$675,000
SOLD MAY 7, 2025
Last list price

489 Ginger Rd Lake Ozark, MO 65049

3 Beds
2 Baths
1,768 Sq Ft
8,712 Sq Ft Lot

Recently Sold

$382 Per Sq Ft

65 Days on Market

Highlights

  • Lake Front
  • Deck
  • Covered Patio or Porch
  • Property fronts a channel
  • Furnished
  • Views

About This Home

As of May 2025

Welcome to this beautifully updated 3-bedroom, 2-bathroom Lakefront home, located at the 3-mile marker of Lake of the Ozarks. Completely renovated in 2022, this turn-key property is ready for you to enjoy or continue renting out. Featuring a nice concrete dock with a 12x38 ft. boat slip, this home is perfect for lake lovers. The covered and screened-in deck provides a great space to relax and take in the lake views. Inside, you'll find an updated kitchen equipped with stainless steel appliances. The master bedroom has access to the outside deck and great views. Two additional bedrooms and two bathrooms gives your family and friends they space they deserve. With great rental history and reservations already booked for 2025, this property offers both a fantastic vacation home and a profitable investment opportunity. Don’t miss out on this amazing lakeside gem!

Last Agent to Sell the Property

Jason Whittle

RE/MAX Lake of the Ozarks Brokerage Phone: (573) 302-2300 License #2015004068 Listed on: 03/03/2025

RE/MAX Lake of the Ozarks

Co-Listed By

RYAN BECHERER

RE/MAX Lake of the Ozarks Brokerage Phone: (573) 302-2300 License #2017043807

Last Buyer's Agent

Jason Whittle

RE/MAX Lake of the Ozarks Brokerage Phone: (573) 302-2300 License #2015004068 Listed on: 03/03/2025

RE/MAX Lake of the Ozarks

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,467

Year Built

  • Built in 1978 | Remodeled

Lot Details

  • Property fronts a channel
  • Lake Front
  • Sloped Lot

HOA Fees

  • $17 Monthly HOA Fees

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,768 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Ceiling Fan
  • Window Treatments
  • Finished Basement
  • Walk-Out Basement
  • Property Views

Kitchen

  • Stove
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • No Garage
  • Driveway

Outdoor Features

  • Cove
  • Deck
  • Covered Patio or Porch

Utilities

  • Forced Air Heating and Cooling System
  • Shared Well
  • Septic Tank
  • Cable TV Available

Community Details

  • Association fees include water
  • Horseshoe Bend # 7 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 01602300000003018000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,467

Year Built

Built in 1978 | Remodeled

Lot Details

0

HOA Fees

$17 per month

Listing Details

  • Property Sub Type: Detached
  • Prop. Type: Residential
  • Lot Size: irreg.
  • Road Surface Type: Asphalt, Paved
  • Co List Office Mls Id: 5075430
  • Co List Office Phone: (573) 302-2300
  • Inclusions: Turn-Key, Boat Dock
  • Ownership: Fee Simple,
  • Subdivision Name: Horseshoe Bend # 7
  • Directions: HH to Carol Rd, left on Ginger, and home will be on the left
  • Architectural Style: Two Story
  • Garage Yn: No
  • Unit Levels: Two
  • Property Attached Yn: No
  • Building Stories: 2
  • Year Built Details: 1978
  • Year Built: 1978
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Detached,Single Family Residence
  • Attribution Contact: (573) 302-2300
  • Special Features: VirtualTour
  • Stories: 2
  • Year Built: 1978

Interior Features

  • Furnished: Furnished
  • Possible Use: Residential
  • Appliances: Dryer, Dishwasher, Disposal, Microwave, Range, Refrigerator, Stove, Washer
  • Has Basement: Finished, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: None
  • Fireplace: No
  • Interior Amenities: Ceiling Fan(s), Furnished, Cable TV, Window Treatments
  • Living Area: 1768.0
  • Window Features: Window Treatments
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Lot Features: Lake Front, Sloped, Views
  • View: Channel
  • View: Yes
  • Waterfront Features: Cove, Lake Front
  • Waterfront: Yes
  • Construction Type: Vinyl Siding
  • Exterior Features: Blacktop Driveway, Deck
  • Foundation Details: Basement
  • Patio And Porch Features: Covered, Deck, Open, Screened
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Parking Features: No Garage

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Electric, Forced Air
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Shared Well

Condo/Co-op/Association

  • Community Features: None
  • Association Fee: 200.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Water

Schools

  • Junior High Dist: School Of The Osage

Lot Info

  • Parcel #: 01602300000003018000
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1466.73
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 3, 2025
Closed on
May 7, 2025
Sold by
Ak Metro-East Properties Llc
Bought by
Peterson Kenneth and Thomsen Heidi
Seller's Agent
Jason Whittle
RE/MAX Lake of the Ozarks
Buyer's Agent
Jason Whittle
RE/MAX Lake of the Ozarks
List Price
$699,900
Views
38
Current Estimated Value
$593,301

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-20.26%
Original Mortgage
$508,000
Outstanding Balance
$507,032
Interest Rate
6.24%
Mortgage Type
New Conventional
Estimated Equity
$86,269

Purchase Details

Listed on
Sep 22, 2022
Closed on
Dec 19, 2022
Sold by
Getchman Robert C and Getchman Lauren E
Bought by
Ak Metro-East Properties Llc
Seller's Agent
Galvin Humphries
Keller Williams L.O. Realty
Buyer's Agent
Galvin Humphries
Keller Williams L.O. Realty
List Price
$595,000
Views
53

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.76%
Original Mortgage
$442,000
Interest Rate
5.67%
Mortgage Type
Construction

Purchase Details

Closed on
Nov 2, 2010
Bought by
Hatley Charles C
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Arrowhead Title
Deed $552,500 Lake Ozarks Land Title
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $508,000 New Conventional
Closed $508,000 New Conventional
Previous Owner $442,000 Construction
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/07/2025 05/07/25 Sold -- -- --
03/20/2025 03/20/25 Price Changed $675,000 -3.6% $382 / Sq Ft
03/03/2025 03/03/25 For Sale $699,900 +17.6% $396 / Sq Ft
12/21/2022 12/21/22 Sold -- -- --
09/22/2022 09/22/22 For Sale $595,000 -0.8% $337 / Sq Ft
08/31/2022 08/31/22 Sold -- -- --
08/07/2022 08/07/22 For Sale $600,000 +14.3% $339 / Sq Ft
10/25/2021 10/25/21 Sold -- -- --
09/25/2021 09/25/21 Pending -- -- --
09/23/2021 09/23/21 For Sale $525,000 -- $292 / Sq Ft
Source: Bagnell Dam Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,467 $26,700 $0 $0
2023 $1,427 $26,700 $0 $0
2022 $1,427 $26,700 $0 $0
2021 $1,426 $26,700 $0 $0
2020 $1,436 $26,700 $0 $0
2019 $1,432 $26,700 $0 $0
2018 $1,438 $26,700 $0 $0
2017 $1,305 $26,700 $0 $0
2016 $1,279 $26,700 $0 $0
2015 $1,247 $26,700 $0 $0
2014 $1,220 $26,700 $0 $0
2013 -- $26,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bagnell Dam Association of REALTORS®

MLS Number: 3574746

Bagnell Dam Association of REALTORS®

APN: 01-6.0-23.0-000.0-003-018.000