |
| 2013 | -- | $132,000 | $50,000 | $82,000 |
Source: Public Records
Agents Affiliated with this Home
-
Amanda Spigone
Seller's Agent in 2025
Amanda Spigone
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
(434) 996-0910
1 in this area
36 Total Sales
-
D
Buyer's Agent in 2025
Default Agent
Default Office
Map
Source: Bright MLS
MLS Number: 662665
APN: 60A-6-47
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