489 Whitall St Saint Paul, MN 55130
Payne-Phalen NeighborhoodEstimated payment $1,581/month
About This Home
Investor and owner-occupant opportunity in the heart of Saint Paul’s Payne-Phalen neighborhood! This up-and-down duplex offers 4 bedrooms and 2 bathrooms with flexible living and rental options. Charming character from its historic 1879 construction is complemented by solid exterior condition, a corner lot setting, and convenient off-street/garage parking. Easy access to downtown Saint Paul, I-35E, shopping, dining, parks, and public transportation makes this a great addition to any portfolio or a smart option for buyers looking to offset their mortgage with rental income. Don’t miss this affordable multi-family opportunity with strong long-term potential.
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $3,394
Year Built
- Built in 1879
Parking
- 1 Car Garage
Home Design
- Duplex
- Block Exterior
- Stucco Exterior
Interior Spaces
- 1,421 Sq Ft Home
- 2-Story Property
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Bathrooms
Basement
- Block Basement Construction
- Laundry in Basement
Additional Features
- Lot Dimensions are 105x61
- Forced Air Heating System
Community Details
- 2 Units
- Edmund Rices First Add Subdivision
Listing and Financial Details
- Assessor Parcel Number 292922310104
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,288 | $205,300 | $25,000 | $180,300 |
| 2023 | $3,288 | $205,100 | $20,000 | $185,100 |
| 2022 | $3,384 | $165,000 | $20,000 | $145,000 |
| 2021 | $2,922 | $155,300 | $20,000 | $135,300 |
| 2020 | $2,850 | $136,600 | $6,600 | $130,000 |
| 2019 | $2,320 | $123,200 | $6,600 | $116,600 |
| 2018 | $2,224 | $96,700 | $6,600 | $90,100 |
| 2017 | $1,948 | $95,100 | $6,600 | $88,500 |
| 2016 | $1,862 | $0 | $0 | $0 |
| 2015 | $1,656 | $73,800 | $6,600 | $67,200 |
| 2014 | $1,460 | $0 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/11/2026 05/11/26 | Price Changed | $239,900 | -90.0% | $169 / Sq Ft | |
| 05/11/2026 05/11/26 | For Sale | $2,399,000 | +1053.4% | $1,688 / Sq Ft | |
| 11/17/2023 11/17/23 | Sold | $208,000 | 0.0% | $146 / Sq Ft | View Prior Sale |
| 11/10/2023 11/10/23 | Price Changed | $208,000 | +1.5% | $146 / Sq Ft | |
| 11/10/2023 11/10/23 | Pending | -- | -- | -- | |
| 09/12/2023 09/12/23 | For Sale | $205,000 | -- | $144 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $208,000 | -- | |
| Warranty Deed | $208,000 | Executive Title Services | |
| Warranty Deed | $173,000 | Chicago Title Ins Co | |
| Interfamily Deed Transfer | $515 | First American Title Ins Co | |
| Warranty Deed | $45,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $204,232 | New Conventional | |
| Closed | $204,232 | FHA | |
| Previous Owner | $138,400 | Commercial | |
| Previous Owner | $157,000 | New Conventional | |
| Closed | -- | No Value Available |
Source: NorthstarMLS
MLS Number: 7071799
APN: 29-29-22-31-0104
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Listings courtesy of NorthstarMLS as distributed by MLS GRID.
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