489 Whitall St Saint Paul, MN 55130
Payne-Phalen NeighborhoodEstimated payment $1,517/month
About This Home
Investor and owner-occupant opportunity in the heart of Saint Paul’s Payne-Phalen neighborhood! This up-and-down duplex offers 4 bedrooms and 2 bathrooms with flexible living and rental options. Charming character from its historic 1879 construction is complemented by solid exterior condition, a corner lot setting, and convenient off-street/garage parking. Easy access to downtown Saint Paul, I-35E, shopping, dining, parks, and public transportation makes this a great addition to any portfolio or a smart option for buyers looking to offset their mortgage with rental income. Don’t miss this affordable multi-family opportunity with strong long-term potential.
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $3,394
Year Built
- Built in 1879
Parking
- 1 Car Garage
Home Design
- Duplex
- Brick Foundation
- Block Exterior
- Stucco Exterior
Interior Spaces
- 1,421 Sq Ft Home
- 2-Story Property
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Bathrooms
Basement
- Block Basement Construction
- Laundry in Basement
Additional Features
- Lot Dimensions are 105x61
- Forced Air Heating System
Community Details
- 2 Units
- Edmund Rices First Add Subdivision
Listing and Financial Details
- Assessor Parcel Number 292922310104
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,394 | $205,300 | $25,000 | $180,300 |
| 2023 | $3,288 | $205,100 | $20,000 | $185,100 |
| 2022 | $3,384 | $165,000 | $20,000 | $145,000 |
| 2021 | $2,922 | $155,300 | $20,000 | $135,300 |
| 2020 | $2,850 | $136,600 | $6,600 | $130,000 |
| 2019 | $2,320 | $123,200 | $6,600 | $116,600 |
| 2018 | $2,224 | $96,700 | $6,600 | $90,100 |
| 2017 | $1,948 | $95,100 | $6,600 | $88,500 |
| 2016 | $1,862 | $0 | $0 | $0 |
| 2015 | $1,656 | $73,800 | $6,600 | $67,200 |
| 2014 | $1,460 | $0 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/12/2026 06/12/26 | Price Changed | $229,900 | -2.1% | $162 / Sq Ft | |
| 05/26/2026 05/26/26 | Price Changed | $234,900 | -2.1% | $165 / Sq Ft | |
| 05/11/2026 05/11/26 | Price Changed | $239,900 | -90.0% | $169 / Sq Ft | |
| 05/11/2026 05/11/26 | For Sale | $2,399,000 | +1053.4% | $1,688 / Sq Ft | |
| 11/17/2023 11/17/23 | Sold | $208,000 | 0.0% | $146 / Sq Ft | View Prior Sale |
| 11/10/2023 11/10/23 | Price Changed | $208,000 | +1.5% | $146 / Sq Ft | |
| 11/10/2023 11/10/23 | Pending | -- | -- | -- | |
| 09/12/2023 09/12/23 | For Sale | $205,000 | -- | $144 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $208,000 | -- | |
| Warranty Deed | $208,000 | Executive Title Services | |
| Warranty Deed | $173,000 | Chicago Title Ins Co | |
| Interfamily Deed Transfer | $515 | First American Title Ins Co | |
| Warranty Deed | $45,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $204,232 | New Conventional | |
| Closed | $204,232 | FHA | |
| Previous Owner | $138,400 | Commercial | |
| Previous Owner | $157,000 | New Conventional | |
| Closed | -- | No Value Available |
Source: NorthstarMLS
MLS Number: 7071799
APN: 29-29-22-31-0104
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